Pradhan Mantri Awas Yojana Loan Scheme 2017 – Tenure Increased to 20 Years

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Central government cabinet has approved the extension of the loan tenure under the Credit Linked Subsidy Scheme component of Pradhan Mantri Awas Yojana – Urban. The loan tenure which was earlier maximum 15 years has been extended to 20 years, means lower EMI’s for the home loan borrowers. The government has also introduced a new CLSS loan scheme for the middle income group of the society.

PMAY Loan Scheme 2017 for MIG

The government has made a budgetary allocation of Rs. 1000 Crores for the proposed Credit Linked Subsidy Scheme for Middle Income Group (MIG).

Now, the middle income group of the society can also take home loans under the PMAY-U and if they are found eligible by the primary lending institutions, the interest subsidy will be credited to the home loan account of the beneficiaries.

The new PMAY loan scheme for Middle Income Group of the society will help reach the PMAY-U benefits to a larger group and help strengthen the mission of housing for all by 2022.

Recently Narendra Modi has also announced increase in the loan amount under PMAY from 6 lakh to 12 Lakh. Read the complete details about PMAY home loan subsidy / interest rates 2017 which were announced by Narendra Modi on 31st December 2016.

The government is inviting online applications for PMAY-U through two modes, first is assessment application through pmaymis.gov.in and second is through the common service centers across the country.

The complete details of the release about the amendment in CLSS for EWS/LIG and introduction of CLSS for MIG is available at PIB.

How to Apply for PMAY-U Loan Scheme

The eligible beneficiaries of PMAY can directly contact the banks and lending institutions to avail the housing loan under the scheme. The loan facility is being provided by several banks and non banking finance companies as listed at the link below.

Central Government Schemes 2020-2021केंद्र सरकारी योजना हिन्दीPopular Schemes in Central:Narendra Modi Schemes ListNREGA Job Card Listसरकारी योजनाओं की सूची हिंदी में

https://sarkariyojana.com/pmay-housing-loan-schemes-banks/.

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111 thoughts on “Pradhan Mantri Awas Yojana Loan Scheme 2017 – Tenure Increased to 20 Years”

  1. Modi sir ji namaskar sir mei ek gareeb Aadmi kiraye ke ghar mein rehta hoon Jo Dena muskil hota hai sir mujhe ek Ghar chahiye aapki bohot bohot kirpa hogi sir ji

    Reply
  2. dear sir modi ji
    mera naam deepu singh hain aur main madiyao lucknow uttar pradesh me rahta hun sir mere pass rahene ke liye makan nahi hai kiraye pe rahta hun aur sir hum log bahut hi gareeb hai hum 4 log hain mummy papa bhai…
    aur nahi koi sarkari naukari bhi hai jo hum log ek apne liye makan banva sake aur aap chahe to mera pura backgrond bhi cheak kar sakte hain sir pls mughe ek makan provide kara dije main hamesha aap ki hi party ko vote deta hun aur deta rahunga ye mera no hai 9044543285,, pls call me and reaply

    Reply
  3. dear modi sir
    main deepu singh s/o visheshwar singh madiyao me rahta hum 4 log hain aur hum logo ke pass apna rahene ke liye home nahi hain kiraye pe rahte hain aur sir hum log bahut hi gareeb hai aap chahe to mera pura deta le sakte hain matlab mera background bhi dekh sakte hain uske baad hi aap kuch kare mere liye aap ne sir kaha hai ki sab ke pass apna makan hoga aur sir itna paisa nahi hain ki kahi bhi hum jamin ya makan le sake aap se hi umeed hain aap kuch kare mere liye aur main abhi 22 year old hun lekin mere upar bahut hi pareshani hain so pls aap mughe ek chhat dila dije….. ye mera no hain 9044543285 pls call me and reaply sir

    Reply
  4. I HAVE AVAILED AHOME LOAN FROM SBI OF RUPEES 10 LAKH MY ANNUAL INCOME IS 398000 CARPET AREA OF MY HOUSE IS 64 METRE SQUARE IS I AM ELIGIBLE T0 APPLY OR NOT (APPLICANT IS WOMAN&BELONGS TO
    MINORITY CUMMUNITY)

    Reply
  5. Hello,

    Dear Modi ji I’m veer kumar. I want to say that we are very poor and I Annabel to build my home and I’m single too more responsibility and I need loan subsidy for Home insurance request you.

