Andhra Pradesh government's flagship health insurance scheme, earlier known as Dr. YSR Aarogyasri, is now running under the name Dr. NTR Vaidya Seva. The scheme was renamed in July 2024 by the current government and provides cashless treatment for serious illnesses to poor families across the state. The official website is drntrvaidyaseva.ap.gov.in.
Dr. NTR Vaidya Seva offers free treatment at government and empanelled private hospitals for listed diseases and procedures. It covers the whole registered family under one annual floater limit, so there is no need for a separate policy for each member. The scheme has been running since 2007, when it was first launched as Rajiv Aarogyasri, and has been renamed by each new government.
Dr. NTR Vaidya Seva Scheme 2026
Dr. NTR Vaidya Seva is the current name of the Andhra Pradesh health insurance scheme that most people still search for as YSR Aarogyasri. The scheme gives cashless treatment for major illnesses at network hospitals, with no need to pay anything at the time of admission. The coverage amount was raised to ₹25 lakh per family per year when the scheme was renamed in July 2024.
The scheme is run by the Dr. NTR Vaidya Seva Trust, which is also known as the Aarogyasri Health Care Trust. It covers more than 3,250 medical treatments across 31 specialities, including heart, kidney, cancer, brain, burns and accident cases. Pre-existing conditions are also covered, which is a big help for families who cannot afford private health insurance.
Why the Scheme Name Keeps Changing
Many people get confused because the same scheme appears under different names in different articles. All these names point to the same underlying health scheme, just from different years:
- Rajiv Aarogyasri was the original name when the scheme was launched in 2007 under the then Chief Minister YS Rajasekhara Reddy.
- NTR Vaidya Seva was the name used by the TDP government from 2014.
- Dr. YSR Aarogyasri was the name given by the YSRCP government from 2019.
- Dr. NTR Vaidya Seva is the current name given by the TDP government in July 2024.
So if an article mentions ₹5 lakh coverage, it is almost certainly describing the older version of this scheme. The coverage was raised to ₹25 lakh along with the latest renaming. The core purpose of the scheme, which is cashless health cover for low-income families, has stayed the same throughout.
Eligibility for Dr. NTR Vaidya Seva
Some families are automatically eligible for the scheme without any separate income or land check. These include White Ration Card holders, YSR Pension Kanuka card holders, Jagananna Vidya Deevena card holders and Jagananna Vasathi Deevena card holders.
Other families can apply if they meet all of these conditions: annual income of ₹5 lakh or below, land holding of less than 12 acres wet land or less than 35 acres dry land, and no more than one personal car. Government employees are not eligible, except non-permanent, outsourced or contract staff who fall under the income limit.
Benefits of Dr. NTR Vaidya Seva
The main benefit of the scheme is free cashless treatment for serious illnesses at empanelled hospitals. The coverage is ₹25 lakh per family per year as a floater, which means the whole registered household shares this single limit.
- Cashless treatment from admission through 10 days after discharge, including complications up to 30 days after discharge for listed therapies.
- Follow-up therapy is covered for up to one year through fixed packages where long-term care is needed.
- Pre-existing conditions are covered, unlike most private health insurance plans.
- Transport and food expenses for the patient and one accompanying person are also reimbursed under the scheme.
- Treatment is available at government hospitals and empanelled private hospitals, including super-speciality centres in Hyderabad, Chennai and Bengaluru for procedures not available locally.
Dr. NTR Vaidya Seva Health Card Download
The government issues a health card to eligible families, and the beneficiary can use it at government and private hospitals to get treatment free of cost. The card can be downloaded online from the official website.
STEP 1 - Go to the official website at drntrvaidyaseva.ap.gov.in.
STEP 2 - Look for the "Health Card Download" or similar section on the homepage.
STEP 3 - Log in or enter your Ration Card or Aadhaar number as asked on the page.
STEP 4 - View and download or print your Aarogyasri Health Card.
If you do not have the physical card, you can still get treatment. Just give your registered mobile number or Aadhaar number to the Vaidya Mitra desk at the hospital, and the staff can check your eligibility directly in the system. Keeping a photo of the card on your phone is also a useful backup.
How to Use the Card at a Hospital
Using the card at a hospital is simple. Visit any empanelled hospital, which can be a government or an approved private hospital, and go to the Aarogya Mithra or Vaidya Mitra desk. Present your health card, or the card number or Aadhaar, for verification.
For planned surgeries, the hospital seeks pre-authorization from the Trust before going ahead. Once approved, the treatment proceeds cashlessly, including pre-hospitalisation tests, the procedure itself and post-discharge follow-up. In case of an emergency, the patient is admitted and treated immediately, and the hospital obtains emergency telephonic pre-authorization through the round-the-clock lines of the Trust.
Dr. NTR Vaidya Seva Beneficiaries
The scheme covers all BPL families identified by the BPL ration card issued by the Civil Supplies Department. People whose photo and name appear on the health card or BPL ration card and who suffer from identified diseases are also eligible.
People whose annual income is less than ₹5 lakh from any caste are eligible as well. Serious diseases affecting the heart, kidney, cancer, brain, burns and accident cases are covered under the scheme. The list of covered surgeries and therapies is available with PHC doctors and network hospitals.
Dr. NTR Vaidya Seva Mobile App
The state government has also released a mobile application for the scheme. The app helps beneficiaries check their eligibility, view the list of network hospitals and download their health card. The app can be downloaded from the official website or the app store.
Chief Minister N. Chandrababu Naidu has asked health officials and hospital staff to make sure poor patients get better healthcare and treatment. The government has also cleared the pending arrears to network hospitals so that the scheme runs smoothly for the benefit of the people.
Highlights of Dr. NTR Vaidya Seva Scheme
| Detail | Information |
|---|---|
| Scheme Name | Dr. NTR Vaidya Seva (earlier Dr. YSR Aarogyasri) |
| Launched By | Government of Andhra Pradesh |
| Beneficiaries | BPL families and families with income below ₹5 lakh |
| Benefit Amount | ₹25 lakh per family per year |
| Covered Procedures | 3,250+ treatments across 31+ specialities |
| Application Mode | Online at drntrvaidyaseva.ap.gov.in |
| Official Website | drntrvaidyaseva.ap.gov.in |
| Helpline | 104 |
FAQ's
What is the current name of the AP health scheme?
Dr. NTR Vaidya Seva is the current name, as renamed in July 2024 by the present government. It was earlier called Dr. YSR Aarogyasri, NTR Vaidya Seva and originally Rajiv Aarogyasri.
How much health cover does the scheme provide?
The scheme provides ₹25 lakh per family per year as a single floater limit covering the whole registered household.
Am I automatically eligible if I have a White Ration Card?
Yes, White Ration Card holders are automatically eligible without needing to separately check income or land holding rules.
How do I download my health card?
Visit drntrvaidyaseva.ap.gov.in, go to the health card download section and log in with your registered Ration Card or Aadhaar details.
Does the scheme cover pre-existing conditions?
Yes, unlike most private health insurance, pre-existing conditions are covered under this scheme.
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