Gujarat Mukhya Mantri Gruh Yojana 2024 Application / Registration Form – Affordable Housing Scheme for EWS / LIG & MIG

Gujarat government is inviting Mukhyamantri Gruh Yojana 2024 application / registration form at official housing portal. Mukhya Mantri GRUH Yojana where GRUH stands for “Gujarat Rural Urban Housing” is an affordable housing scheme especially designed for home seekers belonging to EWS, LIG, MIG category of the society.

Mukhya Mantri Gujarat Rural Urban Housing Scheme (Gruh Yojana) was announced during 12th Five-year plan in consideration of growing need for affordable houses in urban areas. In this article, we will tell you about how to apply online for affordable housing scheme for EWS / LIG / MIG category people.

What is Mukhyamantri GRUH Yojana?

The Mukhya Mantri GRUH (Gujarat Rural Urban Housing) Yojana is a comprehensive housing scheme initiated by the Government of Gujarat to address the rising demand for affordable housing. As the state experiences rapid urbanization, there’s an acute need for quality housing for economically weaker sections (EWS), lower-income groups (LIG), and middle-income groups (MIG).

The scheme aims to construct 50 lakh houses over five years, with 22 lakh in urban areas, with a focus on creating slum-free urban environments. The project involves public-private partnerships (PPP) to accelerate construction and make housing affordable through various incentives and streamlined processes.

Under this scheme, housing is provided at subsidized rates to eligible families based on income criteria. The scheme offers a range of housing options, from 2-room kitchen units for EWS to larger 2-bedroom units for MIG. The policy also outlines various incentives for private developers, including exemptions from municipal charges, tax benefits, and flexible construction parameters.

The implementation framework includes strict quality checks and maintenance responsibilities, with a robust system for allotting homes to eligible beneficiaries. By addressing the needs of diverse income groups, the Mukhya Mantri GRUH Yojana contributes significantly to improving urban living conditions in Gujarat.

Gujarat Mukhyamantri GRUH Yojana Application / Registration Forms

The main objective of the scheme is to rehabilitate slums in urban areas of the State by the year 2018. The government is committed to provide affordable housing to EWS (Economically Weaker Section), LIG (Lower Income Group) and MIG (Medium Income Group) across the state.

Mukhya Mantri GRUH Yojana Apply Form for EWS Category

Under the Mukhya Mantri GRUH Yojana, the Gujarat government will provide pucca house to every slum dwelling family and family belonging to economically weaker sections. The minimum carpet area of houses for economically weaker sections will be 25 sq. meters and maximum will be up to 30 sq. meters which will include two rooms, kitchen, bathroom and toilet.

Existing slums in metropolitan, municipal and development authority areas will be rehabilitated by constructing houses in the same place (in situ). Slums which cannot be rehabilitated in the same place will be relocated on government/ULC/ULB/GHB land.

Eligibility/Selection Criteria of EWS Beneficiaries

• The beneficiaries under the GRUH Yojana will be selected on the basis of any two of the four criteria which includes electricity bill, voter ID card, slum survey or ration card.
• Allotment of EWS houses under this program will be made to the beneficiaries whose annual family income is less than Rs. 1,00,000/-
• No family member should have either plot or house in that city and applicant should be adult
  on the date of application.
• The beneficiaries of slum rehabilitation should be living in slums on or before the Cut- off date of 1/12/2010.
• Allotment of the houses will be done through the computerized lottery draw.
• Registration of Houses will be done on hundred rupees stamp paper.
• All the allotted houses should be registered jointly in the name of husband and wife and wife will have first right.

Financial Assistance for EWS in Mukhyamantri Gruh Yojana

Slum rehabilitation schemes approved by the Central Government will be financed by the Central Government, State Government, local urban bodies and beneficiaries as follows.

• Central Government – 50% of the project cost
• State Government and Urban local bodies – 38%
• Beneficiary contribution – 12% (Beneficiary will contribute Rs. 35,000/- (thirty five thousand) or 12% of cost of house whichever is more.)

