AI SummaryHaryana government's Ekmusht Niptan Yojana is a one-time settlement scheme for farmers who have overdue loans from Primary Agricultural Credit Societies (PACS). Under this scheme, farmers who repay the full principal amount of their loan get a complete waiver of the interest and penalty charged on it. This decision is aimed at easing the money burden on farmers and supporting the agriculture sector in the state.
Chief Minister Nayab Singh Saini launched this scheme in December 2025. It will stay open till March 31, 2026. Around 6,81,182 farmers and poor laborers will benefit, and interest of about ₹2,266 crore will be waived. Families of 2.25 lakh deceased farmers are also covered under a separate provision of ₹900 crore.
Haryana government has been giving loans to farmers through Primary Agricultural Credit Societies (PACS). Many farmers could not repay these loans on time, and the interest kept growing. This one-time settlement scheme gives them a chance to clear their old dues by paying only the principal amount.
Haryana Kisan Karaj Mafi List - How to Check
Farmers who want to know whether their loan interest and penalty will be waived can check their name in the list. The list is available on the official Meri Fasal Mera Byora portal at https://fasal.haryana.gov.in.
STEP 1 - Open the official portal at fasal.haryana.gov.in on your phone or computer.
STEP 2 - Look for the "Farmer Search" option on the homepage and click on it.
STEP 3 - Enter your registered mobile number or other required details in the search box.
STEP 4 - Search for your name in the list. If your name appears, your loan interest and penalty are eligible for waiver under the scheme.
If you need any help with login or registration on the Meri Fasal Mera Byora portal, you can call the toll free number given below.
Toll Free Number: 1800 180 2117 (Monday to Friday - 9:00AM to 5:00PM)
#WATCH | On farmer loans, Haryana CM ML Khattar says, "The opposition is troubled when we talk about farmers. Which other state buys 14 crops on MSP in the country? Which other state has increased loan amounts given to farmers and also waived off interest and penalties? Over Rs… pic.twitter.com/xeKGUpv33R
— ANI (@ANI) February 23, 2024
Ekmusht Niptan Yojana - Eligibility Conditions
Farmers need to meet a few simple conditions to get the benefit of this one-time settlement scheme. The main points are listed below.
- Resident of Haryana: The applicant must be a permanent resident farmer of Haryana.
- Loan from PACS: The loan must be a crop loan, tenant loan, or shop loan taken from a Primary Agricultural Credit Society (PACS).
- Overdue loan: The loan must have become overdue as of September 30, 2024.
- Repay principal: The farmer must repay the full principal amount in one go to get the interest and penalty waived.
Ekmusht Niptan Yojana - Main Points
| Detail | Information |
|---|---|
| Scheme Name | Haryana Ekmusht Niptan Yojana (One-Time Settlement Scheme) |
| Launched By | Chief Minister Nayab Singh Saini |
| Launch Date | December 2025 |
| Valid Till | March 31, 2026 |
| Beneficiaries | 6,81,182 farmers and laborers |
| Interest Waiver | ₹2,266 crore |
| Deceased Farmers' Families | 2.25 lakh families, ₹900 crore provision |
| Application Mode | Offline through local PACS |
| Official Website | fasal.haryana.gov.in |
Benefits of Ekmusht Niptan Yojana
The scheme gives farmers a clear path to become debt free and start farming again without old loan pressure. Once the principal amount is repaid, the whole interest and penalty is waived. After one month of repayment, farmers can also take a fresh crop loan in three installments for the next season. This helps them buy seeds, fertilizer, and other farm needs.
Families of deceased farmers can also get the same benefit. If the legal heirs repay the principal amount, the full interest is waived. This gives big relief to families who were facing money problems after the death of the earning member.
Other Haryana Farmer Schemes
Haryana government runs many other schemes to support farmers. Some of these are given below.
- MSP purchase of crops: The state government buys many crops at the minimum support price (MSP), which gives farmers a fair price for their produce.
- Primary Agricultural Credit Societies (PACS): These societies give farmers loans and other financial services at low rates.
- Haryana Chara Bijai Yojana: A fodder cultivation scheme that supports farmers who grow fodder crops.
Farmers can also check other related schemes like Haryana Agriculture Machinery Subsidy Scheme and Haryana Kisan Mitra Yojana for more support.
FAQ's
What is the last date to apply for the Ekmusht Niptan Yojana?
The scheme is valid till March 31, 2026. Farmers should settle their loans before this date to get the interest and penalty waived.
Is the scheme applicable to bank loans?
No. The scheme is only for loans taken from Primary Agricultural Credit Societies (PACS), not for regular bank loans.
Can a farmer make a partial payment?
No. To get the full interest waiver, the farmer must repay the complete principal amount in one go.
How to check the loan status?
Farmers can contact their local PACS or check the Meri Fasalh Mera Byora portal at fasal.haryana.gov.in for loan details.