By: Ministry of CommunicationsFor: Everyone

Post Office Saving Schemes New Interest Rate Table (1 July to 30 September 2019)

जानिये क्या रहेंगी जुलाई से सितम्बर 2019 अवधि के लिए पोस्ट ऑफिस सेविंग स्कीम्स की नयी ब्याज दरें

Post Office Saving Schemes New Interest Rate Table for PO schemes like Public Provident Fund (PPF), Kisan Vikas Patra (KVP), Senior Citizens Savings Scheme (SCSS), Recurring Deposit (RD), Term Deposit (TD), National Savings Certificate (NSC) & Monthly Income Scheme (MIS) for 1 July to 30 September 2019 notified, check Post Office Interest Rates Table before making investment

June 29, 2019 | UPDATED ON: November 23, 2019
सभी पोस्ट ऑफिस सेविंग्स स्कीम्स के लिए जुलाई से सितम्बर 2019 अवधि तक की नयी ब्याज दरें सरकार द्वारा घोषित, चेक करें की पब्लिक प्रोविडेंट फण्ड (PPF), किसान विकास पत्र (KVP), सीनियर सिटीजन्स सेविंग स्कीम (SCSS), रेकरिंग डिपाजिट (RD), टर्म / फिक्स्ड डिपाजिट (TD), नेशनल सेविंग्स सर्टिफिकेट (NSC) & मंथली इनकम स्कीम (MIS) में जमा करने से क्या लाभ होगा
Post Office Saving Schemes New Interest Rate Table

Central govt. has slashed Post Office Saving Schemes Interest Rates ny 10 basis points for 1 July to 30 September 2019. This reduction in interest rate of small saving schemes is done due to falling interest rate across the financial system. Now the new interest rates for Time Deposit (TD), Public Provident Fund (PPF), Sukanya Samriddhi account, Senior Citizen Savings Schemes (SCSS), Recurring Deposit (RD), National Savings Certificate (NSC), Kisan Vikas Patra (KVP), Monthly Income Scheme (MIS) reduced by 0.1%. PO Savings Deposit Account interest rate remain unchanged.

People can check the new post office interest rates table 2019 which shows the current rate of interest for various post office schemes applicable for 1 July 2019 to 30 September 2019 duration. Interest rates of all popular savings scheme run by the Post Office are revised on a quarterly basis.

In the recent notification by Finance Ministry, interest rate on all Post Office Saving Schemes have been slashed. Accordingly, people can now check the new interest rates for post office savings scheme.

Post Office Interest Rates Table – July to September 2019

Here is the complete table showing the current rate of interest for post office savings scheme applicable from 1 July 2019 to 30 September 2019. Moreover, this table will also compare the current post offices rate of interest with the previous quarter:-

Post Office Savings Scheme NameInterest Rate for 1 January to 31 March 2019Rate of Interest for 1 April to 30 June 2019Interest Rate for 1 July to 30 September 2019Compounding FrequencyDescription about Post Office Scheme
Savings Deposit Scheme Account4.04.04.0AnnuallyPost Office Savings Bank Account (PO-SB) Details
1 Year Time Deposit7.07.06.9QuarterlyPO Fixed / Time Deposit Account (TD) Details
2 Year Time Deposit7.07.06.9Quarterly
3 Year Time Deposit7.07.06.9Quarterly
5 Year Time Deposit7.87.87.7Quarterly
Recurring Deposit (5 years) Recurring Deposit Account (RD) Details
Senior Citizen Savings Scheme (5 years) & PaidSCSS Account Details
Monthly Income Scheme Account (5 years) & PaidPO Monthly Income Scheme (MIS) Account Details
National Savings Certificate (5 years) Account Details
Public Provident Fund Scheme8.08.07.9AnnuallyPPF Account Details
Kisan Vikas Patra7.77.7 (Maturity at 112 months)7.6 (Maturity at 113 months)AnnuallyKVP Account Details
Sukanya Samriddhi Account Scheme8.58.58.4AnnuallySSA Account Details

In this Post Office Interest Rates Table 2019, it is quite clear that the rate of interest for all post office saving schemes has been brought down by 0.1% but for savings account, interest rate is kept unchanged. Interest Rates on PPF remains at 7.9%, KVP at 7.6%, Sukanya Samriddhi Account at 8.4%, NSC at 7.9%, MIS at 7.6%, SCSS at 8.6%, RD at 7.2% and Savings deposit still remains at 4%.

Reserve Bank of India (RBI) had hiked interest rates twice in FY 2018 and post office small savings schemes like PPF was benefited from the rate hikes. To get more details on Post Office Savings Schemes, visit the official website

People can compare all post office savings schemes before making investment in these instruments run by the government. Despite the low interest rates of Post Office Saving Schemes, these instruments are still attractive for investors who want to invest in safe products.

SAVE AS PDF Sarkari Yojana App - Download Now Source / Reference Link:
Karan Chhabra at Sarkari Yojana
Related Content