    Thanking you in advance
    Veer.
    Mobile no-9015919943

    Reply
  6. Hello,

    Dear Modi ji I’m Purnima I’m final year College student. I want to say that we are very poor and I Annabel to build my home and I’m single daughter child too more responsibility and I need loan subsidy for Home insurance request you.

    Thanking you in advance
    Purnima.
    Mobile no-9871583006

    Reply
  7. Modi ji se Guzarish Hai Sar mein bahut bahut Gareeb Hoon mere ko aap apna Ghar Chahiye Aap Ne Kaha Tha Har Ghadi Woh Apna Ghar Hoga ghar mein Apna Ghar Mein Rehta Delhi Delhi Budh Vihar Phase 1 thank you sir

    Reply
  8. Sir,
    kindly arrange a home for my family near of kolkata because i can not pay rent of my rented house.I am ready to pay the minimum of emi rs.2000 to 2500 as EMI. My Mobile No.9874854475
    Thanking You
    Raju Dey

    Reply
  9. Sir, Please send Building Drawing Soft copy for Pradhan Mantri Awaas Yojana — Gramin to achieve Housing scheme, The unit size is to be enhanced from the existing 25 sq.m including a dedicated area for hygienic cooking.
    Total Area 25 Sqm Home Building drawing

    Reply
  10. Dear sir mera naam sirajuddin ansari hai me mumbai me rehte Hu mere pass koi ghar nhi hai sir pls mujhe ghar dilado sir plssssss

    Reply
  11. sir me is awas yojna ka labh lena chahta hu me kiraye se rahta hu me khud ka makan lena chahta hu jaipur mansarovar thanks

    Reply
  12. hello Sir…Im from odisha cuttack…mujhe ek home loan chahiye…bank wale help nahi karte…iska koi saral upaya bataen….mera 1400sqft area hai…jisme ghar bana ke kiraye pe dena chahta hoon…plz meri baat pm modi g ko pohancha do…

    Reply
  13. Sir main 28/3/2017 ko home loan Liya LIG Flat Registeri my madem ka name nhi home se bank pmay subsidy nhi de Rhi or income bhi 6 lak se cema so pmay ka benifet nhi Mila or mig ke under bhi benifet nhi Mila hai sir meri help ker Tatha LIG ko bhi MIG ke same kar de. Mob 8814012160

    Reply
  14. Dear sir,
    Mera nam Ranjeet Kumar Biswas hai mari salary 360000/anuam hai mere pas koi ghur nahi hai main kiray ke makan me rahta hu mujhe ek flat kharidne ke liya 12 lakh rupayees chahiye kiya mujhe pradhan mantri awas loan subsidy mil sakti hai. Main madhyamgram ,kolkata 700132 me rahta hu jo ki munsipalty ke under me hai..

    Reply
  15. Hello PM sir,

    We are rescinding in Shivamogga from past 10 years,but we do not have any property. I am requesting you to provide us a small home to live our life without any fear. Thank you sir.

    Reply
  16. sir maine jaipur rajasthan main abhi ek flat liya hai march-2017 main…maine bank se hdfc 1200000 rupeye loan liya hai kya mujhe bhi phyada hoga aur kab se…mare naam kahi bhi ghr nahi hai..pl batane ka kst kare…meri emi to suru ho gayi hai…meri salary arouound 300000 se uppar hi hai

    Reply
  17. Dear sir,

    My name is Dev Mani mai ek private job karta hu or meri annual income 70,000/- hai mera ghar UP ke Gorakhpur me hai mai PMAY ke tahat loan le kar ghar banana chahta hu pls mujhe guide kare.

    Reply
  18. Dear Sir,
    I am a employee of private company ,not having own house at the age of 49 & having 7.5 lakh yearly income
    If I get a flat costing 30 lakh. Am i eligible to get the pmy credit linked interest benefit for 12 lac loan out of total 25 lack loan

    Please reply

    Reply
  19. Mujhe home lon ki bahut jrurt hai lon dene ki kirpa kare apka dharamveer 9729652427 v.p.o rampur khadar distt- yamuna nagar teh. Khijrabad pin cod 135101

    Reply
  20. Meri 11000 salary he mujhe 1bhk pmay class scheme ke tehat loan lena he kya mujhe mera flat mil sakata he aap ki pmay class scheme achi he garibo ke liye achi he to muhje room mil sakata he
    Pls rply

