Insurance Scheme for Artisans Component of the Development of Handicrafts Scheme gives financial security to handicraft artisans in Puducherry by covering them under a life insurance policy. The scheme supports families of artisans in difficult times such as natural death, accidental death, or permanent disability, with the premium shared between the Social Security Fund and the government.
Department of Industries and Commerce, Government of Puducherry keeps this scheme open for eligible handicraft artisans in 2026. Applications are accepted through the District Industries Centre (DIC) using the official application form. The scheme continues to provide cash support under a life insurance policy for artisans working in traditional crafts.
Insurance Scheme for Artisans Component of the Development of Handicrafts Scheme - Introduction
Insurance Scheme for Artisans Component of the Development of Handicrafts Scheme is a welfare measure for registered handicraft artisans of the Union Territory of Puducherry. Artisans are covered under the Jana Shree Bima Yojana or a similar insurance policy approved by the department. To make the protection affordable, the premium burden is shared equally, with 50% funded by the Social Security Fund and the remaining 50% contributed by the government through the District Industries Centre (DIC).
Key Information
| Scheme Name | Insurance Scheme for Artisans Component of the Development of Handicrafts Scheme |
|---|---|
| Level | State |
| Scheme For | Individual |
| Beneficiary State | Puducherry |
| Category | Banking, Financial Services and Insurance |
| Benefit Type | Cash |
| DBT Scheme | No |
| Nodal Department | Industries and Commerce Department, Puducherry |
Benefits
This scheme gives cash support to protect artisans and their families during difficult times. The assistance amount depends on the type of event, as shown in the table below:
| Condition | Assistance Amount |
|---|---|
| Natural Death | ₹20,000 |
| Death Due to Accident | ₹50,000 |
| Permanent Total Disability due to Accident (Loss of two eyes or two limbs) | ₹50,000 |
| Permanent Partial Disability (Loss of one eye or one limb due to accident) | ₹25,000 |
Eligibility
Eligible people can apply for the scheme by meeting these conditions:
- Applicant should be a handicraft artisan by profession.
- Applicant should be a permanent resident of the Union Territory of Puducherry.
- Applicant should be between the ages of 18 and 60 years.
- Applicant should follow all terms and conditions of the insurance policy.
Application Process
The application process is offline. Candidates can apply with the help of the District Industries Centre (DIC).
STEP 1 - Download the official application form for the Handicrafts Artisans Insurance Scheme from the official application forms download area of the District Industries Centre, Puducherry.
STEP 2 - Fill in all required details accurately and attach a passport-sized photograph.
STEP 3 - Collect all required self-attested documents and keep them ready for submission.
STEP 4 - Visit the office of the Project Manager at the District Industries Centre, Thattanchavady, Puducherry - 605 009, during working hours.
STEP 5 - Submit the completed application. The official will provide a unique reference number for records and future inquiries.
Documents
The following documents should be kept ready for the application:
- Valid Residential Certificate
- Age proof document (such as Aadhaar, Birth Certificate, or School Leaving Certificate)
- Occupation proof certifying the applicant as a handicraft artisan
- Compliance documents as mentioned in the insurance policy
References
For more details, these official portals can be visited:
- Official Application Forms Download Area
- Official Guidelines
- Citizen Charter
- Department Contact Page
- Grievance Redressal Portal
FAQ's
What is the main purpose of this insurance scheme?
This scheme provides welfare support and financial security to handicraft artisans in Puducherry through affordable insurance coverage.
How is the insurance premium paid?
The premium is equally shared, with 50% covered by the Social Security Fund and the remaining 50% covered by the government through the DIC.
Are there specific age limits for applicants?
Yes, applicants should be between 18 and 60 years old to qualify for this protection.
Where can the application form be downloaded?
The official application form for the Handicrafts Artisans Insurance Scheme can be downloaded from the official application forms download area.
What should be done in case of a complaint?
The official Grievance Redressal Mechanism can be used to resolve any issues regarding the application or benefits.