आत्मनिर्भर गुजरात सहाय योजना के तहत 1 लाख रुपए के लिए ऑनलाइन अथवा ऑफलाइन आवेदन कैसे करें, पाएँ इसकी सम्पूर्ण जानकारी
Gujarat government has launched Atmanirbhar Gujarat Sahay Yojana 2024 to provide Rs. 1 lakh loan at 2% interest rate scheme. This is state govt’s helping hand in the form of Rs. 5000 crore package for people. It includes small businessmen, skilled workers, autorickshaw owners, electricians and others whose economic activities have been disrupted.
Atmanirbhar Gujarat Sahay Yojana 2024 Apply Online
The state government of Gujarat will pay another 6% interest to banks giving loan under the Atmanirbhar Gujarat Sahay Yojna (AGSY) targeted at small businessmen. Gujarat govt. has announced Atmanirbhar Gujarat Sahay Yojana 2024 in which lower middle income group can avail guarantee-free loan of upto Rs. 1 lakh from banks. This loan amount will be provided at an annual interest rate of 2% as it seeks to help them get back to normal life disrupted by the Coronavirus. Moreover, govt. will also pay another 6% interest to banks giving loans under the scheme.
Aatmanirbhar Gujarat Sahay Yojana Registration / Application Form
Application forms to get loan upto Rs. 1 lakh under “Atmanirbhar Gujarat Sahay Yojana” to be made available free of cost from all branches of urban and district cooperative banks and credit societies across the state.
Application Start Date: 21 May 2022
Application Last Date: 30 September 2022
Download Aatmanirbhar Gujarat Sahay Yojana Application Form PDF
Application Form 1 for GSC Bank: GSC Bank Aatmanirbhar Gujarat Sahay Yojana Application Form PDF 1
Application Form 1 for Co-Operative Banks / Credit Societies: Aatmanirbhar Gujarat Sahay Yojana Application Form PDF 2
Where & How to Apply for Atmanirbhar Gujarat Sahay Yojana
The application forms for Atmanirbhar Gujarat Sahay Yojana will be available at more than 9000 places including about 1000 District Co-operative bank branches, 1400 urban co-operative bank branches and more than 7000 credit societies. Loans will be given by state cooperative bank, 18 district cooperative banks, 217 urban cooperative banks and credit societies.
The dully filled application form can be submitted at any of the branches of the District Co-operative banks, urban co-operative banks and credit societies in Gujarat along with the required documents.
Aatmanirbhar Gujarat Sahay Yojana Detailed Information PDF
Download the complete detailed document of Aatmanirbhar Gujarat Sahay Yojana in Gujarati
Scheme Information
Scheme FAQ’s
List of District Co-Operative Banks in Gujarat
Here is the complete list of 18 District Co-Operative banks in Gujarat with address and contact details where you can apply for Atmanirbhar Gujarat Sahay Yojana loan scheme.
