Apply Online for PM Mudra Yojana or Download Mudra Yojana Application Form PDF!
Pradhan Mantri Mudra Yojana (PMMY) is a special scheme by central govt. of India through MUDRA (a subsidiary of SIDBI). MUDRA supports institutions to extend loans to the non-corporate non-farm sector income generating activities of micro and small entities. Loans of up to ₹20 lakh can be given without any collateral. Both udyamimitra.in and mudra.org.in are the official websites of Pradhan Mantri Mudra Yojana.
PM Mudra Loan Yojana also helps in creating an ecosystem of growth for the micro enterprises sector. The loan categories have been named Shishu, Kishor, Tarun, and Tarun Plus to match the stage of growth and funding needs of the entrepreneur. Since its launch in 2015, over 57.79 crore loans worth ₹40.07 lakh crore have been given - making PMMY one of the biggest small business lending schemes in the world.
All those who want to get loans under PM Mudra Yojana can apply online at www.udyamimitra.in. People can also download PM Mudra Loan Yojana application forms in PDF format through www.mudra.org.in. For a full guide on eligibility, documents, and how to apply, also see our detailed article on PM Mudra Loan Scheme 2026.
Latest 2026 Update: The government has officially shared that 57.79 crore individuals have received Mudra loans worth ₹40.07 lakh crore since the scheme started. The Tarun Plus category now allows loans up to ₹20 lakh for those who have already successfully repaid a Tarun loan. Women account for 67% of all loan recipients - a total of 38.71 crore loans have gone to women borrowers.
PM Mudra Yojana (PMMY) 2026 - Apply Online
Mudra Loan Scheme aims to support and promote partner institutions in a way that helps small businesses grow. Below is the complete process to apply online by filling the Pradhan Mantri Mudra Yojana Application Form:
STEP 1: Firstly visit the official PMMY website at https://www.udyamimitra.in
STEP 2: Applicant can scroll down the home page and click at "Apply Now" link under the "Mudra loans" tab.
STEP 3: Upon clicking the link, PM Mudra Yojana online registration form will appear as shown below:
STEP 4: Enter name of applicant, e-mail ID, mobile number and click at "Generate OTP" button. Next verify OTP to complete the registration process.
STEP 5: In the next step, applicants can complete their profile to fill the PM Mudra Loan Yojana online application form.
STEP 6: Enter all the personal and professional details and click at the "Submit" button to complete the Pradhan Mantri Mudra Yojana online apply process.
Before applying for a loan, view the checklist which can help you fill up your application faster.
PM Mudra Loan Application Form PDF Download
Pradhan Mantri Mudra Yojana (PMMY) is open and available from all bank branches across the country. All applicants can download the Prime Minister Mudra Yojana application forms in PDF format through this link - https://www.mudra.org.in/Home/PMMYBankersKit
The PMMY bankers kit to download application forms for Shishu, Tarun and Kishor components under Pradhan Mantri Mudra Yojana will appear as below:
MUDRA Loan Application Form PDF
Click at the download option in front of "Application Form for Shishu" in PMMY Bankers Kit to open Shishu Loan Apply Offline Form PDF:
Shishu Loan Application Form: Download
Click at the download option in front of "Common Loan Application form for Kishor and Tarun" in PMMY Bankers Kit to open Kishor / Tarun Loan Apply Offline Form PDF:
Kishor / Tarun Load Application Form PDF: Download
What is Pradhan Mantri MUDRA Loan Yojana
Micro Units Development & Refinance Agency Ltd. (MUDRA) is an institution for development and refinancing micro finance institutions such as banks, NBFCs, MFIs and other financial intermediaries, which are in the business of lending to manufacturing, processing, trading and service sector activities. Originally created as a subsidiary of SIDBI with a paid-up capital of ₹750 crore, MUDRA today provides refinance support to banks, NBFCs, and MFIs for PMMY.
Who can get the MUDRA loan under PMMY: All non-farm sector income generating activities such as manufacturing, trading and services whose credit needs are below ₹20 lakh are covered as MUDRA Loans under Pradhan Mantri Mudra Yojana (PMMY).
Types of Loans under Pradhan Mantri Mudra Yojana (PMMY)
Any individual including women, proprietary concern, partnership firm, private limited company or any other entity are eligible applicants under PMMY loans. Under Pradhan Mantri MUDRA Yojana (PMMY), there are now four loan categories to match the stage of growth of the business:
- Shishu: Loans up to ₹50,000. Made for entrepreneurs at the very start of their journey who need a small push to get going.
- Kishor: Loans above ₹50,000 and up to ₹5 lakh. For those who have already started their business and want more funds to grow it further.
- Tarun: Loans above ₹5 lakh and up to ₹10 lakh. For well-established micro enterprises ready to scale up operations.
- Tarun Plus: Loans above ₹10 lakh and up to ₹20 lakh. Introduced in Union Budget 2024-25, this is only for those who have already repaid a Tarun loan with a clean record.
MUDRA loans under PMMY can be taken from approved NBFCs, MFIs, public or private sector commercial banks, and Regional Rural Banks (RRBs) across India. The loans are sanctioned by the lending institutions as per the eligibility of each applicant.
