Karnataka Kayaka Yojana Loan [@0% Interest] Scheme Online Application Form

Karnataka government to invite Kayaka Yojana Loan Scheme online application form to provide interest free (0%) loans upto Rs. 10 lakh to women SHGs, check interest subsidy, eligibility, apply process, complete details here
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Karnataka govt. launches Kayaka Yojana Loan Scheme to encourage skill development through self Help groups (SHGs). Under this Kayaka Scheme, the state government will provide loans upto Rs. 10 lakh to these SHGs from cooperative sector banks. People can apply online for this interest free loan scheme by checking the process to fill Kayaka Yojane online application form and complete details here.

Karnataka Kayaka Yojana 2024 – Loan Scheme for Self Help Groups

Kayaka Yojana is a new loan scheme to encourage entrepreneurship among the members of self-help groups (SHGs). This new scheme of the state govt. will provide loans upto Rs. 10 lakhs to SHGs to boost entrepreneurial activities among the members of these SHGs. This scheme is in accordance with the long pending demand of self-help groups to provide them with zero interest loans to boost their activities. SHG Loans upto Rs. 5 lakh under Kayaka Yojane will be given at 0% interest rate, while the loans between Rs. 5 lakh to Rs. 10 lakh would be given at 4% interest rate.

The state govt. plans to purchase products prepared by women associations under Karnataka Kayaka Yojana Loan Scheme. For this purpose, govt. will impart necessary training to woman associations to prepare various products and marketing them under the Kayak Scheme. In addition to this, Karnataka govt. will also ensure marketing facility for the prepared products.

Karnataka Kayaka Yojana Loan Scheme Online Application Form

Under Kayaka Yojana Loan Scheme, the state govt. will provide loans to 3,000 SHGs where each SHG will get Rs. 10 lakh. Out of this amount, Rs. 5 lakh will be interest free while the remaining will draw 4% interest. All the interested and eligible applicants would be able to fill Karnataka Kayaka Yojana Loan Scheme online application form to avail interest free loans. However, the official date to start the online applications for Kayaka Yojane is still not known but it is expected that the online application process will start soon.

The new government loan scheme of Karnataka will target towards the progress of financial and trade in the state. Kayaka Scheme is going to be implemented soon to offer financial assistance to self help groups. SHGs will utilize the funds to provide training to the people who desire to do something on their own.

How to Apply Online for Kayaka Yojane

The state govt. of Karnataka will soon declare the official launch of the scheme. After the official launch of Kayaka Yojane, all details regarding the application form filling procedure, enrollment process will be highlighted clearly. This would make all the interested self help groups to get this financial assistance of upto Rs. 10 lakh. To ensure overall development of small and marginal businessmen, proper training is a must. Assistance to SHGs will ensure that these people get the guidance they require.

Eligibility Criteria for Kayaka Scheme

The scheme has just been mentioned in the state budget and the official announcement is still awaited. Till date, nothing concrete is known about the eligibility criteria of Kayaka Scheme application form. Only self-help groups which are located and working within the borders of the state will be able to apply and receive this loan.

Karnataka Kayaka Scheme Interest Subsidy
Karnataka Kayaka Scheme Interest Subsidy

Salient Features of Kayaka Loan Yojana in Karnataka

The key features and highlights of Kayaka Yojana in Karnataka are as follows:-

  • Development of SHGs – Kayaka Scheme has been designed to bring about development of SHGs operating in the state. SHGs will utilize money to increase the skill development and entrepreneurship among the people.
  • Easy availability of loan – After the implementation of Kayaka Yojane, SHGs can get easy loans from banks and raise their activities for the betterment of skill development among people.
  • Loan amount – The state government will provide loans between Rs. 1 lakh and Rs. 10 lakhs to SHGs.
  • Interest on credit – For loans less than Rs. 5 lakh, there will be 0% interest under Karnataka Kayaka Yojana Loan Scheme. For loan amount between Rs. 5 lakh to Rs. 10 lakh, interest rate would be charged at 4% interest.

The first phase of the Kayaka Scheme implementation will take place in 5 urban areas. In the primary implementation phase, the credit will be offered to as many as 3000 SHGs.

For more details, visit the official website at http://sahakara.kar.gov.in/

26 thoughts on “Karnataka Kayaka Yojana Loan [@0% Interest] Scheme Online Application Form”

  1. Development of SHGs – Kayak Scheme has been designed to bring about development of SHGs operating in the state. SHGs will utilize money to increase the skill development and entrepreneurship among the people.

    Reply
  2. I’m 50 years old and struggling to run my family without financial help.
    Any job Diploma in elect engineering have expeience in facilities management and related job to run my family or any sef business to survive with family or else vmay leading to give up our lives(its so serious reason why using this words)

    Reply
  3. please send me kayaka yojana infarmestion booklet my address
    S.G.BADIGER
    SASANUR
    BASAVAN BAGEVADI
    VIJAYAPUR 586214
    7899973735

    Reply
  4. ನಿಮ್ಮ ಸಾಲ ಯೋಜನೆ ಗಾಗಿ ಕಾಯುತ್ತಿದ್ದೇನೆ ದಯಮಾಡಿ ಸಹಕರಿಸಿ ಸರ್ 🙏🙏

    Reply

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