Short Update
SSY estimate: Rs 71.8 lakh at 8.2%
Sukanya Samriddhi Yojana account can grow to about Rs 71.8 lakh by maturity if parents or legal guardians deposit the maximum Rs 1.5 lakh each year for 15 years and the 8.2% interest rate stays unchanged throughout.
Deposits are allowed for 15 years, and the account matures 21 years after opening. The 8.2% rate applies to October-December 2026; the government reviews and notifies SSY rates periodically, so the actual maturity amount may be higher or lower.
At an assumed average inflation rate of 6% a year, Rs 71.8 lakh after 21 years would have purchasing power equal to about Rs 21 lakh today.