Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) offers cash support to registered construction workers in Punjab who face partial or complete disability while on duty. Managed by the Punjab Building and Other Construction Workers Welfare Board, this scheme gives compensation up to ₹4,00,000 to members who do not hold a Health Card under the Bhagat Puran Singh Sehat Bima Yojana.
Punjab government runs this scheme through the Department of Labour. The main aim is to help a registered worker stay financially stable after an accident or injury at the construction site. The scheme is open for applications in the 2026-27 period, and eligible workers can apply through the official BOCW portal.
Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) - Introduction
Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) works as a safety net for registered construction workers of Punjab. If a worker suffers a complete or partial disability during work, the Board gives a one-time cash payment to cover treatment costs and loss of income during recovery.
The scheme is meant for workers who are members of the Board but do not have a Health Card under the Bhagat Puran Singh Sehat Bima Yojana. This makes sure that even workers without the health card get financial relief after a serious injury.
Key Information
| Key Attribute | Details |
|---|---|
| Scheme Name | Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) |
| Level | State |
| Beneficiary State | Punjab |
| Target | Individual Registered Workers |
| Benefit Type | Cash Compensation |
| Nodal Department | Department of Labour |
Benefits
The scheme gives direct cash support to help a worker manage expenses during recovery. The compensation depends on the type of disability and is paid as a one-time amount.
| Type of Disability | Benefit Amount |
|---|---|
| Complete Disability | ₹4,00,000 |
| Partial Disability | ₹4,000 per 1% of disability, up to a maximum of ₹4,00,000 |
Eligibility
To get the benefit, a worker should first be a registered member of the Punjab Building and Other Construction Workers Welfare Board. The conditions are divided into two parts, one for first-time registration and one for applying under this scheme.
For Initial Board Registration:
- The applicant should be a resident of Punjab and work as a building or construction worker.
- The applicant must be between 18 and 60 years old.
- The applicant should have worked for at least 90 days in the construction sector during the previous year.
- Monthly income should be ₹15,000 or below, and the applicant should not be a member of any other welfare fund, EPF, NPS or ESIC.
- The applicant should not be an income tax payer.
For Scheme Application Eligibility:
- The applicant must hold a valid registration with the Punjab Building and Other Construction Workers Welfare Board.
- The applicant must have a certified partial or complete disability.
- The applicant should not possess a Health Card under the Bhagat Puran Singh Sehat Bima Yojana.
Application Process
A worker can apply for this scheme through both online and offline channels. Keep the registration documents and disability certificate ready before starting the process.
Online Application Process
STEP 1 - Visit the official portal of the Punjab Building and Other Construction Workers Welfare Board at bocw.punjab.gov.in and log in with the registration number.
STEP 2 - Open the welfare schemes section and select the Ex-gratia Scheme for Disability Compensation.
STEP 3 - Fill in the application details, upload the required documents and submit the form online.
Offline Application Process
STEP 1 - Download Form No-37 from the official website and fill in the details.
STEP 2 - Attach the required self-attested documents with the form.
STEP 3 - Submit the completed application to the Labour Inspector of the area or at the nearest Sewa Kendra.
Pro-Tip: To become a member, a worker must first register using Form No-28 with a one-time fee of ₹25 and a monthly contribution of ₹10.
Important Links
Check Application Status / Registration Card: Visit Official Portal
Check Registration Application Status: Check Status Here
Documents
Keep these documents ready before applying so that the process goes smoothly.
- Disability Certificate issued by a Civil Surgeon.
- For new registrants, Form No. 28 (Employer Certificate confirming 90 days of work).
- Identity and residential proof, such as the Aadhaar card.
- Bank account details, including account number and IFSC code.
- Nomination details in Form No. 27.
References
FAQ's
Who is eligible to register as a beneficiary?
Any construction worker aged 18 to 60 who has worked in Punjab for at least 90 days in the last year can register with the Board.
How much is the registration fee?
A worker pays a one-time registration fee of ₹25 and a monthly contribution of ₹10.
Am I eligible if I have a Bhagat Puran Singh Sehat Bima Yojana card?
No, this disability compensation scheme is only for workers who do not hold a health card under that scheme.
How is the partial disability compensation calculated?
It is calculated at a rate of ₹4,000 for every 1% of disability, capped at a maximum of ₹4,00,000.
Where should I submit my application?
Contact the Labour Inspector of the area or visit the nearest Sewa Kendra to submit the application form.