    Reply
  21. sir plz me mere ghar me 3 log he meri ma mera bhai meri ma bhi job karti par hamara kiraya pe ghar he our mera bhai bhai clg karke job karta he hamara ghar ka rent 6000rs he tum batavo kiyse kare kripra karke hame gha dedo kiraya dene se accha he khud ki ghar me rahunga me pune se hu sab ghar muj par chalta he plz sir ( kothrud area) mb numb 8983833451 swapnil nagarkar

    Reply
  22. Sir main odisha se hun kiya sachme pradhanmantri bole he ya jhut, koi bank detanehi bolte hai pm ke pass chalijao agar pradhanmantri thik bolte hai to krpaya helpline no dijiye7539812936 pe samprk Kare jaihind

    Reply
  23. Sir ap se mera yahi nivedan h ki desh ko age dadaye aur desh ke garibo ko dekhate huae unako bhi badaye
    Thanks
    Jai hind jai bharat

    Reply
  24. Sir aap ki madad chahiye Hum Bpl Me Bhi Hai Koi help Nahi Milti Hai Hamara Awas Yojana may be Naam nahi aaya hai

    Reply
  25. सर,जितनी भी सुभिधाये सरकार निकाले पर गरीबो का कुछ नहीं होने वाला जितनी छीजे निकलती हैं उतने ही दलाल बैठ जाते पैसा नोचने के लिए दलाल भी वही जो नेताओ के चमचे होते है ।

    Reply
  26. I am retd.govt.pensioner,BP 159000 & son’s income 3 lacs Annually
    . Home loan sanctioned RS 18 lacs,for 20 yrs.from Central Bank of India,Pune. Am I eligible for PMAY subsidy scheme if 2017 ?

    Reply
  27. good morning sir ,
    sir bank wala bolta ha ke hamara pass abhi tak koe notification nahe aaya ha es regarding main so pse sent a notification regarding PMAY/////////////

    Reply
  28. Plz…help my family
    My mother name is maniben Rameshbhai patel
    My father is expir
    At-post– vankal mota faliya (Ta-chikhli)Dist-navsari
    _________plz_________ i can help yOu
    My contact Number —-8460109937

    Reply
  29. sir ji me v pareshan hy abi tak ghar nahi ho paya hy me or me apne ammi kibemari me kharch ho jata hy GOVT OF W B Service employes hu par personal loan v nahi mil raha hy ap chaye to madad kar sakte hy sab gareebon k lye allah hum sabon ko ehsan karde amin

    Reply
  30. sir mei bahut garib hun mere paas makan nahi hai mai kiray ke makan mwin rah rahi hun makan ka kiraya bahut mahiga hai ppipe line se ganda pani aata hai na plat hai na ghar hai mere pati majduri karte hain mai a.v.c b.block unnao (uttar pradesh)me rahti hun mujhe makan aur rojgar dene ki kripa karen mera mo no. 9889307295

    Reply
  31. Sir.
    manney mode ji muje ve ek ghar ki jrurat hi aap si nebedan hi ki muja ek ghar deni ke kirapa kre
    Mera name .bedprakash shakya hi.
    Mob.9575429989 ,
    thankyou sir

    Reply
  32. sir i am chinmaya ku satapathy odisha berhampur so i want house pmay schem so ple…. help me my mob no is 9861310807.

    Reply
  33. SIR ME BAHUT GARIB GU KHUD KA GHAR NAHI HE KIRAYE PE RAHTI HU MERE HUSBAND HANDICAP HAI UNKE PAAS KOI KAAM NHI HAI SIR MUJHE GHAR CHAHIYE MERE DO BACHHE HAI ISKE LIYE KYA KARNA HOGA SIE MY NUMBER 782772735

    Reply
  34. Hi,

    in 2016 I purchased Housing Loan(in My name) for bank.bank inform me that my loan eligible for EWS/LIG PMAY scheem and i applied for the same and subsidy credit in my loan account.i also getting letter regarding eligibility and subsidy from bank.
    But in feb,2017 from bank i received letter that i am not eligible for scheem(which passed in 2016) because femane name not in loan and reverse the subsidy credit form my account.
    can it possible that at one time i eligible for scheem and after one year i am not eligible for same.
    Please guide on above matter.