SR. NO. | NAME IF DCCBS | ADDRESS | TELEPHONE NO. | EMAIL ID |
---|---|---|---|---|
1 | AHMEDABAD DIST. CO-OP BANK LTD. | The Ahmedabad Dist. Co.op Bank Ltd. , Nr.Gandhi Bridge,Opp.Income Tax Office, P.B.No. 4059 ,Ahmedabad – 380009. | 079-27543025 | info@adcbank.coop |
2 | AMRELI JILLA MADYASTHA SAH.BANK LTD. | The Amreli Dist. Co.op Bank Ltd. ‘Bhojalram Bhavan’, Rajmaham Road, Amreli- 365 601 | 02792-222601 | ajmsbank@yahoo.co.in |
3 | THE BANASKANTHA DISTRICT CENTRAL CO-OPERATIVE BANK LTD. | The Banaskantha Dist. Co.op Bank Ltd., Head Office “Banas Bhavan”, Deesa Highway, Palanpur, Dist. Banaskantha – 385001. | 02742 – 252133 | banasbank@yahoo.in |
4 | BARODA CENTRAL CO-OP BANK LTD. | The Baroda Central Co.op Bank Ltd., Sayajigunj, Station Road, Vadodara-390 005 | 0265-2225372 | info@barodaccb.co.in |
5 | BHAVNAGAR DIST. CENT. CO-OP BANK LTD | The Bhavnagar Dist. Co.op Bank Ltd., 13,Ganga Jalia Talav,’Sahkar Bhavan’, Bhavnagar-364 001 | 0278-2522357 | bdcbank@yahoo.com |
6 | BHARUCH DIST. CO-OP BANK LTD. | The Bharuch Dist. Co.op Bank Ltd., Station Road, B/h Hotel Corona, AT&PO., Bharuch- 392 001 | 02642-252585 | ceo@bdccb.in |
7 | JAMNAGAR DIST. CO-OP BANK LTD. | The Jamnagar Dist. Co.op Bank Ltd., ‘Sahkar Bhavan’, Ranjit Road, Jamnagar-361 001. | 0288-2573701 | jam_jdcb@yahoo.com |
8 | JUNAGADH JILLA SAH.BANK LTD. | The Junagadh Dist. Co.op Bank Ltd., ‘Shri Lilabhai Sidibhai Khunti Sahkar Bhavan’, Opp.Bus Station, Junagadh-362001 | 0285-2630091 | cbs.department@thejjsbank.co |
9 | KAIRA DIST. CENT. CO-OP BANK LTD. | The Kaira Dist. Co.op Bank Ltd., ‘K.D.C.C.Bank Bhavan’, Sardar Patel Road, Ghodiya Bazar, Nadiad-387001 | 0268-2561831 | edpmis.ho@kdccbank.in |
10 | KODINAR TALUKA COOP. BANKING UNION LTD. | The Kodinar Taluka Banking Union Ltd., Banking Union Road, P.B.No. – 1, Ta. Kodinar, Dist Gir Somnath – 362720. | 02795-221404 | ktc_bank@yahoo.co.in |
11 | KUTCH DIST. CENT. CO-OP BANK LTD. | The Kachchh Dist. Co.op Bank Ltd., Vijaynagar Char Rasta,Hospital Road, Bhuj, Kachchh – 370 001 | 02832-251142 | banking@thekachchhdccb.co.in |
12 | MEHSANA DIST. CENT. CO-OP BANK LTD. | The Mehsana Dist. Co.op Bank Ltd., Rajmahel Road, Mehsana (North Gujarat ) – 384001 | 02762 – 222278 | dccbmsn@yahoo.com |
13 | PANCHMAHAL DIST. CO-OP BANK LTD. | The Panchmahal Dist. Co.op Bank Ltd., Head Office : Prabha Road, Godhra – 389001 | 0272-250853 | it@pdcbank.in |
14 | RAJKOT DIST. CO-OP BANK LTD. | The Rajkot Dist. Co.op Bank Ltd., “Jilla Bank Bhavan ” Kasturba Road, Rajkot – 360001 | 0281-2232368 | rdcbank@bsnl.in |
15 | SABARKANTHA DIST. CENT. CO-OP BANK LTD. | The Sabarkantha Dist. Co.op Bank Ltd., “Sahakar Vikas Bhavan”, Station Road, Himatnagar – 383001 | 02772-240498 | sabarbank@skbank.co.in |
16 | SURAT DIST. CO-OP BANK LTD. | The Surat Dist. Co.op Bank Ltd., “Shree Pramodbhai Desai Sahakar Sadan”, J. P. Road, Nr. RTO, Surat – 395001. | 0261-2466006 | admin@sudicobank.com |
17 | SURENDRANAGAR DIST. CO-OP BANK LTD. | The Surendranagar Dist. Co.op Bank Ltd., Sahakar Bhavan, Gandhi Marg, Surendranagar – 363001 | 02752-232495 | sdcb_snr@yahoo.in |
18 | VALSAD DIST. CENT. CO-OP BANK LTD. | The Valsad Dist. Co.op Bank Ltd., Sahakar Sadan, Kacheri Road, Valsad – 396001 | 02632-254213 | info@vdcbank.in |
Highlights of Aatma Nirbhar Gujarat Sahay Yojana
Here are the important features and quick highlights of the new scheme:-
1 | Name of the Scheme | Atmanirbhar Gujarat Sahay Yojana |
2 | Launch Date | 14 May 2020 |
3 | State | Gujarat |
4 | Article Category | Application / Registration Form |
5 | Application Mode | Offline through District Co-operative banks, urban co-operative banks and credit societies. |
