Kerala Niramaya Health Insurance Scheme 2024 application form is available to download in PDF format at sjd.kerala.gov.in through online mode. In this scheme of Social Justice Department, the Kerala govt. is going to provide health insurance coverage upto Rs. 1 lakh to disabled persons. The official website is now functional and persons with disabilities can know how to apply for Niramaya Health Insurance Scheme at the official website.
The state cabinet committee has also approved the implementation of Niramaya Health Insurance Scheme to provide health insurance to physically handicapped people. According to guidelines of the department, govt. will provide insurance cover of Rs. 1,00,000 to handicap persons in each district of the state. All the persons with disability belonging to Above Poverty Line (APL) / Below Poverty Line (BPL) category would be eligible. In this article, we will tell you about how to apply for Niramaya Scheme, premium amount, amount of assistance and complete details.
Kerala Niramaya Health Insurance Scheme 2024 Application Form PDF
Below is complete process of how to download Kerala Niramaya Health Insurance Scheme 2024 Application Form in PDF format through online mode:-
Step 1: Firstly visit the official Kerala Social Justice Department website at http://sjd.kerala.gov.in/
Step 2: On homepage, click at the “Schemes” tab present in the main menu or directly click http://sjd.kerala.gov.in/schemes.php
Step 3: At the opened page, click at the “Niramaya Health Insurance Scheme” link present at 1st number in the list of schemes.
Step 4: At the opened scheme details page, go to the “Documents” section and click at the links present in front of “Application Forms” section as shown here:-
Step 5: The Kerala Niramaya Health Insurance Scheme Enrollment Form PDF will open as shown below:-
STEP 6: The Niramaya Scheme Application Form for Renewal will appear as shown below:-
STEP 7: The Niramaya Insurance Scheme Claim Form will appear as shown below:-
Step 8: All the interested applicants can download this Kerala Niramaya Scheme Registration Form 2024 in PDF format. After downloading, applicants will have to enter necessary details accurately in the form and submit it to the concerned authorities.
The applicants must submit the duly filled applications along with supporting documents to the concerned District Social Justice Officers. Upon subsequent verification of filled in application form along with documents, the concerned officer will approve your form.
Scope of Niramaya Health Insurance Scheme 2024-2025
Niramaya Scheme is an affordable health insurance scheme for Persons with Disabilities covering under National Trust Act 1999. Through this scheme, the beneficiaries can avail an insurance coverage up to 1 lakh and it would be renewed every year. Facility for OPD treatment includes the medicines, pathology, diagnostic tests etc., regular medical checkup for non-ailing disabled, dental preventive dentistry, surgery to prevent further aggravation of disability, non-surgical/hospitalization, corrective surgeries for existing disability, ongoing therapies to reduce the impact of disability related complications , alternative medicine.
In order to enroll or renew this Niramaya Scheme, beneficiary should pay an amount equals to the following:-
| APL Category (Actual Premium) | Rs. 500 |
| BPL Category (Actual Premium) | Rs. 250 |
| APL Category (Renewal Premium) | Rs. 250 |
| BPL Category (Renewal Premium) | Rs. 50 |
The state govt. of Kerala has discussed this matter seriously and decided to pay their premium amount for enrolling and renewal of Niramaya Insurance Scheme. Through the Department of Social Justice, the State Nodal Agency Centre (SNAC) and Local Level Committees (LLCs) collect applications from Schools, Anganwadis, Kudumbasree, etc and enrol the applicants and renewal is done using the fund given by the State Government.
Kerala Niramaya Health Insurance Scheme List 2024
Here is the direct link to check the name in the Kerala Niramaya Health Insurance Scheme List 2024. The beneficiary senior citizens can click at http://sjd.kerala.gov.in/scheme-info.php?scheme_id=NjZzVjh1cVIjdnk=. At this page, go to the “Target Group” section and click at the “Beneficiary Details” link in front of “Differently Abled” link. In the new window, the Kerala Niramaya Scheme list of beneficiaries will appear as shown below:-
All those candidates who want to check their name in the opened list can even select the financial year and district name to narrow search in the Niramaya Scheme district wise list of beneficiaries.
For more details, visit the official website of Social Justice Department of Kerala at http://sjd.kerala.gov.in