New Interest Rates on Post Office Schemes [1 October 2022 to 31 December 2022]

Check Post Office Savings Schemes Interest Rate Table for schemes like PPF, KVP, SCSS, RD, TD, NSC & MIS for 1 October to 31 December 2022, new PO interest rates पोस्ट ऑफिस सेविंग स्कीम्स की नयी ब्याज दरें 1 October to 31 December 2022 अवधि के लिए
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Central govt. has revised Post Office Savings Schemes Interest Rates for 1 October 2022 to 31 December 2022 (3rd quarter of FY 2022-23). New Post Office Savings Schemes Interest Rate Table has now been released. The new interest rates on some post office schemes has been increased for this quarter. Check the new interest rates for Time Deposit (TD), Public Provident Fund (PPF), Sukanya Samriddhi account, Senior Citizen Savings Schemes (SCSS), Recurring Deposit (RD), National Savings Certificate (NSC), Kisan Vikas Patra (KVP), Monthly Income Scheme (MIS), PO Savings Deposit Account Schemes.

Interest rates of all popular savings scheme run by the Post Office are revised on a quarterly basis. People can check the Post Office Savings Schemes Interest Rate Table 2022 which shows the current rate of interest for various post office schemes applicable for 1 September 2022 to 31 December 2022 duration. Accordingly, people can now check the new interest rates for all post office savings schemes.

Post Office Savings Schemes Interest Rate Table (1 October to 31 December 2022)

Here is the complete table showing the current rate of interest for post office savings scheme applicable from 1 October 2022 to 31 December 2022:-

Post Office Savings Scheme NameInterest Rate for 1 October 2022 to 31 December 2022Compounding FrequencyDescription about Post Office Scheme
Savings Deposit Scheme Account4%AnnuallyPost Office Savings Bank Account (PO-SB) Scheme Details
1 Year Time Deposit5.5%QuarterlyPO Fixed / Time Deposit (TD) Scheme Account Details
2 Year Time Deposit5.7%Quarterly
3 Year Time Deposit5.8%Quarterly
5 Year Time Deposit6.7%Quarterly
Recurring Deposit (5 years)5.8%QuarterlyPO Recurring Deposit Account (RD) Details
Senior Citizen Savings Scheme (5 years)7.6%Quarterly & PaidSenior Citizens Savings Scheme Account Details
Monthly Income Scheme Account (5 years)6.7%Monthly & PaidMonthly Income Scheme (MIS) Account Details
National Savings Certificate (5 years)6.8%YearlyNational Savings Certificate Scheme Details
Public Provident Fund Scheme7.1%YearlyPPF Post Office Account Details
Kisan Vikas Patra7.0% (maturity in 10 years 3 months)YearlyKVP Scheme Account Details
Sukanya Samriddhi Account Scheme7.6%YearlySSA Account Details

To get more details on Post Office Savings Schemes, visit the official website indiapost.gov.in. Despite the low interest rates of Post Office Saving Schemes, these instruments are still attractive for investors who want to invest in safe products.

Post Office Savings Scheme Interest Rate Hiked

In this Post Office Interest Rates Table 1 October 2022 to 31 December 2022, it is quite clear that the rate of interest for some post office saving schemes have been hiked. Interest Rates on PPF is 7.1%, KVP at 7.0% (maturity in 10 years 3 months), Sukanya Samriddhi Account at 7.6%, NSC at 6.8%, MIS at 6.7%, SCSS at 7.6%, RD at 5.8% and Savings deposit still remains at 4%. The decision for increased interest rates on post office savings scheme is taken to keep small investors money safe and secure which will come with some more profit.

6 thoughts on “New Interest Rates on Post Office Schemes [1 October 2022 to 31 December 2022]”

  1. post office savings account interest was paid the minimum balance ina month from 10th to the last day of the month. I want to know whether it is changed as in banks daily basis.

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  2. Is there any incentive for senior citizens in time deposit schemes ie in F.D. in post office like in banks they give 0.5 % extra

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  3. 5TH OCT 2018 APPROACHED POST OFFICE JIRAULI DHOOM SINGH-202281 FOR RS.10000 WORTH KCC OR NSC OR FD BUT NO BENEFIT AS POST OFFICE PERSON ASKED FOR 7 DAYS TO OPEN A/C.NO USE TO ME…? AT LAST ON THE SAME DAY DEPOSITED SAME AMMOUNT IN MY JAN DHAN YOJNA BANK A/C IN GRAMIN BANK OF ARYAVART JIRAULI DHOOM SINGH AND GOT FD ISSUED SAME DAY @ OF 7% INTEREST……. LOSS OF 1% … I WILL BARE because of services being rendered by POST OFFICE.THANKS TO POSTAL SERVICES. GYANENDRA 9758146831

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