    Thanks

    Reply
  35. Prime minister ji apki skeem pmay jab safal ho payegi jab aap apne man ki baat kisi bhi adhkari ya afsar ko bataye bager hi ye sarve karwayen ki kitne loge kiraye ke makan me rehte jinka apna kahi par bhi gaonw me makan ya jameen Na ho unhe is yojna SE labh milna chahiye thanks

    Reply
  36. Play 2017,eligibility crieteria,l could not get,if one of my friend his income is 18 lac he bought a house for 24 lacs through home loan for 20yrs tenure is he eligible for play subsidy,if yes how to avail

    Reply
  37. may vi loan lena chata hu bt konsa bank me mile ga or kaise millenge o pata nehi ha so pls help me. how to apply and achieve it? my contact no is–09681239958/07278839958

    Reply
  38. Sir Mai khooblal sahu Vill-gatapar Post-korra Dist-Dhamtari Ka niwasi hu Mai ek Student hu Mera aarthik sthiti thik nai hai Mere family walo ko aawas yojna ka labh chahiye mere gaw me Aise bahut logo ko aawas yojna ka Labh diya ja raha hai uske parent job me hai aur family bhi devide nai hua hai Aur sampanna hai aur Ghar bhi pakki hai use cchodkar photo bhi oparatar ke dwara dusre jagah ka khich kar bheja ja raha hai Aisa kyo gram sabha me kisi garib ka nam na kate karke samrthan Diya kyoki us Time name Open nai tha kya govt dwara janch karna chahiye pls batao sir..

    Reply
  39. Please tell me the income criteria to avail housing loan under this scheme as I have no house. Is Salary mean only basic salary?

    Reply
  40. Mai bahut garib hoo
    Mere pas makan nahi hai
    Plz pm ji mujhe bhi ek makan dene ka
    Kripa kare
    Vill + post sawan chhapra bairia ballia up
    Mob 8726222196

    Reply
  41. sir
    ami abdul chhalam molla
    apanar kache ghorer janoo abedon
    korich. tate ami kono phal pelana
    ebare home loner jonoo anurodh
    korchi.apni amake home lone din
    ami ekti ghor banabo.
    ar ami o amar swa poribar
    apnar kache chiro kritogoo thakibo.
    eti
    abdul chhalam molla
    father .chhammad molla
    vill.khari srinagar
    p.o.kashinagar
    p.s.raidighi
    dist.south 24parganas
    pin.743349

    Reply
  42. प्रणाम सर मैं श्यामपुरा कलां लालसोट दौसा का हूँ। श्यामपुरा पंचायत में बहुत ही गरीब परिवार है उसका नाम इस इंद्रा आवास योजना में नयी आया हैं और जो अमीर है उसका नाम आया है में निवेदन करता हूँ की मेरे गांव में जो गरीब परिवार है उसको इंद्रा आवास योजना में उसको भी सुररछित रहने के लिये इंद्रा आवास दीजिये में तो गरीब हूँ पर में चाहता हूँ की मैरे साथ सभी को यह इंद्रा आवास योजना दीजिये और चैनपुरा खुर्द बड़ वाली ढाणी इस ढाणी में लल्लू राम सैनी ज्यादा गरीब ह उस को इंद्रा आवास योजना भी दीजिय में आपसे नेवेदन करता हूं की आप इसको जरूर से जरूर इस पर क्रपा करे आपकी अति दया होगी सर plz.ं मेरा मोबाइल नो. 9001736595

    Reply
  43. Hello sir ye yojana sub bank ko nhi malum hai aap ko online apply kar rahe hume ghar ka kam karne ke liye 6 lakh ki jarurat hai aap ki ye yojana hum jaise logo ke kam ya yehi plz sir ..

    Plz call me ..
    Sir …my no.9764330151

    Reply
  44. Sir, this is superb program-me. But for the State Govt. Employees below the 6,00,000/- per annul income also not able to purchase site or house. Hence, it is good programme for the middle classes.

    Reply
  45. Sr main bohot garib hu and handicap bhi hoon or mere ammi Abbu k pass APN ghr nhi so pls mujhe ek ghr ki zarorat h 9696057626

    Reply
  46. I am a govt employee under state of Assam.My annual income is more than3,00,000. I want a houshing loan announced by PM on 31st Dec about 12lakh.May I eligible for this.If possible please help me because after 16 years of service till now i have no own home .

    Reply
  47. Mera bhai bhi bhut garib h 3 bacche h rahne aur sone ki jgah nhi h pm sahab aise logon pe pahele dhyan de meherbani HOGI.

    Reply

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