Maharashtra govt. had launched Balasaheb Thackeray Accidental Insurance Scheme on 16 September 2020. In this scheme, the Uddhav Thakrey govt. will provide Rs. 30,000 to road accident victims. The new Balasaheb Thackeray Road Accident Insurance Scheme will prove beneficial in saving the lives of the people. This scheme aims to provide timely treatment to road accident victims. State Health Assurance Society will implement the accidental insurance scheme in the state.
The state govt. is now coming to the rescue of accident victims through a scheme named Maharashtra Balasaheb Thackeray Accidental Insurance Scheme 2024. All the road accident victims will be entitled to maximum aid of Rs. 30k by the state government. The scheme will cost around Rs. 120 crore which will be given by the health dept. to SHA Society. In this article, we will tell you about the complete details about the new Maharashtra Road Accident Insurance Scheme.
Maharashtra Balasaheb Thackeray Accidental Insurance Scheme 2024
The important features of the new Balasaheb Thackeray Accidental Insurance Scheme 2024 are as follows:-
| Name of Scheme | Balasaheb Thackeray Accidental Insurance Scheme |
| Launch Date | 16 September 2020 |
| Major Beneficiaries | Road Accident Victims |
| Financial Assistance | max. Rs. 30,000 in private hospitals, Free treatment in govt. hospitals |
| Objective | To provide immediate & timely treatment to accident victims which can save lives of people |
| State | Maharashtra |
| Announced by | CM Uddhav Thackeray |
Provisions of Maharashtra Balasaheb Thackeray Accidental Insurance Scheme
As per the provisions of the accidental insurance, road accident victims will be entitled to a maximum aid of Rs 30,000 by the state government. This assistance amount could be used to cover immediate treatment cost at private hospitals anywhere in the state. Now road accident victims would be able to get treatment in the golden hour in any hospital near the place of accident.
The scheme aims to provide immediate treatment to accident victims proves very crucial in saving lives of people. Road Accident Insurance Scheme will ensure that timely treatment to the accident victims is not denied even in private hospitals for the want of money. In addition to this, all accident victims would also be provided with free treatment in government hospitals.
Number of Treatment Procedures Covered in MBTAIS
In this scheme, treatment up to Rs 30,000 will be provided free of charge from about 74 treatment procedures. It includes treatment in the intensive care unit (ICU) and ward, fractures as well as meals in the hospital.
Official Launch of Maharashtra Accidental Insurance Scheme
In the cabinet meeting chaired by CM Uddhav Thackeray, govt. has decided to implement Balasaheb Thackeray Road Accident Insurance Scheme. This information is given by the CMO Maharashtra on its twitter handle as shown here.
Who can Avail Treatment under Accidental Insurance Scheme in Maharashtra
An accident victim of any state or the country can avail the benefits of the scheme if he or she meets with a road accident within Maharashtra. It signifies that even people of other states who met with road accidents in the Maharashtra state would be given free treatment at govt. hospitals & their expenses upto Rs. 30,000 at private hospitals would be borne by the state government.
Need for Balasaheb Thackeray Road Accident Insurance Scheme
Similar road accident insurance schemes have been launched by various state governments and the central government in the past to the rescue of the accident victims. These accidental insurance schemes are necessary as India is one of the worst-performing countries when it comes to the casualties caused due to road accidents. Earlier, PM Modi had also launched Pradhan Mantri Suraksha Bima Yojana to provide accidental insurance cover to road accident victims. PMSBY scheme ensured financial aid to the families of those deceased in road accidents and critically injured people in return of annual premiums.
On an average 40,000 people are injured and 13,000 people die in accidents on the state highways and rural roads every year across Maharashtra. Many victims can be saved if they get timely treatment during the “golden hour” which is the period of time following a traumatic injury. During golden hour, there is the highest likelihood that prompt medical and surgical treatment will prevent death.
Exclusions under Balasaheb Thackeray Accidental Insurance Scheme
The new Balasaheb Thackeray Accidental Insurance Scheme will not cover accidents, such as industrial or railway accidents or mishaps at daily work or home. Moreover, a dedicated toll-free number will be launched to register complaints regarding the scheme.