New Interest Rates on Post Office Schemes [January 2020 – March 2020]

Check New Interest Rates on Post Office Saving Schemes like PPF, KVP, SCSS, RD, TD, NSC & MIS for 1 January to 31 March 2020 in PO Interest Rates Table पोस्ट ऑफिस सेविंग स्कीम्स की नयी ब्याज दरें 1 जनवरी 2020 से 31 मार्च 2020 अवधि के लिए
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सभी पोस्ट ऑफिस सेविंग्स स्कीम्स के लिए 1 जनवरी 2020 से 31 मार्च 2020 अवधि तक की नयी ब्याज दरें सरकार द्वारा घोषित, चेक करें की पब्लिक प्रोविडेंट फण्ड (PPF), किसान विकास पत्र (KVP), सीनियर सिटीजन्स सेविंग स्कीम (SCSS), रेकरिंग डिपाजिट (RD), टर्म / फिक्स्ड डिपाजिट (TD), नेशनल सेविंग्स सर्टिफिकेट (NSC) & मंथली इनकम स्कीम (MIS) में जमा करने से क्या लाभ होगा

Central govt. has revised Post Office Saving Schemes Interest Rates for 1 January 2020 to 31 March 2020 quarter. The New Interest Rates on Post Office Schemes has been kept unchanged for this quarter. Check the new interest rates for Time Deposit (TD), Public Provident Fund (PPF), Sukanya Samriddhi account, Senior Citizen Savings Schemes (SCSS), Recurring Deposit (RD), National Savings Certificate (NSC), Kisan Vikas Patra (KVP), Monthly Income Scheme (MIS), PO Savings Deposit Account Schemes.

People can check the post office saving scheme new interest rates table 2020 which shows the current rate of interest for various post office schemes applicable for 1 January 2020 to 31 March 2020 duration. Interest rates of all popular savings scheme run by the Post Office are revised on a quarterly basis.

In the recent notification by Finance Ministry, interest rate on all Post Office Saving Schemes remains same. The government recently changed a few rules for PPF accounts for the benefit of account holders. Accordingly, people can now check the new interest rates for all post office savings schemes.

Post Office Interest Rates Table (1 January to 31 March 2020)

Here is the complete table showing the current rate of interest for post office savings scheme applicable from 1 January 2020 to 31 March 2020. Moreover, this table will also compare the current post offices rate of interest with the previous quarter:-

Post Office Savings Scheme NameInterest Rate for 1 January to 31 March 2020Compounding FrequencyDescription about Post Office Scheme
Savings Deposit Scheme Account4.0AnnuallyPost Office Savings Bank Account (PO-SB) Details
1 Year Time Deposit6.9QuarterlyPO Fixed / Time Deposit Account (TD) Details
2 Year Time Deposit6.9Quarterly
3 Year Time Deposit6.9Quarterly
5 Year Time Deposit7.7Quarterly
Recurring Deposit (5 years)7.2QuarterlyPO Recurring Deposit Account (RD) Details
Senior Citizen Savings Scheme (5 years)8.6Quarterly & PaidSCSS Account Details
Monthly Income Scheme Account (5 years)7.6Monthly & PaidPO Monthly Income Scheme (MIS) Account Details
National Savings Certificate (5 years)7.9AnnuallyNSC Account Details
Public Provident Fund Scheme7.9%AnnuallyPPF Account Details
Kisan Vikas Patra7.6 (maturity in 113 months)AnnuallyKVP Account Details
Sukanya Samriddhi Account Scheme8.4AnnuallySSA Account Details

This decision is good news for small depositors and senior citizens as banks have been reducing their fixed deposits (FDs) interest rate since the start of the financial year as the Reserve Bank of India (RBI) has been reducing its key policy rates. People can compare all post office savings schemes before making investment in these instruments run by the government.

In this Post Office Interest Rates Table Jan to March 2020, it is quite clear that the rate of interest for all post office saving schemes is kept unchanged. Interest Rates on PPF remains at 7.9%, KVP at 7.6%, Sukanya Samriddhi Account at 8.4%, NSC at 7.9%, MIS at 7.6%, SCSS at 8.6%, RD at 7.2% and Savings deposit still remains at 4%.

Despite the low interest rates of Post Office Saving Schemes, these instruments are still attractive for investors who want to invest in safe products. To get more details on Post Office Savings Schemes, visit the official website

PPF Account New Rules 2020

The central govt. has recently tweaked rules for PPF accounts for the benefit of account holders in Post offices. PPF account holders can now make deposits in multiples of Rs. 50 any number of times in a financial year with a maximum of Rs. 1.5 lakh a year. Previously, a maximum of 12 deposits were permitted in a period of 1 year.

Also, on change in residency status of the account holder on production of copy of passport and visa or income tax return, PPF subscribers can close their account prematurely after five years. The interest rate at which the account holder can borrow from his account has been reduced to 1% above the prevailing PPF interest rate, from 2% earlier.

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