AI SummaryRythu Bima Scheme is a life insurance scheme by the Telangana government that gives financial security to the families of farmers. It offers ₹5,00,000 as coverage when a farmer passes away, and the state pays the full premium, so farmers do not have to pay anything.
Telangana government renewed Rythu Bima Scheme for the 2025-26 cycle under Chief Minister A Revanth Reddy, and around 48 lakh farmers, including new applicants, are covered under this cycle with the same ₹5 lakh insurance cover per farmer. The last date for fresh applications closed on 12 August 2025.
Rythu Bima Scheme - Introduction
Rythu Bima Scheme is a social security scheme launched by the government of Telangana on 14th August 2018. It gives a financial safety net to the families of farmers by offering life insurance coverage for both natural and accidental deaths.
This scheme helps grieving families keep their financial stability during hard times. The whole premium burden is covered by the state, making it a free service for the farming community. The premium is paid by the government to the Life Insurance Corporation (LIC), and in the event of a farmer's death the insured amount is credited to the nominee's account, usually within ten days.
Key Information
| Scheme Name | Rythu Bima Scheme |
| Level | State |
| Scheme For | Individual |
| Beneficiary State | Telangana |
| Category | Agriculture, Rural & Environment |
| Benefit Type | Cash Transfer |
| Nodal Department | Agriculture and Co-operation Department |
| Implementing Agency | Agriculture Extension Officers (AEO) |
| Launch Date | 14th August 2018 |
Highlights
| Detail | Information |
|---|---|
| Scheme Name | Rythu Bima Scheme |
| Launched By | Government of Telangana |
| Beneficiaries | Farmer families of Telangana |
| Benefit Amount | ₹5,00,000 on death |
| Coverage Scope | Natural and accidental death |
| Application Mode | Through Agriculture Extension Officers |
| Official Website | rythubharosa.telangana.gov.in |
Benefits
The scheme gives significant financial support so that a farmer's family stays protected even after the farmer's death.
| Feature | Benefit Details |
| Insurance Amount | ₹5,00,000 |
| Coverage Scope | Natural and accidental death |
| Payment Mode | Direct bank transfer to nominee |
| Application | Fully streamlined digital process |
Eligibility
To take part in the scheme, a farmer should meet the following conditions:
- Must be a farmer who is a permanent resident of Telangana.
- Must be aged between 18 and 59 years.
- Must own land of up to 5 acres, as the scheme is meant for these landowners.
- Land details must be registered in the Bhu Bharati and CCLA land databases.
- Farmers with lands in multiple villages can have just one policy for the whole family under the new guidelines.
Application Process
Enrolment is done with the help of the local agriculture extension officer. The official portal at Rythu Bharosa Telangana portal carries the updates and notifications.
STEP 1 - Share personal information, land records and nominee details with the local agriculture extension officer (AEO).
STEP 2 - The AEO enters the details into the Rythu Bima portal.
STEP 3 - Land records are verified through the Bhu Bharati and CCLA databases.
STEP 4 - The mandal agriculture officer (MAO) authenticates the submission.
STEP 5 - Once verified, the Life Insurance Corporation (LIC) generates a unique insurance ID and an SMS confirmation is sent to the mobile number.
Claim Process for Nominees:
STEP 1 - The nominee informs the district nodal officer through the Rythu Bima portal after the death of the farmer.
STEP 2 - Upload the required documents as requested by the system.
STEP 3 - Authorities verify the claim online.
STEP 4 - After successful validation, the ₹5,00,000 benefit is transferred directly to the nominee's bank account, usually within ten days.
Documents
Keep the following documents ready for a smooth process:
- Death certificate of the farmer.
- Official identity proof of the deceased farmer.
- Identity proof of the nominee.
- Copy of the pattadar passbook or land record details from Bhu Bharati.
- Bank account details of the nominee.
References
Rythu Bharosa Government Portal
Telangana Rythu Bima Yojana details
FAQ's
Who is eligible for Rythu Bima Scheme?
Any farmer who is a resident of Telangana, aged 18 to 59, owns land of up to 5 acres, and has land registered in the Bhu Bharati and CCLA databases is eligible.
Is there a registration fee?
No, the government of Telangana pays the entire premium, so the scheme is free for farmers.
What is the amount provided in case of death?
The nominee receives a sum of ₹5,00,000 in the event of the farmer's death.
How does the nominee receive the money?
The claim amount is credited directly to the nominee's bank account through a digital transfer, usually within ten days.
Are regular status alerts provided?
Yes, SMS notifications are sent at every stage, including registration confirmation and claim settlement.