Bhagyalakshmi Scheme for Girl Child Guidelines 2026 are available to download in PDF format at blakshmi.karnataka.gov.in. Karnataka Bhagyalaxmi scheme aims to promote birth of girl children in BPL families and to raise their status in family and society.
In Bhagya Lakshmi Yojana, state government provides financial support to the girl child through her mother, father or natural guardian on fulfillment of some conditions which are listed in this article. Since 2020-21, the scheme is implemented through Sukanya Samruddhi Account of the Postal Department.
Bhagyalakshmi Scheme 2026 for Girl Child
The objectives of Bhagyalakshmi Scheme for girl child in Karnataka are as follows:-
- Promoting birth rate of girl child in BPL families.
- Raising status of girl children which results in help for women in the society.
- Providing money help to girl child through her mother, father or natural guardian.
Eligibility Criteria for Bhagya Lakshmi Scheme
Only those candidates who fulfill the below mentioned conditions would be eligible for Bhagya Lakshmi scheme benefits:-
- Girl children must be born in a BPL family after 31 March 2006.
- Birth registration of girl child must be done within 1 year from date of birth.
- Upto 2 girl children of a BPL family can avail bhagyalakshmi scheme benefits.
- Girl should not be working as a child labour.
- Proper Immunization of girls should have been done as per the health department programme.
- To become eligible for maturity amount, it is required that girl child completes 8th standard and she should not have been married off before the age of 18 years.
Benefits of Bhagyalaxmi Scheme
Here are the benefits of Bhagyalakshmi Scheme in Karnataka:-
- Girl child will get health insurance cover upto Rs. 25000 per year.
- Annual Scholarship b/w Rs. 300 to Rs. 1000 will be given to girl child upto class 10th.
- There will be increase in birth rate of girl child in poor families of the society.
- Status of girl children would be increased within family and society.
- Apart from these benefits, the parents have to get Rs. 1 lakh in case of accident and Rs. 42,500 for natural death of the beneficiary.
- At the end of 18 years, the beneficiary would be paid around Rs. 1,27,000 as maturity amount.
Annual Scholarship in Bhagya Laxmi Scheme
The annual scholarship to be given to girl child in Bhagyalakshmi Scheme in Karnataka is as follows:-
| Class | Amount |
|---|---|
| 1st to 3rd | Rs. 300 |
| 4th | Rs. 500 |
| 5th | Rs. 600 |
| 6th & 7th | Rs. 700 |
| 8th | Rs. 800 |
| 9th & 10th | Rs. 1000 |
Maturity Amount in Bhagyalakshmi Scheme
As per the government order No.MAMAE/87/MAMAA/2020 dated 10.11.2020, Bhagyalakshmi Scheme is now implemented through the Sukanya Samruddhi Account Scheme of the Postal Department. An amount of Rs. 3,000 per annum is deposited in the name of two children of BPL families in the Sukanya Samruddhi Account for 15 years.
Approximate maturity amount will be around Rs. 1,27,000 as per the present rate of interest. Withdrawal up to a maximum of fifty percent of the amount in the account is allowed for the education of the account holder. The name of the Bhagyalakshmi scheme and the conditions for registration of beneficiaries continue as per the earlier criteria.
How to Apply for Bhagyalakshmi Scheme in Karnataka
STEP 1 - Go to the official website at blakshmi.karnataka.gov.in and open the Bhagyalakshmi section on the homepage.
STEP 2 - Start a new registration with your mobile number and confirm the OTP received on it.
STEP 3 - Fill in each section of the application form and match the entries with your documents.
STEP 4 - Attach the requested paperwork such as Aadhaar card, birth certificate of the girl child and BPL ration card.
STEP 5 - Check the preview screen, submit the form and note down the acknowledgement ID for future reference.
Who can Apply for Bhagyalakshmi Scheme in Karnataka
Mother, father or natural guardian of the girl child can apply. They can contact Deputy Director of Women and Child Development of the respective districts or Child Development Project Officer (CDPO).
| Detail | Information |
|---|---|
| Scheme Name | Bhagyalakshmi Scheme |
| State | Karnataka |
| Launched By | Government of Karnataka |
| Beneficiaries | Girl children of BPL families |
| Maturity Amount | Around Rs. 1,27,000 |
| Application Mode | Online |
| Official Website | blakshmi.karnataka.gov.in |
FAQ's
What is the maturity amount in Bhagyalakshmi Scheme?
As per the present rate of interest, the approximate maturity amount is around Rs. 1,27,000 when the girl child completes 18 years, subject to fulfillment of all conditions.
How is the Bhagyalakshmi Scheme now implemented?
Since 2020-21, the scheme is implemented through the Sukanya Samruddhi Account of the Postal Department. An amount of Rs. 3,000 per annum is deposited for 15 years in the name of two children of BPL families.
Who can apply for the Bhagyalakshmi Scheme?
Mother, father or natural guardian of the girl child can apply online at blakshmi.karnataka.gov.in or contact the Deputy Director of Women and Child Development or the CDPO of the district.
Eligible families can also check related support such as the Karnataka Farmers Child Scholarship Scheme for higher education of farmers children.
Can i Apply Sukany Samruddi and Bhagyalaxmi Yojane both it's possible??
All the benefits are appreciable But, the the benefit at the time of maturity or at the age of attaining 18 years will be meager because of escalating cost of living and may not be encouraging to continue higher studies and as the girl is matured enough to get married the cost of metals particularly the yellow metal is unimaginable.
So,I kindly request the honourable chief minister to review this and increase this final benefit to few TWO OR THREE lakhs which will give more meaning to the scheme and the aim of encouraging the female child birth will be appreciated and will be more useful to the poor girls and they will remember the chief minister life long.