Delhi Building and Construction Workers Health Scheme 2026: ₹10 Lakh Cashless Cover for Workers and Families

Delhi government has approved the Delhi Building and Construction Workers Health Scheme, giving cashless treatment up to ₹2 lakh per worker and up to ₹10 lakh per family. Around 2.70 lakh registered workers and nearly 10 lakh beneficiaries will be covered.
Delhi Building and Construction Workers Health Scheme 2026: ₹10 Lakh Cashless Cover for Workers and Families

Delhi Building And Construction Workers Health Scheme

Delhi government has approved a new health scheme for construction workers called Delhi Building and Construction Workers Health Scheme. The Cabinet, chaired by Chief Minister Rekha Gupta, cleared the scheme on 23rd June 2026, and it will give cashless treatment of up to ₹2 lakh for each worker and up to ₹10 lakh for a full family.

Around 2.70 lakh registered construction workers and their families in Delhi will be covered under this scheme. Officials say nearly 10 lakh people across the capital will get benefit in total, and the government plans to spend about ₹200 crore every year on it.

Delhi Building and Construction Workers Health Scheme 2026

This scheme is made for registered construction workers and their eligible family members, which include spouses, children and parents. All of them will get free and quality health services through empanelled hospitals and mobile health units.

Each registered worker can get treatment of up to ₹2 lakh at empanelled hospitals. For a full family, the cover goes up to ₹10 lakh. The whole treatment process will be cashless, so workers will not have to pay from their own pocket at the hospital.

Construction workers face many health risks at work every day. They are regularly exposed to stone-cutting dust, chemicals, loud noise, heavy machinery and hard physical work. Because of this, they often suffer from silicosis (a lung disease), breathing problems, skin issues and other serious health problems. A proper health cover for this group was missing for a long time, and this scheme is made to fill that gap.

Main Benefits Under the Scheme

The scheme is not just about hospital treatment. It also covers regular check-ups and other health services for workers and their families. Here are the main benefits workers will get.

Apart from these, the scheme also covers some other health needs of the workers and their family members. Eligible family members like spouse, children and parents are included, so the whole family gets covered under one scheme.

DetailInformation
Scheme NameDelhi Building and Construction Workers Health Scheme
Launched ByDelhi Government (Cabinet chaired by CM Rekha Gupta)
StateDelhi
BeneficiariesRegistered construction workers and their families (around 2.70 lakh workers, nearly 10 lakh people)
Health CoverUp to ₹2 lakh per worker, up to ₹10 lakh per family
Treatment TypeCashless, through empanelled hospitals and mobile units
Yearly BudgetAbout ₹200 crore
Helpline24x7 toll-free number (to be set up)

Who Can Get Benefit

This scheme is for construction workers who are registered with the Delhi Building and Other Construction Workers Welfare Board. Once a worker is registered, their family members also become eligible for the health cover.

The eligible family members include the spouse, children and parents of the registered worker. So a single registration helps the worker as well as the close family get health services under the scheme.

How the Treatment Will Work

The government will empanel hospitals where workers can go and get cashless treatment. Workers will also be able to use free OPD and IPD services, get lab and diagnostic tests done, and get emergency medical help when needed.

For workers who cannot easily reach a hospital, the government will run Mobile Medical Units. These units will go to construction sites and areas with a high number of workers, so health services reach the workers directly at their workplace.

The government will also create digital health records for each beneficiary. A modern beneficiary tracking system is being made to monitor the services properly and keep the process clear. A 24x7 toll-free helpline will be set up so workers can get help anytime.

Why This Scheme Matters

Chief Minister Rekha Gupta said construction workers are the foundation of the capital's development, and protecting their health and social security is a key priority of the government. She added that the scheme is not only about healthcare but is a wider social security step to improve the quality of life of workers and their families.

For families who depend on daily wages, even one hospital visit can become a big money problem. With this scheme, registered workers and their families get a strong health cover without paying at the hospital. Delhi residents looking for other free health cover can also check the Ayushman Bharat Scheme in Delhi, which gives health cover of up to ₹10 lakh per family.

FAQ's

What is the Delhi Building and Construction Workers Health Scheme?

It is a health scheme approved by the Delhi Cabinet that gives cashless treatment to registered construction workers and their families, with cover of up to ₹2 lakh per worker and up to ₹10 lakh per family.

How much health cover will a worker get?

Each registered worker can get treatment of up to ₹2 lakh at empanelled hospitals, and the limit for a full family goes up to ₹10 lakh.

Who is eligible under this scheme?

Registered construction workers and their eligible family members, which include the spouse, children and parents, can get benefit under this scheme.

Is the treatment cashless?

Yes, the full treatment process is cashless. Workers can get treatment at empanelled hospitals without paying from their own pocket.

How many people will benefit from this scheme?

Around 2.70 lakh registered construction workers and their families are covered, and officials expect nearly 10 lakh people in Delhi to get benefit in total.

Will there be any help if a hospital is far away?

Yes, the government will run Mobile Medical Units that visit construction sites and areas with many workers, so health services reach workers directly.

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