Disability Pension and Ex-Gratia (K.B.O.C.W.W.B) provides very important financial support to registered construction workers in Karnataka who suffer from partial disability due to workplace accidents or work-related diseases. This state welfare scheme offers a monthly pension of ₹2,000 and a one-time ex-gratia payment of up to ₹2,00,000, helping eligible workers keep their livelihood and dignity.
Karnataka government continues to run this support through the Karnataka Building and Other Construction Workers Welfare Board (K.B.O.C.W.W.B) under the Labour Department. Registered construction workers who become partially disabled because of an accident or illness at the worksite can apply and get both a regular monthly pension and an ex-gratia amount based on how severe the disability is. These benefits stay active until the worker reaches the age of sixty (60) years.
Disability Pension and Ex-Gratia (K.B.O.C.W.W.B) - Introduction
Disability Pension and Ex-Gratia (K.B.O.C.W.W.B) is a support scheme managed by the Karnataka Building and Other Construction Workers Welfare Board (K.B.O.C.W.W.B) under the Department of Labour. It gives financial relief to registered construction workers who face partial disability because of accidents or illnesses that happen at their workplace. By providing both a regular monthly pension and an ex-gratia amount based on the severity of the disability, this scheme makes sure eligible workers get the support they need during difficult times.
The disability pension is paid directly into the bank account of the beneficiary. The ex-gratia amount is worked out with a simple formula: ₹2,00,000 (the maximum amount) multiplied by the percentage of disability declared by the Department for the Empowerment of Differently Abled and Senior Citizens. This keeps the payment fair and tied to how much the worker is actually affected.
Key Information
| Scheme Name | Disability Pension and Ex-Gratia (K.B.O.C.W.W.B) |
|---|---|
| Level | State |
| Scheme For | Individual |
| Beneficiary State | Karnataka |
| Category | Social welfare & Empowerment, Health & Wellness |
| Benefit Type | Cash |
| DBT Scheme | No |
| Nodal Department | Labour Department |
Benefits
When a worker qualifies for this help, they receive the following financial support:
| Benefit Type | Amount |
|---|---|
| Monthly Disability Pension | ₹2,000 per month |
| Additional Ex-gratia Payment | Up to ₹2,00,000 based on disability percentage |
Eligibility
Registration Criteria for Building and Construction Workers
To be eligible for registration, a worker should be an unorganised building or construction worker, at least 18 years of age, and should have worked in the construction sector for at least 90 days in the preceding year.
Scheme Eligibility
Once registered with the Karnataka Building and Other Construction Workers Welfare Board, a worker should meet the following conditions to apply:
- The worker should have a partial disability caused by an accident or disease at the worksite.
- The worker should not have claimed or received "Accident Benefits" for the same specific disability previously under Rule 47.
- The worker must be under the age of sixty (60) years.
Example: If Suresh works as a construction labourer and suffers a permanent partial injury while on duty, he can apply provided he has not already taken an accident payout from the Board for that same injury.
Application Process
A worker should follow these steps to manage registration and claim benefits online through the official portal.
Registration as a Worker
STEP 1 - Visit the portal and select "Register as New Construction Worker".
STEP 2 - Enter the Aadhaar-linked mobile number to verify identity through OTP.
STEP 3 - Go to the "Registration" section on the dashboard.
STEP 4 - Complete the form with the details and upload the required documents before clicking "Final Submit".
Applying for the Scheme
STEP 1 - Log in to the account on the official website using the registered mobile number.
STEP 2 - After the registration is approved, click on "Schemes" in the dashboard.
STEP 3 - Select the disability pension scheme, fill in the information, and upload the medical reports and other required documents.
STEP 4 - Review the entries and declare the information is correct before submitting the application. The application must be submitted within 6 months from the date of issue of the disability ID card by the competent authority.
Documents
To make the application process smooth, keep these documents ready:
- Employment Proof: Form V(A), V(B), V(C), or V(D) proving 90 days of work.
- Identity & Age Proof: Self-attested Aadhaar Card and Voter ID.
- Medical Documentation: A valid medical report and the disability ID card issued by the Department for the Empowerment of Differently Abled and Senior Citizens.
- Financial & Other: Ration card, bank passbook photocopy, and an employer certificate.
If a worker is renewing registration, they should simply provide the latest employment or 90-days work certificate.
References
Official resources can be accessed here:
FAQ's
Who is eligible to register as a beneficiary?
Any construction worker who is at least 18 years old and has completed a minimum of 90 days of work in the construction sector during the past year can register.
How often should I renew my registration?
Registration should be renewed every 3 years. A 1-year grace period is available, after which the registration becomes invalid.
Can I apply if I have already received accident benefits?
No, a worker is not eligible for this pension if they have already availed accident benefits for the same disability under Rule 47.
What is the pension amount?
The monthly pension is ₹2,000 and the ex-gratia payment can go up to ₹2,00,000, depending on the percentage of disability.
What happens when I reach the age of sixty?
The Disability Pension and Ex-Gratia payments are discontinued once the worker reaches the age of 60.
Where can I get help if I have questions?
The Karnataka Building And Other Construction Workers Welfare Board can be contacted at 080-29753078 or by email at labour.commissioner42@gmail.com for further support.