Atal Pension Yojana withdrawal and maturity claim rules

Atal Pension Yojana gives a monthly pension of ₹1,000, ₹2,000, ₹3,000, ₹4,000, or ₹5,000 to members once they turn 60. The exact pension depends on how much you pay into the scheme over the years.

Maturity and pension claims

Members can claim their full pension amount after turning 60. To start getting the monthly payment, visit your bank or post office and file a request. After your request is approved, you will get the pension for life.

Premature withdrawal rules

Early exit is allowed only for specific reasons, like the death of the account holder or a serious illness. If you close your account before 60, you get back your own contributions plus the interest earned. You will not get the government contribution or the interest on that part. If the member dies, the pension goes to the spouse or the nominee.

How to apply

• Visit a bank or post office to fill the Atal Pension Yojana New Subscriber Registration Form.
• Give the form with a copy of your Aadhaar card.
• Set up auto-debit to pay your contributions on time.
• You can also check if your bank allows you to sign up through its netbanking portal.