6 | Beneficiaries | Small businessmen, skilled workers, auto-rickshaw owners, electricians, barbers |
7 | Major Benefit | Loans at lower interest rate |
8 | Loan Amount | up to Rs. 1 lakh |
9 | Interest Rate | 2% per annum |
10 | Loan Tenure | 3 years |
11 | Repayment of Principal and Interest | 6 months after loan sanction date |
12 | Parent Scheme | Aatmanirbhar Bharat Abhiyan |
13 | Launched By | CM Vijay Rupani |
14 | Application Start Date | 21 May 2022 |
15 | Application Last Date | 30 September 2022 |
How to Apply Online for Aatmanirbhar Gujarat Sahay Yojana
The state govt. of Gujarat will has not released any instructions for Aatmanirbhar Gujarat Sahay Yojana online applications. These applications may not be invited through the online mode or any web portal. People will have to make registration for this scheme by filling Atmanirbhar Gujarat Sahay Yojana application form available at the bank branches online.
As soon as the government releases any instructions about online application process, we will update it here.
This AGSY scheme aims to benefit small businessmen and cross section of people falling under the lower middle income group. As per the Aatmanirbhar Gujarat Sahay Yojna, loan tenure will be of 3 years and payment of installments will begin after 6 months of loan disbursal. Earlier on 13 May 2020, central govt. has launched Aatm Nirbhar Bharat Abhiyan (self reliant India campaign).
Who are Beneficiaries of Aatm Nirbhar Gujarat Sahay Yojana
The state government has launched Atmanirbhar Gujarat Scheme for the following group of people as mentioned below:-
A) Small businessmen
B) Skilled Workers
C) Autorickshaw owners
D) Electricians
E) Barbers
F) Other people with lower income
Various other states like Delhi has declared assistance of Rs. 5,000 or so to such people. The state govt. of Gujarat has an opinion that such a small amount will not bring their life back of normal.
Collateral Free Loans
Approximately 10 lakh such beneficiaries will be given loan of Rs. 1 lakh each from banks at just 2% annual interest to start their lives afresh under Atmanirbhar Gujarat Sahay Yojana. All the loans will be provided on the basis of application and no guarantee will be required. Gujarat govt. will pay remaining 6% interest on loan to banks.
The tenure of such loans will be of 3 years and re-payment of principal and interest will start after six months of sanction of loan amount. The state government has come up with this scheme after discussion with district, scheduled and cooperative banks. Furthermore, the state government will come out with detailed information on AGSY in a few days and loan will be made available to all those who are in need of it.
Aatmanirbhar Gujarat Sahay Yojana FAQ’s
What is Aatmanirbhar Gujarat Sahay Yojana
Aatmanirbhar Gujarat Sahay Yojana is a new scheme for people belonging to LIG / MIG categories under which the state government is providing collateral free loans at lower interest rates.
What is the loan interest rate
Loan will be provided at a minimal interest rate of just 2% per annum
What is the maximum loan tenure under Aatmanirbhar Gujarat Sahay Yojana
Loan under the Aatmanirbhar Gujarat Sahay Yojana can be availed for a tenure of up to 3 years.
Who is eligible for Aatmanirbhar Gujarat Sahay Yojana
Any Gujarat citizen who wish to start their own business subject to minimum eligibility criteria set by the banks can avail the loan under this scheme.
How to Apply Online for Aatmanirbhar Gujarat Sahay Yojana
Currently there are no online applications invited for the scheme, however, you can download the application form in PDF format and visit the co-operative banks branches and credit societies to apply offline for Aatmanirbhar Gujarat Sahay Yojana.
