AI SummaryDr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste is a Gujarat state scheme that gives loans and cash support to medical graduates from the Scheduled Caste community so they can start their own clinics. Under this scheme, eligible doctors get a loan of up to ₹2,50,000 at a low 4% interest rate along with a ₹25,000 grant.
Introduced in 1976 by the Director of Scheduled Caste Welfare under the Social Justice and Empowerment Department, this scheme continues to accept applications for the year 2026-27 through the e-Samaj Kalyan portal. Medical graduates holding degrees such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental) or homeopathic qualifications like BHMS and DHMS can apply for this support.
Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste - Introduction
This scheme was started by the Director of Scheduled Caste Welfare, Department of Social Justice and Empowerment, Government of Gujarat, in 1976. The main aim is to help medical professionals from the Scheduled Caste community set up their own private medical practice by giving them the money help they need.
Applications for the current year are being taken online through the official e-Samaj Kalyan portal. The scheme is still running and the benefit amounts and rules have stayed the same for 2026-27.
Along with the loan and grant, the scheme also helps improve healthcare access in the state. A doctor who gets this support is expected to start an independent clinic within 3 months of receiving the money, which in turn makes medical services available to more people.
Key Information
| Scheme Name | Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste |
| Level | State |
| Beneficiary State | Gujarat |
| Main Department | Social Justice and Empowerment Department |
| Implementing Agency | District Deputy Director Office, Gujarat |
| Benefit Type | Cash support and Loan |
| Grant Amount | ₹25,000 |
| Loan Amount | Up to ₹2,50,000 at 4% interest |
| Application Mode | Online and Offline |
| Official Website | esamajkalyan.gujarat.gov.in |
Benefits
This scheme gives a two-part money support so a doctor can start a medical practice without much worry. The grant is a direct cash amount, while the loan comes at a very low interest rate.
| Benefit Type | Amount |
|---|---|
| Grant/Subsidy | ₹25,000 |
| Loan Amount | Up to ₹2,50,000 at 4% interest rate |
Eligibility
To get this support, a candidate has to meet a set of conditions fixed by the department. These rules make sure the benefit reaches the right people.
- The candidate must hold a valid degree in M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental) or Homeopathic qualifications like BHMS and DHMS.
- The candidate must belong to the Scheduled Caste category and be a native of Gujarat state.
- The total annual family income should not be more than ₹6,00,000, whether the family lives in a rural or urban area.
- The candidate should be unemployed, meaning not working in any government hospital or private organization.
- Only one person per family can get this benefit once. If the person holds another job or misuses the funds, the whole loan and support amount has to be repaid.
- The candidate should start an independent clinic within 3 months of getting the money.
- Homeopathic doctors must practice only pure homeopathy.
Application Process
Applications for this scheme are taken through both online and offline channels. The online route through the e-Samaj Kalyan portal is the easiest and most recommended way to apply.
STEP 1 - Open the official e-Samaj Kalyan Portal and register as a new user using Aadhaar details and personal information.
STEP 2 - After registration, log in with the user ID and password, and update the profile with correct details.
STEP 3 - Select Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste from the dashboard, fill in the application form and upload the required documents.
STEP 4 - Submit the application and note down the application number to track the status later.
For the offline process, a candidate can visit the nearest office of the District Deputy Director, Scheduled Caste Welfare to collect the form. The form can also be downloaded from the official website. After filling it and attaching the documents, submit it to the local office and keep the stamped acknowledgment receipt for records.
Documents
Keep these documents ready before starting the application so that the process goes smoothly.
- Passport-sized photograph and Aadhaar Card
- Caste certificate and proof of annual family income
- Proof of residence such as electricity bill, rent agreement or ration card
- Medical graduate degree certificate and copy of registration
- Age proof or school leaving certificate
- Bank passbook first page copy or cancelled cheque in the applicant's name
- Surety bond, guarantee sheet and loan repayment eligibility proof
- Legal affidavit, signed agreement and property documents of two guarantors
References
FAQ's
Who can get the benefit of this scheme?
Any medical graduate from the Scheduled Caste category in Gujarat who holds degrees like M.B.B.S, B.A.M.S, B.D.S or homeopathic qualifications (BHMS/DHMS) and is currently unemployed can apply.
How much money support is given?
The candidate gets a grant of ₹25,000 and a loan of up to ₹2,50,000 at a low interest rate of 4%.
Is there an income limit for applicants?
Yes, the annual family income should not be more than ₹6,00,000 for both rural and urban candidates.
Can a working doctor apply for this loan?
No, the candidate should not be employed in any government hospital or private organization to be eligible for this support.
How is the loan repaid?
As per the official rules, repayment starts after 12 months from the date the loan is sanctioned, and it is recovered in monthly installments.
By when should the clinic be started?
The candidate should start the clinical practice within 3 months after receiving the government money support.