Loan facility will be provided to the eligible beneficiary by the implementing agency. Allottee beneficiary will not be permitted to sell or let out allotted house for 15 years. In case of breach of this condition allotment of house may be cancelled by implementing agency. The ownership of land will remain with urban local bodies.

How to Apply Process for EWS Category People

Applications from potential beneficiaries will be collected before beginning project. Housing projects will be built under self-financed scheme. Deposit to be made along with application is Rs. 7,500/- (Rupees seven thousand five hundred only) for EWS, category.

Mukhyamantri Gruh Yojana EWS Application Form PDF Download Online

Here is the direct link to download Mukhyamantri Gruh Yojana EWS Application Form in PDF format – https://vmc.gov.in/pdf/gruhyojna/EWS%20Fo%20rm%20Final%2008-12-13%20doc.pdf

The Mukhya Mantri Gruh Yojana EWS Registration Form PDF will appear as shown below:-

Mukhya Mantri GRUH Yojana Apply Form for LIG Category

The state government will encourage and help affordable housing projects for people in lower income group (LIG) to meet the growing need for affordable houses in urban areas.

The minimum carpet area of houses for people in lower income group will be 31 sq. mtrs and maximum will be up to 50 sq. mtrs which will include one bedroom, hall, kitchen, bathroom and toilet.

Eligibility / Selection Criteria of LIG Beneficiaries

• The selection of LIG beneficiaries under the scheme will be made on the basis on income. The annual family income of the LIG candidates should fall between Rs. 1,00,000/- to Rs. 2,50,000/-
• No family member should have either plot or house in that city and applicant should be adult
  on the date of application.
• Allotment of the houses will be done through the transparent computerized lottery draw.
• Registration of all the beneficiaries with UIDAI (Unique Identification Authority of India) shall be mandatory. Municipal Corporations and Municipalities will carry out this activity.
• All the allotted houses should be registered jointly in the name of husband and wife and wife will have first right. Concessions in stamp duty will be as per prevailing norms.

Financial Assistance for LIG in Mukhyamantri Gruh Yojana

Under this scheme, amount payable by beneficiary, shall be amount remaining after deduction of subsidy per unit of house or Rs. 7.50 lakh (Rupees Seven Lakh and Fifty Thousand only) to Rs. 11 lakh (Rupees Eleven Lakh only) whichever is less. Implementing agency will coordinate with bank to facilitate loan for beneficiaries.

Allottee beneficiary will not be permitted to sell or let out allotted house for 7 years.

How to Apply Process for LIG Category People

Applications from potential beneficiaries will be collected before beginning project. Housing projects will be built under self-financed scheme. Deposit to be made along with application is Rs. 20,000/-(Rupees twenty thousand only) for LIG, category.

Under this scheme one person can submit only one form for single project. However, for different projects separate applications can be made and on being successful in draw in more than one scheme then he will be entitled to get, allotment only in one of the scheme.

Download Mukhyamantri Gruh Yojana LIG Application Form PDF Online

Here is the direct link to download Mukhyamantri Gruh Yojana LIG Application Form in PDF format – https://vmc.gov.in/pdf/gruhyojna/LIG%20Fo%20rm%20Final%2008-12-13%20doc.pdf

The Mukhya Mantri Gruh Yojana LIG Registration Form PDF will appear as shown below:-

Scheme for Incentive to Private EWS and LIG Housing

The state government will also provide interest subsidy to the EWS and LIG applicants on home loan to make the homes even more affordable and easy to buy.

Eligible Beneficiaries purchasing houses under private affordable EWS / LIG housing schemes will be eligible for this subsidy. Banks, Private developers and implementing agency will jointly select beneficiaries.

Under this scheme, the beneficiaries of EWS and LIG category will have to make a minimum down payment
of Rs.50,000/- and Rs. 1,00,000/- respectively.

The scheme will be run under the Urban Development and Urban Housing Department. The complete details in the PDF format about the scheme can be obtained from here.

