Mukhya Mantri Krishak Udyami Yojana 2025 - Eligibility, Benefits and How to Apply

Mukhya Mantri Krishak Udyami Yojana is actively running in Madhya Pradesh, giving sons and daughters of farmers a real shot at starting their own businesses with financial support ranging from ₹50,000 to ₹2 crore. If your parents own agricultural land and you want to set up a new enterprise, this scheme is made for you.

Run by the Department of Micro, Small and Medium Enterprises (MSME), Government of Madhya Pradesh, this scheme was first launched in 2014 and has gone through important updates, including a key amendment on 23 April 2018 that expanded the loan limit up to ₹2 crore. Applications are accepted completely online through the MPOnline portal, and loan cases are sent directly to banks through the system.

Mukhya Mantri Krishak Udyami Yojana - Key Details

This scheme covers a wide range of agro-based business activities. You can set up enterprises in areas like agro processing, food processing, cold storage, milk processing, cattle feed, poultry feed, fish feed, custom hiring centers, tissue culture, pulse mills, flour mills, oil mills, rice mills, bakeries, spice making, seed grading, vegetable nurseries, and other agriculture-linked industry and service projects.

The scheme is implemented through 14 departments of the state government, with the MSME Department acting as the nodal agency for coordination and target setting. This means you apply through whichever department best matches the type of business you want to start.

Key Information

Benefits

The financial support under this scheme comes in three forms: margin money (capital support), interest subsidy, and guarantee fee coverage. Here is a full breakdown of what you can get.

For projects from ₹10 lakh to ₹2 crore, general category applicants get 15% of the capital cost of plant and machinery as margin money, up to a maximum of ₹12,00,000. BPL category applicants get 20% of the capital cost, up to a maximum of ₹18,00,000. For projects below ₹10 lakh, general category applicants get 15% of the project cost up to ₹1,00,000, while BPL, SC/ST, OBC, Women, Minorities, and Disabled applicants get 30% of the project cost up to ₹2,00,000.

Special provisions are also available. Liberated nomadic and semi-nomadic tribe applicants can get up to 30% of the project cost, with a maximum of ₹3,00,000. Bhopal gas tragedy victim family members are entitled to an extra 20%, up to ₹1,00,000 more on top of their regular support.

Interest Subsidy: Male applicants get 5% interest subsidy per year on the capital cost, while women entrepreneurs get 6% per year. This subsidy is available for a maximum of 7 years, with an upper cap of ₹5,00,000 per year. The guarantee fee is also covered at the prevailing rate for up to 7 years through the Credit Guarantee Fund Scheme (CGTMSE).

Eligibility

To apply for this scheme, you need to meet all of the following conditions. Going through these carefully before applying will save you time:

• Permanent resident of MP: You must be a resident of Madhya Pradesh.
• Age: You should be between 18 and 45 years old at the time of application.
• Education: You must have passed at least the 10th standard (matriculation).
• Farmer's child: Your parents or you yourself should own agricultural land. You are applying as the son or daughter of a farmer.
• Not an income taxpayer: Neither you nor your family should be paying income tax.
• No bank defaulter: You should not be a defaulter of any nationalized bank, financial institution, or cooperative bank.
• No duplicate benefits: If you are already getting support under another government self-employment scheme, you cannot apply for this one.
• New enterprise only: This support is given only for setting up a brand new business, not for expanding an existing one.

How to Apply Online

The entire application process is done online through the MPOnline MSME portal. Here is how to do it step by step:

STEP 1 - Go to the official portal at msme.mponline.gov.in and look for the application link for Mukhya Mantri Krishak Udyami Yojana on the homepage.

STEP 2 - A list of departments associated with this scheme will appear on screen. Choose the department that matches the type of business you want to start.

STEP 3 - If you are a new user, click on the registration or sign-up option. Fill in your name, mobile number, and create a password. Enter the captcha code and click submit to complete registration.

STEP 4 - After registration, log in to the portal using your mobile number and password. Fill in the complete application form with your personal details, business plan, and bank details.

STEP 5 - Upload all required documents and submit your application. Your loan case will be sent online directly to the bank for approval. You will receive an update about your application status within 15 days.

How to Apply Offline

If you prefer to apply in person, you can also go the offline route.

STEP 1 - Visit your nearest Farmer Welfare Department office or District Trade and Industry Centre (DTIC) to collect the application form.

STEP 2 - Fill in the form carefully and attach all the required documents.

STEP 3 - Submit the complete application file at the same office. Department officers will verify your documents and proceed with the application.

Documents Required

Keep these documents ready before starting your application. Having everything ready upfront makes the process much faster:

• Aadhaar Card - for identity proof
• 10th class mark sheet - to prove educational qualification
• Voter card or Ration card - as additional identity and address proof
• Income and caste certificate - for category-based benefits
• Residence certificate - to prove you are a permanent resident of MP
• Bank passbook - for linking your account for subsidy transfer
• Land ownership documents of parents - to prove farmer family status
• Detailed Project Report (DPR) - certified by a Chartered Accountant, outlining your business plan
• Passport size photograph - recent one
• Active mobile number - for OTP and communication

References

You can check the official documents and guidelines for this scheme through the links below:

View Guidelines | Read Clarifications | Check Amendments

For online applications, visit the MPOnline MSME Portal. You can also look into the MP Mukhyamantri Udyam Kranti Yojana and the MUDRA Loan Scheme for additional business financing options.

FAQ's

What is Mukhya Mantri Krishak Udyami Yojana?

It is a Madhya Pradesh government scheme that gives financial support of ₹50,000 to ₹2 crore to sons and daughters of farmers who want to start their own agro-based business.

Who can apply for this scheme?

Any person between 18 and 45 years of age who is a permanent resident of MP, has passed 10th standard, and whose parents own agricultural land can apply.

What is the maximum loan amount under this scheme?

The maximum financial support under this scheme is ₹2 crore for industry and service projects. The minimum is ₹50,000.

What interest subsidy will I get?

Male applicants get a 5% annual interest subsidy and women entrepreneurs get 6% per year, for a maximum period of 7 years, with a cap of ₹5 lakh per year.

What is the age limit for applicants?

You should be between 18 and 45 years of age at the time of submitting your application.

Can I apply if I am already getting help from another scheme?

No. If you are already receiving support under any other government self-employment scheme, you are not eligible for this one.

How many times can I get this benefit?

Only once. The scheme allows you to get support just one time in your lifetime.

Can I apply online?

Yes. Visit the official portal at msme.mponline.gov.in to submit your application. The scheme is completely online and your loan case is sent directly to the bank through the portal.

What type of businesses are covered?

Agro-based industry and service enterprises like food processing, cold storage, milk processing, flour mills, poultry feed, tissue culture, custom hiring centers, and similar agriculture-linked businesses are covered.