![Latest Post Office Interest Rates Table 2024 [UPDATED]](https://sarkariyojana.com/wp-content/uploads/2022/07/post-office-savings-schemes-interest-rates-table.jpg)
सभी पोस्ट ऑफिस सेविंग्स स्कीम्स के लिए नयी ब्याज दरें सरकार द्वारा घोषित, चेक करें की पब्लिक प्रोविडेंट फण्ड (PPF), किसान विकास पत्र (KVP), सीनियर सिटीजन्स सेविंग स्कीम (SCSS), रेकरिंग डिपाजिट (RD), टर्म / फिक्स्ड डिपाजिट (TD), नेशनल सेविंग्स सर्टिफिकेट (NSC) & मंथली इनकम स्कीम (MIS) में जमा करने से क्या लाभ होगा
Central govt. has revised Post Office Savings Schemes Interest Rates for last quarter of 2023-24. New Post Office Interest Rates Table has now been released. The new interest rates on some post office schemes has been increased for this quarter. Check the new interest rates for Time Deposit (TD), Public Provident Fund (PPF), Sukanya Samriddhi account, Senior Citizen Savings Schemes (SCSS), Recurring Deposit (RD), National Savings Certificate (NSC), Kisan Vikas Patra (KVP), Monthly Income Scheme (MIS), PO Savings Deposit Account Schemes.
Interest rates of all popular savings scheme run by the Post Office are revised on a quarterly basis. People can check the Post Office Savings Schemes Interest Rate Table 2023-24 which shows the current rate of interest for various post office schemes applicable for 1 January 2024 to 31 March 2024 duration. Accordingly, people can now check the new interest rates for all post office savings schemes.
PO Saving Schemes Interest Rates Table
Here is the complete table showing the current rate of interest for post office savings scheme applicable from 1 January 2024 to 31 March 2024:-
| Small Savings Scheme | Interest Rate | Tenure | Tax Deduction on Investment? | Interest Taxable |
|---|---|---|---|---|
| Post Office Savings Account | 4.0% | NA | No | Yes |
| Post Office Recurring Deposit | 6.7% | 5 Years | No | Yes |
| Post Office Monthly Income Scheme | 7.4% | 5 Years | No | Yes |
| Post Office Time Deposit (1 year) | 6.9% | 1 Year | No | Yes |
| Post Office Time Deposit (2 year) | 7% | 2 Years | No | Yes |
| Post Office Time Deposit (3 year) | 7.1% | 3 Years | No | Yes |
| Post Office Time Deposit (5 year) | 7.5% | 5 Years | Yes | Yes |
| Kisan Vikas Patra (KVP) | 7.5% | 30 Months Lock-in period | No | Yes |
| Public Provident Fund (PPF) | 7.1% | 15 Years | Yes | No |
| Sukanya Samriddhi Yojana | 8.2% | 21 Years | Yes | No |
| National Savings Certificate | 7.7% | 5 Years | Yes | No |
| Senior Citizens Savings Scheme | 8.2% | 5 Years | Yes | Yes |
To get more details on Post Office Savings Schemes, visit the official website indiapost.gov.in. Despite the low interest rates of Post Office Saving Schemes, these instruments are still attractive for investors who want to invest in safe products.
Post Office Saving Schemes Interest Rate Hiked
In this Post Office Interest Rates Table 1 January 2024 to 31 March 2024, it is quite clear that the rate of interest for some post office saving schemes have been hiked. Interest Rates on PPF is 7.1%, KVP at 7.5% (maturity in 115 months), Sukanya Samriddhi Account at 8.2%, NSC at 7.7%, MIS at 7.4%, SCSS at 8.2%, RD at 6.7% and Savings deposit still remains at 4%. The decision for increased interest rates on post office savings scheme is taken to keep small investors money safe and secure which will come with some more profit.