AI SummaryChhattisgarh government's Shri Lalit Surjan Sanchar Pratinidhi Awas Rin Byaj Anudan Yojana is accepting applications from journalists for a housing loan interest subsidy. Under this housing scheme for journalists, the state government provides a 5% monthly interest subsidy and housing loans up to ₹30 lakh for five years.
Scheme applies to homes purchased after April 1, 2023, and only to homes built within Chhattisgarh. Applications are being taken by the Public Relations Directorate of the state government.
Former Chief Minister Bhupesh Baghel announced this scheme while presenting the budget for the financial year 2023-24. The cabinet committee decided to provide relief to journalists, and the scheme was notified in the gazette on September 26, 2023. Applications for the scheme started from October 2023.
About Shri Lalit Surjan Sanchar Pratinidhi Awas Rin Byaj Anudan Yojana
Shri Lalit Surjan Sanchar Pratinidhi Awas Rin Byaj Anudan Yojana is a housing loan interest subsidy scheme for journalists working in Chhattisgarh. The scheme gives a 5% monthly interest subsidy on housing loans up to ₹30 lakh for a period of five years. The subsidy is paid only on residential loans, and the house to be purchased must be built within the state of Chhattisgarh.
| Detail | Information |
|---|---|
| Name of Scheme | Shri Lalit Surjan Sanchar Pratinidhi Awas Rin Byaj Anudan Yojana |
| in Hindi | श्री ललित सुरजन संचार प्रतिनिधि आवास ऋण ब्याज अनुदान योजना |
| State | Chhattisgarh |
| Type of Scheme | Housing loan scheme for journalists |
| Loan Amount | Rs. 30 lakhs |
| Time Duration of Loan | 5 years |
| Rate of Interest Subsidy | 5% |
| Interest Subvention Type | Monthly |
| Who are Covered | Journalists |
| Time frame for Scheme | Journalists who have purchased houses after April 1, 2023 |
| Govt. Order Issuing Date | 26 September 2023 |
Who are Eligible for the Scheme
Full-time and part-time journalists working in the editorial branch of registered news agencies, editors of news portals, and independent journalists fulfilling the qualifying conditions of the preference rules and residing in Chhattisgarh for a minimum of 5 years will be eligible to benefit from the scheme, if taken in the joint name of himself or his wife.
It will be applicable only to one housing loan. If any journalist transfers the house already owned by him or his wife to his minor or adult child and owns a new house, he will not benefit from the scheme. In the event of default, the eligibility for the benefit of the scheme will automatically terminate.
Documents Required for CG Home Loan Subsidy Scheme for Journalists
To be eligible for the scheme, an affidavit has to be submitted that there is no residential building in the name of the applicant, his wife, dependent son, or daughter. Reimbursement of interest subsidy will be done quarterly. A committee of senior officers in the Directorate will make recommendations for the approval of interest subsidies. The committee will include the Commissioner/Director, Public Relations Directorate, Additional Director (Journalist Welfare), Additional Director (News), and Deputy Director/Joint Director (Finance).
Scheme rules and the application format can be downloaded from the official website of the Public Relations Directorate at dprcg.gov.in. For other housing support in the state, eligible families can also check the Mukhyamantri Awas Yojana Chhattisgarh page.
Source / Reference Link: Navbharat Times report on the scheme