Pradhan Mantri Garib Kalyan Yojana (PMGKY) 2021 Complete Details & FAQ’s

Central Govt. has approved Pradhan Mantri Garib Kalyan Yojana (PMGKY) 2021 for the assistance of poor who have lost their jobs / work due to Covid. In this rainbow Garib Kalyan Yojana, Finance Minister Nirmala Sitharaman announced a Rs. 1.7 lakh crore package last year. This umbrella scheme has benefited 80 crore Indians including urban and rural poor, migrant workers and women in the bottom rung of the socio-economic strata. This scheme will ensure that people stay at their home and maintain social distancing to fight Coronavirus.

FM said that package under PM Garib Kalyan Yojana which is announced which would ensure that no one will be hungry during lockdown. This Pradhan Mantri Gareeb Kalyan Scheme will have 2 components – cash transfer through DBT and food security measures – for those who need immediate help. These includes migrant workers and urban and rural poor. The FM also announced 8 separate measures for farmers, MNREGA, poor widows, pensioners, Jan Dhan Yojana accounts held by women, Ujjwala scheme holders, SHGs for women, organised sector workers through EPFO and construction workers.

The inclusion of extra Anna in the existing Pradhan Mantri Garib Kalyan Yojana keeping in view the regional preferences and the essential nutrition intake is highly appreciated. This scheme will serve a long way in maintaining the nutrition of the poor and also restrain a situation of panic in the current times. Now lets check the complete Coronavirus relief package details and how this scheme would benefit poor people.

Pradhan Mantri Garib Kalyan Yojana (PMGKY)

It is a multi pronged approach to fight Coronavirus (COVID) and its main features are as follows:-

PM Garib Kalyan Ann Yojana 2021 – 10 Kg Ration + 1 Kg Pulses Free

In the PM Garib Kalyan Ann Yojana, govt. will cover 80 crore poor people which is about two-thirds of the country’s population. Now each of such persons will get 5 kg rice or wheat each month for the next three months free of charge, in addition to the 5 kg they already get. This means that each family will now get 10 Kg Ration along with 1 kg of pulses (dal) of their choice for next 3 months i.e August, September, October 2021 absolutely free of cost. The FM has also assured that there would be no shortage of food products and essential goods during lock-down.

Medical Insurance to Paramedic / Nurses / Asha Workers & Others fighting COVID 19

FM Nirmala Sitharaman also announced medical insurance of Rs. 50 lakh each for those people fighting on front-line with COVID 19. This component includes paramedics, nurses, ASHA workers and others who are serving people in fight against Coronavirus. This PMGKY Scheme will benefit of medical insurance of Rs. 50 lakh to about 22 lakh people.

Rs. 2,000 DBT for Farmers under PM-KISAN Scheme

The central govt. is going to deposit ninth installment of Rs. 2,000 to bank accounts of each of 9.75 crore farmers through Direct Benefit Transfer (DBT) mode. The 9th installment under Pradhan Mantri Kisan Samman Nidhi Yojana will be transferred on 9 August 2021.

MGNREGA Workers Wage Raised

The central govt. approves Rs. 20 wage increase for workers (Rs. 202 from Rs. 182) under Mahatma Gandhi Rural Employment Guarantee Act (MGNREGA). The center will start this MGNREGA Workers wage raised initiative by providing Rs. 2,000 additional income to daily wage workers. The MNREGA wage increase will benefit 5 crore families. People who are unsure about their wages can check the official website of NREGA at nrega.nic.in or check their name in NREGA job card list or download the job cards.

Central Government Schemes 2021केंद्र सरकारी योजना हिन्दीPopular Schemes in Central:प्रधानमंत्री आवास योजना 2021PM Awas Yojana Gramin (PMAY-G)Pradhan Mantri Awas Yojana

Ex-Gratia to Old Age / Widow / Disabled

For senior citizens above 60 years, widows and disabled, govt. provided an ex gratia of Rs. 1,000 in two installments last year. This initiative benefited around 3 crore poor people.

Women Jan Dhan Account Holders

In this initiative, govt. provided Rs. 500 ex-gratia per month for 3 months to 20 crore women Jan Dhan Account holders.

Free Cylinders to PM Ujjwala Yojana Beneficiaries

Under the Pradhan Mantri Ujjwala Yojana, govt. provided 3 free cylinders (14.2 Kg) for three months to 8.3 crore below poverty line (BPL) families. This scheme was implemented for 3 months i.e April, May, June 2020 with an outlay of Rs. 13,000 crore.

