AI SummaryJharkhand government's Abua Awas Yojana is accepting housing applications from homeless and kutcha-house families across the state. The scheme gives a 3-room pucca house with a kitchen and toilet, and the state bears the full ₹2 lakh construction cost.
Chief Minister Hemant Soren announced the scheme on 15 August 2023. It was set up for families left out of the central Pradhan Mantri Awas Yojana (PMAY) list. The scheme now runs through its official portal at aay.jharkhand.gov.in, where eligible people can apply online and check the beneficiary list.
Abua Awas Yojana Overview
Abua Awas Yojana is a state-funded housing scheme run by the Rural Development Department of the Jharkhand government. It covers homeless families and those living in kutcha or temporary shelters who could not get a house under PMAY. The construction money is released in three stages tied to building progress, and each payment goes straight into the beneficiary's Aadhaar-linked bank account through DBT.
The state government is committed to giving pucca houses with basic facilities to every homeless and kutcha-house family in rural areas by 2026. Around 16 lakh houses have been built under PMAY-G since 2016 and about 50,000 under the Baba Saheb Bhimrao Ambedkar Awas Yojana, yet many families still remain without a pucca house. Abua Awas Yojana is meant to cover these left-out families.
| Detail | Information |
|---|---|
| Scheme Name | Abua Awas Yojana |
| State | Jharkhand |
| Launched By | Government of Jharkhand |
| Launch Year | 2023 |
| Benefit | 3-room pucca house with kitchen and toilet |
| Construction Support | ₹2 lakh per family |
| Beneficiaries | 20 lakh families |
| Official Portal | aay.jharkhand.gov.in |
How to Apply Online for Abua Awas Yojana
Applications for Abua Awas Yojana are now open through the official portal at aay.jharkhand.gov.in. Eligible families can also apply at their nearest Block Development Office (BDO). The application process is free, so there is no need to pay any middleman.
STEP 1 - Open the official portal at aay.jharkhand.gov.in on your phone or computer, or visit the nearest Block Development Office.
STEP 2 - Click on the 'New Registration' option and verify your Aadhaar number.
STEP 3 - Fill in the details such as your BPL or income certificate, land papers and bank account information.
STEP 4 - Submit the form. The Gram Sabha will verify your case before selection.
STEP 5 - After selection, the ₹2 lakh support is released in three stages tied to building progress, and each payment goes directly to your Aadhaar-linked bank account.
Eligibility Criteria for Abua Awas Yojana
Before applying, check whether your family meets the eligibility rules given below.
- Applicant must be a permanent resident of Jharkhand.
- Applicant must be homeless or living in a kutcha or temporary house in a rural area.
- Family must not be covered under PMAY and must not own a pucca house in any part of India.
- Family should be a BPL family or have an annual income below ₹2 lakh.
- Applicant must have an Aadhaar-linked bank account.
Benefits of Abua Awas Yojana
The scheme offers a complete pucca house to eligible families, along with the full construction money.
- A 3-room pucca house with a kitchen and toilet is built for each eligible family.
- The state bears the full ₹2 lakh construction cost, released in three stages tied to building progress.
- Each payment goes directly to the beneficiary's Aadhaar-linked bank account through DBT, so no middleman is involved.
Documents Required for Abua Awas Yojana
Keep the following documents ready while applying for the scheme.
- Aadhaar Card
- Ration Card or BPL Certificate
- Income Certificate
- Domicile Certificate
- Land ownership documents
- Aadhaar-linked bank passbook
- Passport-size photograph
Abua Awas Yojana Beneficiary List
The beneficiary list is prepared at the Gram Sabha level as per the eligibility rules. Once the list is released, eligible families can check their names on the official portal aay.jharkhand.gov.in by selecting their district and panchayat. The list is also shared at the block and panchayat offices for easy access.
All houses built under Abua Awas Yojana are registered in the name of the women of the beneficiary families. This helps women get a permanent asset in their own name.
Need for Abua Awas Yojana
Central schemes like Pradhan Mantri Awas Yojana Gramin and Ambedkar Awas Yojana have been running for a long time. As per state government data, about 16 lakh families have got houses under PMAY-Rural and about 50,000 families under the Ambedkar Housing Scheme since Jharkhand was formed in 2000. Still, these schemes could not cover all eligible families.
Since 2016, the state used SECC (2011) data to find beneficiaries. Problems came up when Chief Minister Hemant Soren and the Rural Development Minister wrote to the Union Rural Development Minister that around 8 lakh eligible families had been left out of housing schemes. Their requests to add these families to the list were not accepted, so the state decided to start its own housing scheme.
Abua Awas Yojana in English
Jharkhand cabinet committee gave approval to Abua Awas Yojana on 18 October 2023. Under the scheme, the state government provides 3-room houses free to poor families. The houses under Abua Awas Yojana are bigger in size compared to houses under Pradhan Mantri Awas Yojana.
The scheme costs around Rs. 16,320 crore to the state exchequer over three years. It runs alongside other existing housing schemes for poor families. The scheme is fully funded by the state government and is meant to cover families left out of the central housing schemes.
Aur Padhein
Pradhan Mantri Awas Yojana Gramin | Mahabhulekh
FAQ's
What do families get under Abua Awas Yojana?
Eligible families get a 3-room pucca house with a kitchen and toilet. The state bears the full ₹2 lakh construction cost, released in three stages through DBT.
Who can apply for Abua Awas Yojana?
Permanent residents of Jharkhand who are homeless or live in a kutcha house, are not covered by PMAY, and have an annual income below ₹2 lakh can apply.
How to check the Abua Awas Yojana beneficiary list?
Open the official portal at aay.jharkhand.gov.in and select your district and panchayat to check the beneficiary list. The list is also available at block and panchayat offices.
Is Abua Awas Yojana different from PMAY?
Yes. Abua Awas Yojana is fully funded by the Jharkhand state government and is meant for families left out of PMAY. The houses under this scheme are bigger in size than those under PMAY.