AI SummaryJharkhand Rajya Fasal Rahat Yojana is a state government scheme that gives direct financial help to farmers when their crops get damaged by natural calamities. It covers both landowning and landless farmers across Jharkhand, and no insurance premium is needed.
Jharkhand government keeps this crop relief scheme open for eligible farmers. JRFRY works as a compensation program, not a crop insurance policy. Farmers receive money directly through DBT when a natural disaster hits their crops.
Jharkhand Rajya Fasal Rahat Yojana - Introduction
This scheme is run by the Department of Agriculture, Animal Husbandry and Cooperative, Government of Jharkhand. It helps farmers recover from money problems caused by sudden natural calamities. Unlike crop insurance, it acts as a compensation mechanism that gives direct support so farming can continue without a break. It serves both landowning farmers and landless cultivators.
Main aims:
- Giving financial support when crops get damaged by unforeseen events.
- Strengthening income so farmers can keep farming.
- Keeping a steady money flow in the farming cycle.
- Supporting food security and encouraging crop variety and healthy competition.
Covered Natural Calamities
The scheme covers crop damage caused by these natural events:
- Flood and water logging.
- Earthquake.
- Volcanic eruption.
- Landslide.
- Drought or dry winds, when a drought is not officially declared.
- Widespread epidemic.
- Naturally occurring fire.
- Thunderstorm and storm.
- Torrential rain.
- Cyclone.
Exclusions
Some losses are not covered under this scheme:
- Losses linked to war or nuclear risks.
- Malicious damage or losses from unscientific farming methods.
- Damage caused by wild animals, which is handled by the Forest, Environment and Climate Change Department.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Jharkhand Rajya Fasal Rahat Yojana (JRFRY) |
| Level | State |
| Beneficiary Type | Individual |
| Target State | Jharkhand |
| Category | Agriculture, Rural and Environment |
| Benefit Mode | Direct Benefit Transfer (DBT) |
| Department | Department of Agriculture, Animal Husbandry and Cooperative |
| Official Website | jrfry.jharkhand.gov.in |
Benefits
Farmers receive assured compensation for crop losses caused by natural disasters. Please refer to the table below for payout details:
| Crop Loss Percentage | Compensation per Acre (Max 5 acres) |
|---|---|
| 30% to 50% | ₹3,000 |
| Greater than 50% | ₹4,000 |
Important Notes:
- Coverage applies to both Kharif (paddy and maize) and Rabi (wheat, mustard, gram, and potato) seasons.
- No premiums are required; farmers do not deal with insurance companies.
- Loss values are decided through Crop Cutting Experiment data.
Eligibility
To benefit from Jharkhand Rajya Fasal Rahat Yojana, a farmer should meet the following criteria:
- Should be a permanent resident of Jharkhand.
- Should be a small or marginal farmer (Raiyat or Bataidaar).
- Should be at least 18 years of age.
- Must have a valid Aadhaar number.
- If farming on government or non-majorua land, must hold valid lease or settlement papers from the Revenue Department.
- Must possess current land documents like LPC or land receipts.
- Can claim benefits for landholdings between 10 decimals and 5 acres.
- Becomes eligible only if crop loss is at least 20%.
- Participation is fully voluntary.
Special reservation and support are available for SC, ST, women, and primitive tribe farmers.
Exclusions
A farmer is not eligible if they or their family members belong to these categories:
- Present or former members of the Lok Sabha, Rajya Sabha, or State Legislative Assembly, or ministers.
- Current or former chairpersons of municipal bodies or Zilla Parishads.
- Serving or retired employees of state or central government institutions, excluding Group-IV or multitasking staff.
- Pensioners receiving ₹10,000 or more per month, excluding group-IV staff.
- Income tax payers from the previous assessment year.
- Practicing professionals like doctors, lawyers, engineers, chartered accountants, or architects.
Application Process
Online Portal
STEP 1 - Visit the official portal. Click on 'Farmer Registration', enter Aadhaar, mobile number, and name, then verify using the OTP sent to the phone.
STEP 2 - Once registered, log in to the portal using Aadhaar or mobile number and password. Select the correct crop season, review the auto-populated details, upload the required declaration form, and submit the application to receive a confirmation slip.
Applying via CSC
If offline help is preferred, visit the nearest Common Service Centre (CSC) to have an official register the application.
Documents
Keep these documents ready for the application:
- Aadhaar card.
- Recent passport-size photograph.
- Birth proof.
- Bank passbook details.
- Land documents (LPC or land receipts).
- For Bataidaar farmers, a Sahmati Patra (consent letter) from the land owner.
- Specific details of the crops planted and the area cultivated.
For any technical help on the portal, contact jrfryhelpdesk@gmail.com or call the farmer call centre at 18001231136.
References
For official updates, visit the official website.
Scheme presentation: JRFRY presentation.
Official guidelines: Fasal Rahat guidelines.
Registration: JRFRY registration portal.
FAQ's
Is this scheme a form of crop insurance?
No, it is a compensation-based support program, not a commercial insurance policy.
What is the main goal of the scheme?
The goal is to give financial relief to farmers after disasters, helping them secure their income and keep agricultural productivity.
Who can apply for help?
Permanent residents of Jharkhand who are small or marginal farmers (Raiyat or Bataidaar), are over 18 years old, and have valid land and Aadhaar documents.
Which natural disasters are covered?
The list includes floods, earthquakes, landslides, droughts, storms, cyclones, and fires.
What if the loss is due to wild animals?
These losses are handled by the Forest, Environment and Climate Change Department, not under this yojana.
How much compensation will a farmer receive?
A farmer may receive ₹3,000 per acre for losses between 30-50% or ₹4,000 per acre for losses greater than 50%.
Is the application process free?
Yes, no premium is required to take part in the scheme.
How does a farmer start the application?
Apply online at jrfry.jharkhand.gov.in or visit a nearest CSC center.
Is it mandatory to participate?
No, the scheme is fully voluntary for every farmer.
What is the minimum loss needed to qualify?
The crop must have suffered at least 20% damage to be considered for support.