Collateral Free Loans upto Rs. 20 Lakh to Women SHGs

The women self help groups (SHGs) can take collateral free loans upto Rs. 20 lakh (previously Rs. 10 lakh) with immediate effect. This initiative to provide Collateral Free Loans to Women SHGs will impact 7 crore households.

Home Delivery of Medicines

CCEA on 26 March 2020 has also approved the scheme for home delivery of medicines to ensure that people gets essential medicines at their homes. To ensure social distancing and prevent buyers lines in front of medical shops during lockdown, govt. has approved this scheme.

Govt. Paid EPF Contribution for Employer & Employee (Organized Sector)

The central govt. wanted to ensure money in hand and money in Provident Fund Accounts for the organized sector. Accordingly, the central govt. paid EPF contribution for both employer and employee. This was around 24% for 3 months last year in establishments in which upto 100 people are employed and around 90% of the employee earns less than Rs. 15,000 a month. EPFO Scheme regulation is also going to be amended to allow non-refundable advance of 75% of the amount or 3 months wages (whichever is lower).

Full Salary to Contractual Workers of Government

Another major announcement stated the centre and state tax subsidy will continue for apparel export. All the contractual workers of the government will be paid full salary, irrespective of the disruption caused by the coronavirus scare.

Recapitalization of Regional Rural Banks (RRBs)

Cabinet Committee on Economic Affairs (CCEA) recapitalized regional rural banks with Rs. 1340 crores. This recapitalization of banks has improved their capital adequacy ratio (CAR). As Rs. 670 crores would be given by the central government, Rs. 670 crore were collected from different banks.

The proposal to permit non-refundable advance to employees out of their PF balances is going to help employees to tide over their liquidity issues. At present, non refundable advances are permitted only for specified purposes such as housing, marriage etc. Even these are permitted where the employee has put in a minimum services period.

The central govt. directed state governments to utilize construction workers fund of Rs. 31,000 crore. This scheme protected 3.5 crore registered workers against economic disruption as many building and construction was stopped due to Coronavirus lockdown last year. The state govt. also utilized District Minerals Fund for medical testing, screening activities and other requirement to prevent the spread of the Coronavirus.

3 Months Advance Pension to Old Age / Widow / Differently Abled

Central govt. provided 3 months advance pension for senior citizens (old age pension scheme), vidhwa (widow pension scheme) as well as differently abled (pension scheme for persons with disabilities).

This amount was transferred under the flagship National Social Assistance Programme (NSAP). The amount was received in the same pension account in banks through direct benefit transfer mode.

Garib Kalyan Yojana FAQ’s

Who is Covered Under the Pradhan Mantri Garib Kalyan Yojana
About 80 Crore people who belongs to the lower income group or the BPL might be covered under the Pradhan Mantri Garib Kalyan Yojana. However there is no such clear notification from the government.
How to Apply for Garib Kalyan Yojana
There is no procedure to apply online or offline for Garib Kalyan Yojana as of now. The government has said that there is no need to apply / register anywhere for the scheme benefits.
Where can I check the Garib Kalyan Yojana beneficiary list
As of now, there is no government website / portal where you can check the beneficiary list of PM Garib Kalyan Yojana. It seems the selection of beneficiaries will be done on the basis of SECC-2011 data or beneficiaries of other central govt. schemes such as Ujjwala Yojana / PM Awas Yojana, Jan Dhan Yojana etc. can be included under the Garib Kalyan Yojana.
Will I get the Wheat and Pulses Completely Free
Yes, the government will provide free 5 KG wheat and 1 kg of preferred pulses for the next 3 months (August, September, October 2021) and thereafter at nominal rates.
What is there for MGNREGA workers under Garib Kalyan Yojana
The central government has decided to increase the wage of MGNREGA workers by Rs. 20 to Rs. 202 per day instead of Rs. 182.
Is there any benefit specially for women
Yes, 20 Crore women Jan Dhan account holders got Rs. 500 per month for 3 months last year in their bank accounts.
Who is covered under the Insurance scheme under PM Garib Kalyan Yojana
All the health workers who are working to fight the COVID-19 will be provided a life insurance coverage of Rs. 50 Lakh each.
Can We Check Pradhan Mantri Garib Kalyan Yojana Notification
https://www.mohfw.gov.in/pdf/FAQPradhanMantriGaribKalyanPackageInsuranceSchemeforHealthWorkersFightingCOVID19.pdf

Pradhan Mantri Garib Kalyan Rojgar Yojana Details

Central government led by PM Narendra Modi also launched Pradhan Mantri Garib Kalyan Rojgar Abhiyaan last year. The new massive rural public works scheme empowers and provide livelihood opportunities to the returnee migrant workers and citizens in villages. Prime Minister Modi had launched this PM Garib Kalyan Rojgar Yojana on 20 June 2020 at 11 a.m through video conferencing in the presence of CM and Dy. CM of Bihar.