Gujarat Mukhyamantri GRUH Yojana Apply Form for MIG Category

The sample application forms for the GRUH yojana housing scheme for MIG Category can be downloaded from link here – https://vmc.gov.in/pdf/gruhyojna/MIG%20Fo%20rm%20Final%2008-12-13%20doc.pdf

The Mukhyamantri Gruh Yojana Registration Form for MIG Category people will appear as shown below:-

Mukhyamantri Gruh Yojana Booklet – https://vmc.gov.in/pdf/MGY-cc13.pdf%205-4-14.pdf

Gujarat Rural Urban Housing Yojana – Policy Details

Ambitious housing program, the Mukhya Mantri GRUH (Gujarat Rural Urban Housing) Yojana was launched by Gujarat govt to address the growing demand for affordable housing in the state. As Gujarat continues to develop rapidly, the pressure on urban areas has led to an acute shortage of affordable housing. This policy aims to create slum-free urban areas by providing housing at reasonable prices to economically weaker sections (EWS), lower-income groups (LIG), and middle-income groups (MIG).

Background and Objectives

Gujarat’s rapid economic growth and urbanization have led to a significant migration of people to urban centers, resulting in the expansion of slums, temporary shacks, and unhygienic living conditions. To combat this, the Mukhya Mantri GRUH Yojana was announced with the following objectives:

• To provide affordable housing to EWS, LIG, and MIG groups.
• To involve both public institutions and private developers in housing projects.
• To construct 50 lakh houses over five years, with 22 lakh in urban areas.

Affordable Housing Parameters

The policy sets specific parameters for affordable housing based on income levels. These include:

• Carpet Area: Ranges from 25-30 sq. meters for EWS to 51-65 sq. meters for MIG-1.
• Layout: Typically, 2-room kitchen with bathroom and toilet for EWS, expanding to 2-bedroom with additional rooms for MIG-1.
• Maximum Selling Price: Up to Rs. 3,00,000 for EWS and up to Rs. 22,50,000 for MIG-1.
• Annual Family Income: Ranges from less than Rs. 1,00,000 for EWS to Rs. 2,50,000-5,00,000 for MIG-1.

Public-Private Partnerships and Incentives

The implementation of the policy relies on public-private partnerships (PPP) and incentives for private developers. The PPP models are designed to encourage private sector involvement in affordable housing projects. Key aspects of the policy include:

• Incentives for Private Developers: Exemptions from municipal charges for certain categories of housing, tax benefits from the central government, and the ability to use 10% of the land for commercial construction.
• Planning Parameters: Guidelines for building heights, rainwater harvesting, innovative construction technologies, and civic infrastructure requirements.

Eligibility and Allotment

Beneficiaries of the affordable housing scheme must meet specific criteria:

• Residency Requirement: Beneficiaries must have lived in the respective urban area for at least three years.
• Restrictions on Sale or Subletting: Allotted houses cannot be sold or sublet for at least 7 years for EWS/LIG and 5 years for MIG.
• Application Process: Prospective beneficiaries must apply, and the implementing agency will allot houses to those who qualify.

Maintenance and Repairs

The policy outlines the responsibility for maintenance and repair of the affordable housing scheme:

• Structural Defect Liability: Developers are liable for structural defects for 10 years from the completion certificate.
• Maintenance Responsibility: Initially with the developer, then transferred to the beneficiaries’ association.
• Lift Maintenance: The developer is responsible for lift maintenance for three years after handing over possession of the houses.

Implementation Framework and Transparency

The policy’s execution framework is based on the Gujarat Slum Act 1973 and the Gujarat Slum Rehabilitation Policy 2013. Various authorities, such as the Minister for Urban Development, the Municipal Commissioner, and the District Collector, are responsible for executing the affordable housing scheme.

To ensure transparency, the policy mandates public disclosure of information related to all types of affordable housing schemes. This information must be available at the project sites and through the prescribed authorities at city and state levels.

Download GRUH Affordable Housing Policy PDF

https://gujrera.gujarat.gov.in/resources/staticpage/Affordable_Housing_Policy.pdf

For detailed information and latest updates, please visit the official website of Urban Development Department of Gujarat Government at https://udd.gujarat.gov.in