CLSS Awas Portal (CLAP) – Track PMAY Urban Interest Subsidy Application

CLSS Awas Portal (CLAP) under PM Awas Yojana Urban functional at, PMAY-U beneficiaries of EWS / LIG / MIG-I / MIG II can track interest subsidy application, use CLAP portal for CLSS tracker, subsidy calculator & eligibility

CLSS Awas Portal (CLAP) – Track PMAY Urban Interest Subsidy Application

CLSS Awas Portal Clap PMAY Urban

Central govt. has launched CLSS Awas Portal (CLAP) under PM Awas Yojana Urban at At this portal, people can keep a track of their CLSS Interest Subsidy Application. At this CLAP portal, PMAY-U beneficiaries can avail facilities like CLSS tracker, subsidy calculator and can even check their eligibility. PMAY Urban aims to provide affordable housing to the urban poor by 2022.

One of the verticals under the PM Awas Yojana mission is Credit Linked Subsidy Scheme. CLSS covers eligible beneficiaries under EWS / LIG / MIG categories to avail benefit of interest subsidy on home loan. The upfront interest subsidy under CLSS component of PM Awas Yojana Urban ranges from 3% to 6.5%. CLAP portal is a transparent and robust real time web-based monitoring system for CLSS beneficiaries.

CLSS Tracker at CLAP Portal – PMAY Urban

CLSS tracker has been designed, developed and implemented for its CLSS borrower /co-borrower to track their application status for CLSS interest subsidy. People can now easily track their interest subsidy at CLAP Portal at There are 5 stages which have been incorporated in CLSS tracker as mentioned below:-

CLSS Tracker CLAP Portal PMAY U

Individual will not have to go to banks to the check the status of their application for CLSS subsidy amount. CLAP software will send status of application of CLSS interest subsidy to borrower and as well as co-borrower on their mobile number as registered in CLAP portal by PLIs.

PMAY Urban Subsidy Calculator at CLSS Awas Portal

People can now calculate interest subsidy at CLSS Awas Portal (CLAP) under PM Awas Yojana Urban as shown below through the link –

CLSS Interest Subsidy Calculator PMAY Urban CLAP

Check CLAP PMAY (U) User Manual through the link –

CLSS Eligibility for PMAY-U Home Loans

The eligibility to avail home loans under CLSS component of PMAY-U housing scheme is as follows:-

 Economically Weaker Sections (EWS)Low Income Group (LIG)Medium Income Group I (MIG-I)Medium Income Group II (MIG-II)
Annual Household IncomeUpto Rs. 3 lakhRs. 3 to 6 lakhRs. 6 to 12 lakhRs. 12 lakh to Rs. 18 Lakh
Minimum Carpet Area ( sq.mt60 sq.mt160 sq.mt200
Reduction in EMI per monthRs. 2500Rs. 2500Rs. 2250Rs. 2200
Overall Savings (INR)More than 6 lakhMore than 6 lakhMore than 5.4 lakhMore than 5.3 lakh
PMAY Urban Home Loan CLSS Eligibility

CLSS Vertical Details –

PMAY Urban CLSS Awas Portal (CLAP) Login

In order to make PMAY Urban CLAP Portal Login, click the link – The page to make CLSS Awas Portal Login will appear as shown below:-

CLSS Awas Portal CLAP Login

Username and password must be entered and then hit at “Login” button to make PMAY-U CLSS Awas Portal Login.

What is CLSS Component of PMAY U Housing Scheme

Interest Subsidy on home loans up to 2.67 lakh per house is admissible for beneficiaries of Economically Weaker Section (EWS)/Low Income Group (LIG), Middle Income Group (MIG)-I and Middle Income Group (MIG)-II category. People can seek housing loans from Banks, Housing Finance Companies and other such institutions for acquiring/constructing houses.

The interest subsidies of 6.5%, 4% and 3% on loan amount up to Rs. 6 lakh, Rs. 9 lakh and Rs. 12 lakh are admissible for a house with carpet area of up to 60, 160 and 200 Sq. meter for EWS/LIG, MIG I and MIG II respectively. The scheme for MIG category was up to 31st March 2021 while for EWS / LIG category is 31 March 2022. The benefit for EWS/LIG beneficiaries under CLSS works out to as high as Rs. 6 lakh over a loan period of 20 years.

For more details on CLSS Awas Portal (CLAP), click here –

Check PMAY Housing for All (Urban) Details at

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