Lado Lakshmi Yojana has been updated again by Haryana government, and new eligibility and payment rules are now being implemented. Registration under the scheme is already active, but only women who meet the revised income, age, residency, and social criteria will get benefits. These changes are important for women who are planning to apply for Lado Lakshmi Yojana or have already registered.
Earlier, scheme promised a direct monthly support of Rs 2,100 to women. Now, rules have been tightened, payment method has changed, and new categories have been added. Because of this, many women need to recheck whether they are still eligible under the latest guidelines.
State government says revised rules will promote savings habits among women and link financial support with children’s education and nutrition. According to government, keeping part of amount in RD will help women in future planning and small business activities.
What is Lado Lakshmi Yojana?
Lado Lakshmi Yojana is a Haryana government scheme started to give monthly financial support to eligible women. Scheme was announced before assembly elections and later notified with detailed conditions related to age, income, residency, and existing welfare benefits.
Main aim of the scheme is to support women from low-income families and also encourage education, nutrition, and social development of children.
Initially, scheme was announced for almost all adult women voters in Haryana. After notification and rule changes, eligible numbers dropped sharply. Estimated Lado Lakshmi Yojana beneficiary list reduced from around 80 lakh women to nearly 10 lakh. So far, around 10 lakh women have registered, and earlier only about 5.22 lakh women received payments.
New Payment Rules Under Lado Lakshmi Yojana
Government has changed the way monthly assistance is paid under the scheme.
Out of the total Rs 2,100 per month, only part of the amount will now come directly to the beneficiary.
Rs 1,100 will be credited every month into the woman’s bank account. Remaining Rs 1,000 will be deposited in a government-operated recurring deposit account. This RD amount will mature after five years and can be used later for starting small work or meeting future needs.
If the beneficiary passes away, full accumulated amount will be paid to the nominee.
New Eligibility Criteria Based on Children’s Education and Health
- Scheme scope has been expanded by linking it with social development outcomes. Mothers can now qualify under new conditions even if they fall in a different income bracket.
- Mothers are eligible if their child studies in a government school and scores more than 80 percent in Class 10 or Class 12 board exams.
- Mothers are also eligible if their child achieves grade-level learning under NIPUN Bharat Mission in Classes 1 to 4.
- Another new category includes mothers who help their children recover from moderate or severe malnutrition. This must be verified by Women and Child Development Department.
- For these categories, annual family income limit is Rs 1.8 lakh. Residency and domicile rules still apply.
Income Limit and Age Rules for Other Beneficiaries
Women applying under general category must follow stricter income rules.
- Annual family income should not be more than Rs 1 lakh as per Family Information Database Repository.
- Minimum age required is 23 years.
- Applicant must be a Haryana resident for at least 15 years.
- Women already receiving benefits under other social security schemes like old-age pension, widow pension, disability allowance, or similar schemes are not eligible.