Short Update
Kisan Vikas Patra Interest Rates and Maturity Details for 2026
Need a safe place to park money? Government-backed Kisan Vikas Patra offers an annual interest rate of 7.5 percent for the July-September 2026 quarter. Your investment doubles in 115 months, or 9 years and 7 months.
This scheme works well for conservative savers or retirees wanting predictable returns without market risks. Start with a minimum investment of ₹1,000. There is no upper limit on deposits. Make sure deposits are in multiples of ₹100.
Important details
Here are the key points to consider:
| Current Interest Rate | 7.5% per annum |
| Maturity Period | 115 months |
| Premature Closure | Allowed after 2 years and 6 months |
Open an account at any post office or authorized bank. The 7.5 percent rate is fixed for now. Note that small-savings rates are reviewed regularly by the government. Check the latest rules before committing your savings. Getting financial advice is a smart move before making long-term decisions.