Udyogini Yojana: Women Can Get Business Loans Up to 3 Lakh Without Guarantor

Udyogini Yojana helps women entrepreneurs by offering loans up to Rs 3 lakh. This scheme helps women start or grow small businesses without needing a guarantor or property security. The subsidy structure helps women gain financial independence.

Eligible women aged 18 to 55 with an annual family income up to Rs 1.50 lakh can apply. Widows, specially-abled women, and women in need get relaxed income rules and special interest rates. The scheme provides a 30 percent subsidy for general category women and up to 50 percent for SC and ST applicants.

How to apply

Visit your nearest bank to apply. Carry your Aadhaar card, voter card, income proof, passport-size photograph, and business documents. Banks verify your details and past loan repayment history before approving funds. Have your documents ready before you go to the branch to make the process easy. You can also look at other business loan schemes for women entrepreneurs to compare benefits.