Kendriya Sainik Board is running RMEWF Financial Assistance for Medical Treatment of Ex-Servicemen scheme in 2026-27 for non-pensioner ex-servicemen and their widows. Eligible applicants can get up to ₹30,000 per financial year to cover routine treatment costs at recognised government hospitals. Applications are accepted online through the KSB portal at ksb.gov.in, and must be recommended by the concerned Zila Sainik Board (ZSB).
RMEWF stands for Raksha Mantri's Ex-Servicemen Welfare Fund. This scheme is funded through the Armed Forces Flag Day Fund and run by Kendriya Sainik Board Secretariat under the Ministry of Defence. It covers non-pensioner ex-servicemen of the rank of Havildar or equivalent and below, along with their widows, who often face money problems while paying regular medical bills in old age. Serious disease treatment is handled under a separate KSB scheme.
RMEWF Medical Treatment Assistance 2026 - Apply Online at KSB Portal
Applying online through the official KSB portal is the only way to get this medical support. Application must be routed through your local Zila Sainik Welfare Officer (ZSWO), who checks all your documents before forwarding the file to Kendriya Sainik Board Secretariat for approval.
Application Link: Register Here
STEP 1 - Visit the official Kendriya Sainik Board portal at ksb.gov.in and click on the 'Register' button on the home page.
STEP 2 - Fill out the registration form with correct personal, service and contact details. Upload your recent passport-size photograph and save the form. Your login password will be sent to your registered email ID.
STEP 3 - Open the activation link received on your email and log in to the KSB portal using your registered email and the password.
STEP 4 - Select 'RMEWF - Medical Treatment' scheme from the list, enter the treatment details, and upload scanned copies of all required documents. Each document must be attested by your local Zila Sainik Welfare Officer (ZSWO).
STEP 5 - Your ZSWO will check the application and call you for a physical verification appointment at the Zila Sainik Board office.
STEP 6 - After verification, ZSWO will forward the recommended application to Kendriya Sainik Board Secretariat for final approval. Once approved, the amount is credited directly to your bank account (SBI or PNB only).
You can check the application status any time on the KSB Status Portal using your DAK ID.
Eligibility for RMEWF Medical Treatment Assistance
Not every ex-serviceman can apply for this scheme. It is made only for non-pensioners of lower ranks and their widows. Check who can apply below:
- Applicant should be a non-pensioner ex-serviceman, or the widow of a non-pensioner ex-serviceman.
- Rank of the ex-serviceman must be Havildar or equivalent rank and below (this covers Sepoy, Naik, Lance Naik, Havildar and their equal ranks in Navy and Air Force).
- Application should be recommended by the concerned Zila Sainik Board (ZSB).
- Medical treatment should be taken at a recognised government hospital only, and bills must match rates approved under CGHS or ECHS.
- Pensioner ex-servicemen and their widows are not eligible for this scheme.
Benefits Under RMEWF Medical Treatment Scheme
Under this scheme, an eligible ex-serviceman or widow gets a cash benefit of up to ₹30,000 per financial year. This is a one-time claim per financial year and the amount is credited directly to the applicant's SBI or PNB account after approval by KSB Secretariat.
The money is meant only for routine medical treatment expenses at government hospitals. Treatment of serious diseases like cancer, kidney failure, heart problems and similar conditions is not covered here, as they are handled under a separate KSB scheme for serious diseases of non-pensioner ex-servicemen.
RMEWF Medical Treatment Assistance 2026 Highlights
| Detail | Information |
|---|---|
| Scheme Name | RMEWF - Financial Assistance for Medical Treatment of Ex-Servicemen |
| Launched By | Kendriya Sainik Board, Ministry of Defence |
| Level | Central |
| Eligible People | Non-pensioner ex-servicemen (Havildar and below) and their widows |
| Benefit Amount | Up to ₹30,000 per financial year |
| Application Mode | Online through KSB portal |
| Funded Under | Armed Forces Flag Day Fund (AFFDF) |
| Official Website | ksb.gov.in |
Documents Required for RMEWF Application
Keep the following documents ready before starting your online application. All of these must be attested by your Zila Sainik Welfare Officer (ZSWO):
- Discharge book or supporting discharge documents of the ex-serviceman.
- Identity card issued by the Zila Sainik Board (for both ex-servicemen and widows).
- Original medical bills countersigned by the attending doctor at the government hospital.
- Hospital discharge summary countersigned by the attending doctor.
- A self-certified declaration that you have not received any medical reimbursement or allowance from any state government or employer for the same treatment.
- Bank account details (only SBI or PNB) with IFSC code and passbook copy.
Important Dates for 2026-27
Kendriya Sainik Board issued the official cut-off calendar for RMEWF online applications for financial year 2026-27 through letter number 195/Welfare/Misc/2025-26 dated April 2, 2026. Applicants are advised to submit their medical bills and other documents to the Zila Sainik Board on time, as time-barred applications are rejected by ZSBs and Regional Sainik Boards. Medical treatment claims should be filed within the same financial year in which the treatment was taken.
References
Also read about the One Rank One Pension (OROP) scheme for retired defence personnel.
FAQ's
Can I take benefit of this scheme for treatment at any private or government hospital?
No, this scheme covers expenses only at recognised government hospitals across India, and the bills must follow rates approved under CGHS or ECHS.
Can I give details of any bank account for the payment?
No, only State Bank of India (SBI) or Punjab National Bank (PNB) accounts are accepted for RMEWF payment. Accounts of other banks are not valid.
Whose account details are allowed in the registration form?
You must provide your own personal, Aadhaar-linked SBI or PNB bank account. Third-party accounts are not accepted.
How many times can I claim this medical benefit in a year?
You can claim this benefit only once in a financial year, up to a maximum amount of ₹30,000.
Are pensioner ex-servicemen eligible for RMEWF Medical Treatment Assistance?
No, only non-pensioner ex-servicemen of the rank of Havildar or equivalent and below, and their widows, are eligible under this scheme.
What is the official website for applying to this scheme?
The official portal is ksb.gov.in, run by Kendriya Sainik Board under the Ministry of Defence.
Is treatment for serious diseases like cancer or heart problems covered under this scheme?
No, this scheme only covers routine medical expenses up to ₹30,000 per year. Serious diseases are covered under a separate KSB scheme meant for treatment of serious ailments.