Telangana Crop Loan Waiver Scheme 2024 List, Status & Registration Guidelines @ clw.telangana.gov.in

Telangana Crop Loan Waiver List 2024 & Status, Crop Loan Waiver Scheme Registration & Application Form

Telangana government has released the first installment of Crop Loan Waiver scheme to benefit farmers of the state. Telangana govt. to waive off all agricultural term loans up-to Rs. 2 lakh outstanding farm loans of farmers.

This Farm Loan Waiver Scheme is the next major step of the state govt. for farmers welfare. In this article, we will discuss the aspects which are important to know if you are a farmer in the Telangana state. After reading this article, you will be able to know about all of the essential details of the Telangana Crop Loan Waiver Scheme.

Telangana Crop Loan Waiver Scheme 2024

The state govt. of Telangana has come up with this crop loan waiver scheme so that the loans which have been undertaken by the farmers of the Telangana state can be waived off if they are not able to pay it back. Through the implementation of the Farm Loan Waiver Scheme, the farmers of the Telangana state will be able to live life happily and without any financial burden of loans and advances that they have taken from any of the people to carry on their daily livelihood.

The state govt. of Telangana has proposed to waive off all agricultural term loans upto Rs. 2 lakh which are outstanding till the cut-off date.

Telangana Crop Loan Waiver List 2024

List of Crop Loan Waiver Beneficiaries can be checked at the official website of Telangana government. Telangana government is waiving Rs 2 lakh farm loans for eligible farmers.

To see if you qualify and find your name on the list, visit the official website at clw.telangana.gov.in. Only those who meet the eligibility criteria will receive this benefit.

How to Check Telangana Crop Loan Waiver List 2024 Online

To check the TS Crop Loan Waiver List 2024, the user needs to follow the below-given steps:

1. Visit the Official Website

First, go to the official website of the Telangana Crop Loan Waiver scheme: https://clw.telangana.gov.in/Login.aspx.

2. Open the Homepage

The homepage of the website will open.

3. Log in with Your Details

You will see a login form. Enter your username and password, then log in with your details.

4. Access the Beneficiary List

Click on the “Check Beneficiary List” option.

5. Enter Required Details

A new page will open. Enter all the required details.

6. Submit and View the List

After entering the details, click on the submit button. The list will appear.

Details of Telangana Crop Loan Waiver Scheme

Name	Crop Loan Waiver Scheme
Launched by	Telangana State Government
Beneficiaries	All Farmers of Telangana
Objective	To provide Loan Waiver upto Rs. 2 lakh
Official Website	https://clw.telangana.gov.in/

Benefits of Crop Loan Waiver Scheme

All the farmers who get enrolled in Telangana Crop Loan Waiver Scheme would be able to avail the following benefits:-

• Loan Forgiveness: The Telangana state government will forgive the outstanding loans of the selected candidates.
• Financial Improvement: Waiving loans up to INR 2 lakh will improve the financial situation of farmers.
• Better Living Conditions: This program will enhance the living conditions and social standing of all farmers in Telangana.
• Online Accessibility: Farmers can conveniently check the recipient list online by visiting the official website from their homes.

TS Crop Loan Waiver Scheme Registration Guidelines

In this TS Farm Loan Waiver Scheme will cover short term production loans and crop loans against gold disbursed to farmers in the Telangana State by scheduled Commercial Banks, Cooperative Credit Institutions (including Urban Cooperative Banks) and Regional Rural Banks collectively called as the “lending institutions”. The Amount eligible for waiver will be upto Rs. 2.00 lakh (principal together with applicable interest) per family. The farmer family is defined as head of family, spouse and dependent children.

Gold Loans availed from Urban and Metropolitan Banks/Bank branches as Crop Loans shall not be eligible for waiver. However, Loans availed from the Urban/Metropolitan branches, which have rural areas also as their service areas are eligible for Loan waiver.