Eligibility Criteria for PM Mudra Loan Scheme
All applicants must fulfill the basic eligibility to get a bank loan under PM Mudra Yojana. The business should be either one of the following:
- Small manufacturing enterprise
- Shopkeepers, traders, and vendors
- Fruit and vegetable vendors
- Artisans and self-employed professionals
- Activities allied to agriculture such as pisciculture, beekeeping, poultry, livestock rearing, dairy, fishery, agri-clinics and agribusiness centres, food and agro-processing, etc. (excluding crop loans and land improvement like canals, irrigation, and wells).
Applicant must be an Indian citizen aged 18 to 65 years and should not be a defaulter with any bank or financial institution. The Tarun Plus category is only available to those who have already successfully repaid a Tarun loan.
List of Documents Required for Mudra Yojana Bank Loan
- Self certified copy of identity proof such as Voter ID card / PAN Card / Aadhaar Card / Passport / Driving License.
- Residence proof such as a recent telephone or electricity bill (not older than 2 months), property tax receipt, Voter ID card, Aadhaar Card, or Passport.
- Proof of SC/ST/OBC/Minority status (if applicable).
- Copies of relevant licenses, registration certificates, or other documents for the business unit.
- Statement of accounts for the last six months from your existing bank.
- Balance sheets of the business along with Income Tax or Sales Tax returns for the last 2 years (for loans of ₹2 lakh and above).
- Projected balance sheets for one year in case of working capital limits or for the loan period in case of a term loan (for loans of ₹2 lakh and above).
- Project report (for the proposed project) with details of technical and economic viability - required for Kishor, Tarun, and Tarun Plus loans.
- GST registration or Udyam Registration certificate as business proof.
- Sales figures for the current financial year up to the date of application.
- Memorandum and articles of association or Partnership Deed (for companies and firms).
- 2 recent passport-size photographs of each proprietor, partner, or director.
PM Mudra Loan Yojana Helpline Number (Contact)
Borrowers who want to get a MUDRA loan under PMMY can contact any bank, partnered financial institution, NBFC, or the MUDRA nodal officers directly. MUDRA has identified 97 Nodal Officers across the country at various SIDBI regional and branch offices to act as the first contact for MUDRA-related queries. State-wise details of loans sanctioned can be found at https://www.mudra.org.in/
Progress of PM Mudra Loan Scheme
Here is the year-wise progress of PM Mudra Loan Scheme:
Financial Year 2015-2016
- Number of PMMY Loans Sanctioned: 3,48,80,924
- Amount Sanctioned: ₹1,37,449.27 crore
- Amount Disbursed: ₹1,32,954.73 crore
Financial Year 2016-2017
- Number of PMMY Loans Sanctioned: 3,97,01,047
- Amount Sanctioned: ₹1,80,528.54 crore
- Amount Disbursed: ₹1,75,312.13 crore
Financial Year 2017-2018
- Number of PMMY Loans Sanctioned: 4,81,30,593
- Amount Sanctioned: ₹2,53,677.10 crore
- Amount Disbursed: ₹2,46,437.40 crore
Financial Year 2018-2019
- Number of PMMY Loans Sanctioned: 5,98,70,318
- Amount Sanctioned: ₹3,21,722.79 crore
- Amount Disbursed: ₹3,11,811.38 crore
Financial Year 2019-2020
- Number of PMMY Loans Sanctioned: 6,22,47,606
- Amount Sanctioned: ₹3,37,495.53 crore
- Amount Disbursed: ₹3,29,715.03 crore
Financial Year 2020-2021
- Number of PMMY Loans Sanctioned: 5,07,35,046
- Amount Sanctioned: ₹3,21,759.25 crore
- Amount Disbursed: ₹3,11,754.47 crore
Financial Year 2021-2022
- Number of PMMY Loans Sanctioned: 5,37,95,526
- Amount Sanctioned: ₹3,39,110.35 crore
- Amount Disbursed: ₹3,31,402.20 crore
Financial Year 2022-2023
- Number of PMMY Loans Sanctioned: 6,23,10,598
- Amount Sanctioned: ₹4,56,537.98 crore
- Amount Disbursed: ₹4,50,423.66 crore
Financial Year 2023-2024
- Number of PMMY Loans Sanctioned: 6,23,10,598
- Amount Sanctioned: ₹4,56,537.98 crore
- Amount Disbursed: ₹4,50,423.66 crore
Financial Year 2024-2025 (Partial)
- Number of PMMY Loans Sanctioned: 1,07,78,660*
- Amount Sanctioned: ₹1,03,968.72 crore*
- Amount Disbursed: ₹99,177.72 crore*
Overall Since Launch (2015 to 2026)
- Total Loans Disbursed: 57.79 crore
- Total Loan Value: ₹40.07 lakh crore
- Loans to First-Time Entrepreneurs: 12.15 crore (worth ~₹12 lakh crore)
- Loans to Women: 38.71 crore (67% of total)
- Loans to OBC category: 51% of total
State-wise details of loans and money sanctioned under PM MUDRA Yojana can be found at https://www.mudra.org.in/