Loan for the Purchase of Tools (GBOCWWB) is a welfare scheme run by the Goa Building and Other Construction Workers Welfare Board to support registered construction workers. Under this scheme, an eligible worker gets a loan of ₹5,000 to buy the tools needed for work. The application is accepted through the offline process.
Goa Building and Other Construction Workers Welfare Board works under the Department of Labour and Employment, Government of Goa. The scheme helps registered construction workers buy their work tools without facing money problems. As of August 2026, the scheme is open for eligible registered workers in Goa.
Loan for the Purchase of Tools (GBOCWWB) - Overview
Loan for the Purchase of Tools (GBOCWWB) is a state level welfare scheme managed by the Goa Building and Other Construction Workers Welfare Board. It gives a loan of ₹5,000 to registered construction workers so they can buy the tools they need for their trade. The whole process is offline, so workers need to submit the application form directly to the labour office.
This support is meant for workers who are already registered with the Board and who keep contributing to the welfare fund. The loan helps them continue their work without borrowing money at high interest from outside sources.
Key Information
| Detail | Information |
|---|---|
| Scheme Name | Loan for the Purchase of Tools (GBOCWWB) |
| Level | State |
| Scheme For | Individual |
| Beneficiary State | Goa |
| Category | Social welfare and Empowerment, Business and Entrepreneurship |
| Target Beneficiaries | Individual |
| Sub-Category | Machine and skill up-gradation, Financial assistance, Citizen empowerment |
| Benefit Type | Cash |
| DBT Scheme | No |
| Nodal Department | Labour and Employment Department |
| Implementing Agency | Goa Building and Other Construction Workers Welfare Board |
| Tags | Tool, Loan, Labour, Worker, Financial Assistance |
Benefits
An eligible worker can get a loan of ₹5,000 to buy the tools required for work. This cash benefit helps a registered construction worker set up or continue his trade without spending from his own pocket at once.
Eligibility
To get this financial support, a worker should meet the following conditions:
- The applicant should be a registered worker under the Goa Building and Other Construction Workers Welfare Board.
- The age of the applicant should be between 18 and 60 years.
- The worker should have completed at least ninety days of active service as a registered worker during the current year.
- The worker should hold active membership in the fund for at least three years.
- The worker should be contributing to the fund regularly to keep the membership valid.
Application Process
The application for this tool loan is accepted only through the offline process. Follow these steps to apply:
STEP 1 - Get the application form from the official website of the Department of Labour and Employment, Goa by visiting the official scheme page. You can also take a physical copy from the Office of the Commissioner, Labour and Employment, 2nd Floor, Shram Shakti Bhavan, Patto Plaza, Panaji-Goa.
STEP 2 - Fill in all the required details in the form, attach a recent passport sized photograph and sign the form correctly.
STEP 3 - Gather all the required self attested documents as listed below and keep them ready.
STEP 4 - Submit the completed form along with the documents to the authorities at the Office of the Commissioner, Labour and Employment.
STEP 5 - Collect the receipt of your application from the authority and keep it safe for your records.
Documents Required
Keep these documents ready before you apply:
- Worker Registration Card or the registration number.
- Proof of payment of the first and last subscription to the Board.
- An official Salary Certificate from the employer.
- A valid Employment Certificate.
- The purchase invoice of the tools or instruments.
- Details of any other properties owned, if applicable.
References
You can find further details and useful resources from the links given below:
FAQ's
Who manages the Goa Building and Other Construction Workers Welfare Board?
The Labour Commissioner of Goa acts as both the Member Secretary and the Chief Executive Officer of the Board.
How do employers register establishments in Goa?
Employers can register through the official Labour Department portal by submitting Form-1 and paying the required fees based on the number of workers.
What is the 90 day service rule?
To be eligible for many benefits, a worker must have completed 90 days of work as a registered builder in the year.
Can I register if I belong to another fund?
No, a worker generally cannot be a member of another similar fund while registered under this Act.
Is my registration certificate transferable or renewable?
No, the certificate is valid only for the duration of the contract and is not transferable or renewable.
How can I file a grievance online?
You can use goaonline.gov.in to submit your grievance, upload proofs and track the application status using the acknowledgement number.
Who is the First Appellate Authority?
The Commissioner of Labour and Employment handles appeals. You can visit the Shramshakti Bhavan in Panaji to discuss your case.
How is the registration certificate approved?
The Deputy Labour Commissioner reviews the application and documents; if everything is correct, the certificate is approved and issued.