Madhya Pradesh Horticulture Department still shows Weather Based Crop Insurance Scheme under the revamped PM Fasal Bima Yojana, and the public scheme page says 51 districts are divided into 5 clusters for notified crops. Farmers pay 5% of the insured amount as premium, and the remaining premium is shared equally by the Centre and the state.
Checked on 03 August 2026, the department scheme page, the operational guidelines PDF, and the department contact page were reachable. A public tender notice on the department website covers implementation from Kharif 2023-24 to Rabi 2025-26, but no separate public 2026 revision on premium share, crop list, or a new application portal was found in the sources checked.
Weather Based Crop Insurance Scheme in Madhya Pradesh
This scheme gives weather-index crop insurance cover when bad weather affects notified crops in notified areas. Claim calculation is linked to recorded weather data instead of individual field loss checking.
Main weather risks named in the operational guidelines include deficit rainfall, excess rainfall, unseasonal rainfall, dry spell, high or low temperature, humidity, and wind speed. Hailstorm and cloudburst can also be covered as add-on cover in notified products.
For Madhya Pradesh, the current department page names Kharif crops such as brinjal, onion, tomato, banana, papaya, chilli, and orange. It also names Rabi crops such as potato, tomato, brinjal, onion, cabbage, green peas, coriander, garlic, mango, grapes, and pomegranate.
| Detail | Information |
|---|---|
| Scheme Name | Weather Based Crop Insurance Scheme |
| State | Madhya Pradesh |
| Department | Department of Horticulture and Food Processing |
| Premium Share by Farmer | 5% of the insured amount for the notified crops listed on the MP department page |
| Remaining Premium | Shared 50:50 by Central Government and Madhya Pradesh Government |
| Crop Seasons Shown | Kharif and Rabi |
| Current Public Status | Scheme page is still live; no separate public 2026 revision notice was found in the checked sources |
| Official Website | MP Horticulture Weather Based Crop Insurance Scheme page |
Benefits
The scheme gives payment when notified weather triggers are breached for the notified crop and notified area. It is meant to reduce money loss caused by adverse weather during the crop period.
As per the operational guidelines, standard claims should be processed and paid within 45 days from the end of the risk period after the required weather data is received and subject to the scheme terms for that season.
Who can apply
The public MP page is short, but the operational guidelines say cover is for insured farmers growing notified crops in notified areas. The farmer must have insurable interest in the crop and should be growing a notified crop in the notified reference unit area for that season.
Because crop notification, insured amount, premium rate, and reference weather station details are issued season-wise, farmers should confirm the current district and crop notification before paying premium.
Readers looking for the broader central PMFBY process can also check Pradhan Mantri Fasal Bima Yojana details on SarkariYojana.
Application process
The MP department page does not show a separate 2026 online application notice on the same page. Farmers should first confirm that their crop and district are notified for the current Kharif or Rabi season.
STEP 1 - Visit the district horticulture office or contact the department point listed on the official portal and confirm that the crop, season, and area are included in the current notification.
STEP 2 - Ask for the current season details for insured amount, farmer premium, last date, and the insurance company or bank point handling the notified area. These details can change by season and district.
STEP 3 - Submit the farmer and crop papers asked for the current season. If the district office directs the farmer to a bank or insurer point, the application should be completed there as per that season's notification.
STEP 4 - Keep the acknowledgement, premium receipt, and crop details safely. Claims under WBCIS are linked to notified weather station data, so the season and crop entry should match correctly.
Documents required
The public MP scheme page does not publish a full document checklist. In practice, district authorities usually ask for papers that show identity, cultivation, and bank details. Farmers should confirm the latest list locally before submission.
- Aadhaar card or another identity proof, so the farmer record can be matched correctly.
- Land record, cultivation record, or tenancy proof for the notified crop area, because crop cover is linked to the insured area.
- Bank passbook or bank account details, because claim payment is tied to the insured farmer record.
- Season and crop details asked by the local office or insurer point for the notified area.
Official links and contact details
The old draft had only a broad CM Helpline link. More direct official links are available now, so the article has been shifted to the Madhya Pradesh Horticulture Department sources.
For department contact, the official contact page lists Shri Saurav Kumar Suman, Commissioner, Cum Director, Department of Horticulture and Food Processing, at +91-755-2578491 and dirhort@mp.nic.in. The same page also lists 0755-2708137 with apc@mp.gov.in and 0755-2708556 with pshort@mp.gov.in.
References
Weather Based Crop Insurance Scheme page, MP Horticulture Department
PMFBY Guidelines PDF linked by MP Horticulture Department
WBCIS Operational Guidelines PDF
MP Horticulture tender notice covering Kharif 2023-24 to Rabi 2025-26
Department of Horticulture and Food Processing contact page
FAQ's
Is Weather Based Crop Insurance Scheme still shown for Madhya Pradesh in 2026?
Yes. The scheme page on the Madhya Pradesh Horticulture Department website was reachable on 03 August 2026. At the same time, no separate public 2026 revision notice was found in the checked sources.
How much premium does a farmer pay?
The MP department page says farmers pay 5% of the insured amount for the notified crops listed there. The remaining premium is shared equally by the Centre and the state.
Which crops are named on the current MP page?
Kharif crops named there include brinjal, onion, tomato, banana, papaya, chilli, and orange. Rabi crops named there include potato, tomato, brinjal, onion, cabbage, green peas, coriander, garlic, mango, grapes, and pomegranate.
How are claims worked out under this scheme?
Claims are linked to recorded weather data from the notified reference weather station for the notified area, as per the operational guidelines and the season notification.
Where should farmers ask about the latest season notice?
Farmers should contact the district horticulture office or the department contact listed on the official portal, because crop notification, area, and last date are issued season-wise.