Short Update
Small savings rates for October-December 2026: SCSS, SSY at 8.20%
For October-December 2026, Senior Citizens Savings Scheme and Sukanya Samriddhi Yojana have the highest listed annual rate, 8.20% each. National Savings Certificate pays 7.70%; Kisan Vikas Patra and 5-Year Post Office Time Deposit pay 7.50% each.
Post Office Monthly Income Scheme pays 7.40%, Public Provident Fund (PPF) 7.10%, and 5-Year Post Office RD 6.70%. Government of India reviews these rates every quarter. The article advises checking the latest government notification before investing. These notified rates are not guaranteed inflation-adjusted returns.