AI SummaryTripura government's Chief Minister Jan Arogya Yojana (CM-JAY) gives cashless health insurance cover of up to Rs 5 lakh per family every year. The scheme is fully funded by the state and runs on the same lines as Ayushman Bharat PM-JAY.
CM-JAY was launched on 15 February 2024 to bring every household of Tripura under health cover. It is made for families that are not covered by AB-PMJAY, the BoCW scheme, CAPF scheme, PM-JANMAN or any other government insurance scheme.
The scheme is run by the Health and Family Welfare Department of the Tripura government through the Tripura Health Protection Society. Eligible families get a card and can walk into any empanelled hospital for cashless treatment without paying anything at the counter.
Tripura Jan Arogya Yojana Highlights
| Aspect | Details |
|---|---|
| Name of the Scheme | Chief Minister Jan Arogya Yojana (CM-JAY) |
| Launched By | Tripura government |
| Launch Date | 15 February 2024 |
| Coverage | Cashless, paperless treatment up to Rs 5 lakh per family per year |
| Eligibility | Households not covered by AB-PMJAY, BoCW, CAPF, PM-JANMAN or any other government insurance scheme |
| Application Mode | Online through the beneficiary portal |
| Official Website | abpmjay.tripura.gov.in |
Coverage and Eligibility
CM-JAY covers every household of Tripura that has been left out of the other government health schemes. This includes families that do not come under AB-PMJAY, the Building and Other Construction Workers (BoCW) scheme, the CAPF scheme, PM-JANMAN or any other government insurance cover.
There is no income limit for the scheme. Any family that is not already covered under another government health insurance plan can get the benefit. The state government designed the scheme so that no family in Tripura stays without health protection.
Features and Benefits
Under Tripura Jan Arogya Yojana, each eligible family gets cashless and paperless treatment worth up to Rs 5 lakh per year for hospitalisation. The cover includes secondary and tertiary care, along with pre and post hospitalisation expenses, diagnostics and medicines.
Beneficiaries can use the card at any hospital empanelled under the scheme across the state. The treatment is fully cashless, so families do not have to arrange money at the time of admission or during the stay.
How to Get the Ayushman Card
STEP 1 - Go to the official portal at abpmjay.tripura.gov.in and click on the option to create your card.
STEP 2 - The portal will take you to the national beneficiary page at beneficiary.nha.gov.in. Enter your Aadhaar number and the mobile number linked to it.
STEP 3 - Verify the OTP and check whether your family is listed as eligible. If your name appears, complete the details and download the Ayushman card.
STEP 4 - If your family is not listed, contact the nearest empanelled hospital or the Tripura Health Protection Society office for help with enrolment.
Comparison with Ayushman Bharat Yojana
CM-JAY shares the same goal as Ayushman Bharat PM-JAY, which is to give every family access to cashless hospital treatment. The main difference is that PM-JAY covers only the families listed in the SECC data, while CM-JAY covers the households that are left out of PM-JAY and other government insurance schemes.
By filling this gap, the state scheme makes sure that health cover reaches every family in Tripura. Both schemes work on the same card and the same empanelled hospital network, so the process for the beneficiary stays easy.
Conclusion
Tripura Jan Arogya Yojana is a big step toward universal health coverage in the state. Since its launch in 2024, the scheme has been giving cashless treatment to families that were earlier without any health insurance. Eligible households can get their card online and use it at any empanelled hospital for treatment up to Rs 5 lakh per year.