Haryana Government has launched Deen Dayal Lado Lakshmi Yojana to give direct financial help to women of the state. The scheme’s start date is 25 September 2025 and provides ₹2100 per month to eligible women through Direct Benefit Transfer (DBT).
This scheme is a big step to make women financially independent and give them a secure monthly income. However, the government has now revised the scheme rules by adding stricter eligibility conditions and a new payment structure. These updates are part of the official notification issued by the state government.
If you are planning to apply, read this article carefully to understand who can apply, who cannot apply, and what important rules you must follow under the updated Lado Lakshmi Yojana.
Eligibility Criteria for Lado Lakshmi Yojana
To get benefits under this scheme, a woman must meet the following conditions:
- Age Requirement: Applicant must be 23 years or above and not more than 60 years at the time of application.
- Income Limit (General Category): Family’s annual income should not be more than ₹1 lakh, as verified through the Family Information Database (FIDR).
- Residency Rule: Applicant must be a resident of Haryana for at least 15 years. If married into Haryana from another state, the husband must fulfill the 15-year residency condition.
- Bank Account: Applicant must have an active bank account in her own name, linked with Aadhaar for DBT.
There is no restriction on the number of women from one family. If more than one woman fulfills the eligibility conditions, all of them can apply separately.
Additional Eligibility Linked to Children’s Education and Health
The Haryana government has expanded the scheme by linking it with social development outcomes. Mothers will also be considered eligible under special categories:
- Mothers whose children study in government schools and score more than 80% marks in Class 10 or Class 12 board examinations.
- Mothers whose children achieve grade-level learning under NIPUN Bharat Mission in Classes 1 to 4.
- Mothers who successfully rehabilitate their children from moderate or severe acute malnutrition, verified by the Women and Child Development Department.
For these additional categories, the annual family income limit has been increased to ₹1.8 lakh. However, residency, Aadhaar, and bank account rules remain compulsory.
Who Cannot Apply (Ineligibility Conditions)
The government has clearly listed cases where women are not eligible under this scheme:
- Women already receiving financial assistance under schemes like:
- Old Age Samman Allowance
- Widow and Destitute Women Support
- Ladli Social Security Allowance
- Divyang (Disabled Persons) Support
- Acid Attack Victim Support
- Widower and Unmarried Persons Scheme 2023
- Haryana Gaurav Samman Scheme for Padma Awardees
- Any other notified social security pension scheme
- (Exception: Medical assistance such as Cancer Stage III & IV, Rare Disease aid, Thalassemia, Haemophilia, and Sickle Cell Anemia support will not affect eligibility.)
- Women employed in any government job (regular, contractual, or part-time) where family income exceeds the prescribed limit.
- Women or their family members receiving any other regular government pension or allowance.
- Income tax payers.
Important Rules of Lado Lakshmi Yojana
Along with eligibility, applicants must follow these important scheme rules:
- Revised Payment Structure: Out of the total ₹2100 monthly benefit, ₹1100 will be credited every month into the beneficiary’s bank account. The remaining ₹1000 will be deposited in a government-operated recurring deposit (RD) account, which will mature after five years.
- Monthly Liveness Check: Beneficiaries must complete face authentication every month through the Lado Lakshmi App to continue receiving benefits.
- Bank Account Accuracy: If payment fails for two consecutive months due to incorrect bank details, the benefit will be stopped until details are corrected.
- False Information: If wrong details are provided, the recovered amount will be charged with 12% annual interest. Legal action may also be taken.
- Payment in Case of Death: In case of beneficiary’s death, the accumulated RD amount will be paid to the nominee. Monthly benefit will stop thereafter.
- Automatic Scheme Transfer: If a beneficiary later becomes eligible for old-age or widow pension, her name may be shifted automatically to the respective scheme.
Why Eligibility Rules Are Strict
The strict eligibility rules are meant to ensure that benefits reach only genuinely needy women. Verification through Aadhaar, PPP, FIDR, and bank account checks helps prevent misuse and ensures proper use of public funds.