The Government vide G.O Rt No.206 dt 11.05.2020 had issued the Amendment Guidelines for crediting the benefit to the Loan Accounts of the eligible farmer instead of A/C payee Cheque. But this time in the year 2023, cheques would be distributed rather than DBT mode. For monitoring the data, Logins have been provided to District Collectors, District Agriculture Officers and for updation of errors Logins have been provided to Agriculture Extension Officers. For complete guidelines of TS Farm Loan Waiver Scheme, click the link here – https://clw.telangana.gov.in/Guidelines.aspx

Implementation of Telangana Farmer Loan Waiver Scheme

CM KCR has mentioned that clw.telangana.gov.in online portal has been developed for undertaking the activities related to the Telangana crop loan waiver scheme. Through the implementation of the website many farmers will be able to register themselves under the scheme while sitting at their home.

The banks will prepare a village-wise list of farmers with outstanding loan amounts in a prescribed format. The report will be submitting to the authorities concerned. A district-level bankers committee meeting will be held before finalizing the eligible list of farmers and commencing the distribution of cheques to eligible farmers.

What are Eligible Loans in TS Crop Loan Waiver Scheme

The following loans will be waived off of the farmers of the Telangana state:-

• Short-term production loans
• Crop loans against gold given by Scheduled commercial banks
• Crop loans against gold given by Cooperative credit institutions including Urban cooperative banks, Regional rural banks

Not Eligible Loans in Farm Loan Waiver Scheme

The following loans are not eligible to be waived off under the scheme:-

• Advances against pledge
• Hypothecation of agriculture produce other than Standing crops, Tie-up loans, Closed crop loan accounts/written-off loans, Loans to joint liability groups (JLGs), Rythu mithra groups (RMGs), Loan eligibility cards (LECs)
• The loans that are restructured and rescheduled

Eligibility Criteria for Crop Loan Waiver Scheme in Telangana

Only those candidates fulfilling the eligibility criteria for Crop Loan Waiver Scheme in Telangana can avail scheme benefits:-

• The applicant must be a resident of Telangana state
• The applicant must be a farmer by profession
• This scheme is applicable for all those crops that sanctioned the loan amount after 1st April 2014 and outstanding till 11 December 2018.

Know more about the TS Crop Loan Waiver Scheme through the link – http://clw.telangana.gov.in/About.aspx

TS Crop Loan Waiver Scheme Status

Taking plight of the farmers into consideration in the state, the Government while giving priority to Agriculture sector has waived off the outstanding loans of all the farmers in the state. In the current dispensation, crop loans are usually sanctioned for a period of one year and rolled over at the end of the year on payment of interest. There are hardly, fresh few loans giving cash inflow to farmers thus forcing them to purchase high cost inputs on credit at a very high interest.

The Government of Telangana is convinced that unless this cycle is broken with crop loan waiver, farmers will remain trapped in perpetual indebtedness. Keeping in view this imperative, the Government of Telangana has once again formulated the Crop Loan Waiver Scheme 2024 following announcement made by Honorable Chief Minister in this regard. This scheme covers only institutional loans and does not cover loans from non-institutional sources.

Telangana Govt Expenditure on Farmer Loan Waiver

The government spent Rs 408 crore to waive crop loans of up to Rs. 25,000, which covered 2.96 lakh farmers. In the second phase, the government paid Rs 4,900 crore to waive crop loans of nearly 6.06 lakh farmers who had borrowed up to Rs. 50,000. The financial burden on the state government as a result of the agricultural loan waiver scheme has been reduced significantly, owing to the elimination of bogus claimants through cross-checkings with Aadhaar linkage, pattadar passbooks, and ration cards.

The government, using a special software, could easily detect multiple loan-takers in a single-family due to Aadhaar linkage and remove them from the list of beneficiaries as per the crop loan waiver scheme norm of ‘one family-one beneficiary’. In certain instances, individuals who had borrowed from multiple banks were identified and removed from the list of beneficiaries. Over 10 lakh multiple loan applicants were indentified and removed from the list of beneficiaries, which saved the state government almost Rs 4,000 crore in the first two phases.

The official website for Telangana Crop Loan Waiver Scheme where applicants can check the list, application status and complete details about the scheme is https://clw.telangana.gov.in/. Only those applicant farmer whose name is present in the Telangana Farmer Loan Waiver Scheme List can avail scheme benefits.