MP Chief Minister Ayushman Health Insurance Scheme with Cashless Treatment

The scheme offers cashless medical treatment to 15 lakh state employees and pensioners with coverage up to Rs 10 lakh for critical illnesses. Employees contribute Rs 3,000–12,000 annually, with the government covering the rest.
MP Chief Minister Ayushman Health Insurance Scheme with Cashless Treatment

MP Ayushman Health Insurance Scheme

Madhya Pradesh government is set to launch CM Ayushman Health Insurance Scheme, aiming to provide cashless medical treatment to state employees, pensioners, and their families. This new scheme is started to ease the money problems of treatment costs and improve healthcare access for approximately 15 lakh people who will benefit.

Key Features of Proposed Ayushman Health Insurance Scheme

Benefits of Scheme

Current Medical Expense System

Currently, state employees and pensioners pay for their medical treatments upfront and later seek reimbursement based on Central Government Health Scheme (CGHS) rates. However, this system often results in partial reimbursements. For instance, a liver transplant costing Rs 20 lakh may only receive Rs 4 lakh in reimbursement, leaving patients to cover the remaining amount themselves.

Implementation Timeline and Next Steps

Final contribution amount for employees is yet to be decided. Scheme is expected to be launched soon, with preparations underway to enroll eligible beneficiaries and set up necessary infrastructure for cashless treatment.

CM Ayushman Health Insurance Scheme represents a big step towards improving healthcare accessibility and affordability for state employees and pensioners. By shifting to a cashless treatment model, scheme aims to alleviate money problems and promote better health outcomes.

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