What is the repayment condition
The repayment of the loan amount can be started 6 months after the disbursement
What is the last date of Aatmanirbhar Gujarat Sahay Yojana application
30 Sept 2022 is the last date of application for Aatmanirbhar Gujarat Sahay Yojana
For more details please visit the official website of Gujarat Govt. or website of Apex bank of Gujarat State Co-Operative Bank Ltd. at https://gscbank.co.in
Gujarat Atmanirbhar (Self-Reliant) Package Details (Update on 5 June 2020)
** Language of Writing is as of the update date itself ** Gujarat Chief Minister Vijay Rupani has announced Gujarat Atmanirbhar (Self-Reliant) package of Rs. 14,000 crore. This new package will help in reviving the economy which is effected badly due to COVID-19 (Coronavirus) lockdown. The new Gujarat Atmanirbhar package will include tax rebates to consumers in property tax / electricity bills / vehicle tax and loan subsidy for business and shop owners. The new Gujarat Atmanirbhar Package seeks to cover vast section of people and businesses in the state.
The Gujarat state is one of the most industrialized one in the country but has reported more than 18,500 COVID-19 cases till date. CM Vijay Rupani is providing relief to various sections of the society on the recommendations of committed headed by former finance secretary Hasmukh Adhia. The state govt. of Gujarat has decided to give relief to people in payment of property tax, electricity bills and vehicle tax.
Features of Gujarat Atmanirbhar (Self-Reliant) Package
The important features and highlights of the Gujarat Atmanirbhar Package are as follows:-
Rebate in Property Tax / Electricity Bills / Vehicle Tax
- Commercial establishments, businesses, offices, hotels, restaurants, shops, hospitals will get a rebate of 20% in their annual property tax bills.
- All the residential property owners will get 10% rebate as per the details of Gujarat Atmanirbhar Package. This rebate in property tax bills will provide direct benefit to people to the tune of Rs. 744 crore.
- Electricity consumers who utilizes less than 200 units per month will get rebate on first 100 units of consumption. This will cost Rs. 200 crore to the state exchequer and the state govt. will give the amount to power companies.
- Moreover, various rebates have been announced for commercial and industrial consumers of electricity.
- Private buses, jeeps, taxis have been given relief of payment of road tax and tax for six months due to the lockdown.
The total relief for property tax, electricity bills and vehicle tax comes to the tune of Rs. 2,300 crore according to the Gujarat Atmanirbhar (Self Reliant) Package.
Loan Interest Subsidy for Business & Shop Owners
The state govt. of Gujarat announces to provide loan interest subsidy of 4% for loans of upto Rs. 2.5 lakh for business and shop owners. Out of the total 8% interest rate, 4% interest would have to be paid by the borrower while the remaining 4% interest is to be paid by the Gujarat government. The state govt. has allocated Rs. 525 crore for loan interest subsidy.
Revival of Industries / Housing Sector
Gujarat govt. has announced subsidy for various industries worth Rs. 3,038 crore while Rs. 458-crore relief was given to GIDC (Gujarat Industrial Development Corp) for promotion of industries. To revive the housing sector in Gujarat, the state govt. has announced Rs. 1,000 crore.
Labour Welfare
The state govt. of Gujarat has earmarked Rs. 466 crore for labour welfare. It includes benefits of Rs. 35,000 to each tribal labourer who works in different parts of Gujarat and wants to build house in their hometown.
Direct Transfer of Rs. 1,000 to Poor
The other benefits of Gujarat Atmanirbhar Package are of Rs. 5,044 crore. It includes free ration to poor families during the period of lockdown and direct transfer of Rs 1,000 in their accounts.
The state govt. has also decided to allocate Rs. 100 crore to the health department and another Rs 100 crore to four municipal corporations namely Ahmedabad, Surat, Vadodara and Rajkot. Gujarat govt. will provide this amount from the Chief Ministers Relief Fund to fight the novel coronavirus.