At first, the PM Garib Kalyan Rojgar Abhiyaan was launched from village – Telihar, block – Beldaur of Khagaria District of Bihar. Moreover, the chief ministers of other 5 states as well as union ministers of concerned ministries also participated in the virtual launch of PM Gariba Kalyan Rojgar Yojana.

The villages across 116 districts in the 6 states joined this programme through the Common Service Centres and Krishi Vigyan Kendras. These CSCs and KVKs had maintained the social distancing norms in the wake of the Coronavirus (COVID-19) pandemic during the launch event. Now here we are going to tell you about the Pradhan Mantri Garib Kalyan Rojgar Abhiyaan.

PM Garib Kalyan Rojgar Abhiyan Launch Date / Last Date

The official launch of the PM Garib Kalyan Rojgar Abhiyan took place on 20 June 2020 (Saturday). The campaign was of 125 days and works on it were taken in mission mode. Accordingly, the last date for Pradhan Mantri Garib Kalyan Rojgar Abhiyaan was 22 October 2020 (Thursday). PMGKRA Rural employment campaign involved intensified and focused implementation of 25 types of works. The main objective was to provide employment work to migrant workers. Moreover, govt. also focused on creation of infrastructure in rural regions of the country. The resource envelope for PMGKRA was of Rs. 50,000 crore.

Ministries / Departments Involved in PM Garib Kalyan Rojgar Campaign

The PM Garib Kalyan Rojgar Abhiyaan was a coordinated effort between 12 different ministries / departments which are as follows:-
1) Rural Development
2) Panchayati Raj
3) Road Transport & Highways
4) Mines
5) Drinking Water & Sanitation
6) Environment
7) Railways
8) Petroleum & Natural Gas
9) New & Renewable Energy
10) Border Roads
11) Telecom
12) Agriculture

Works to Be Provided in Which Sector

The migrant workers as well as unemployed rural youths will get works in the following fields:-
A) Construction of wells.
B) Plantation activities.
C) Horticulture activities.
D) Angwadi centres works.
E) Rural housing.
F) Rural connectivity.
G) Border road works.
H) Railway works.
I) Shyama Prasad Mukherjee RURBAN mission.
J) PM KUSUM works.
K) Laying of fiber optic cable under Bharat Net.
L) Works under Jal Jeevan mission.
M) Community santitaion complex.
N) Gram panchayat bhawan works.
O) Works under finance commission funds.
P) National highways works.
Q) Water conservation.
R) Harvesting works.

Govt’s first priority to provide livelihood to those who have returned to villages, says Finance Minister.

List of States / Districts chosen for PMGKRA Implementation

A total of 116 districts (inclusive of 27 aspirational districts) with more than 25,000 returnee migrant workers across 6 States were chosen for PMGKRA implementation. The names of these states were Bihar, Uttar Pradesh, Madhya Pradesh, Rajasthan, Jharkhand and Odisha. These chosen districts were estimated to cover about 2/3rd of such migrant workers.

An Overview of PM Garib Kalyan Rojgar Abhiyaan

Here is an overview of the PM Garib Kalyan Rojgar Abhiyaan:-

Earlier on 5 May 2020, PM Modi had also started Pradhan Mantri Garib Kalyan Package (PMGKP). In this economic package, around 39 crore people had received financial assistance of Rs. 34,800 crore amid the Covid-19 lockdown. These people received the assistance as announced by Union Finance Minister Nirmala Sitharaman on March 26, via digital payment infrastructure.

Frequently Asked Questions (FAQ’s)

Here are the most frequently asked questions about the new rural employment campaign:-
1. What is PM Garib Kalyan Rojgar Abhiyaan ?
As the name suggests, PM Garib Kalyan Rojgar Abhiyaan is an poor welfare employment campaign which was launched by Prime Minister Modi himself. As the poor people have lost their jobs and their livelihood opportunities due to Coronavirus, so the central govt. had launched this campaign for such people.

2. When was PM Garib Kalyan Rojgar Abhiyan Started / End ?
It was a 125 days long employment campaign for poor people particularly in rural areas. PM Modi launched this PM Garib Kalyan Rojgar Abhiyaan on 20 June 2020 at 11 a.m through video conferencing. The campaign ended on 22 October 2020.

3. Who are the Major Beneficiaries of PM Employment Campaign ?
There were around 25,000 migrant workers returned in 116 districts (inclusive of 27 aspirational districts) in states during COVID-19 lockdown and rural citizens are its major beneficiaries.

4. What is the Name of States Choosen for PMGKRA Implementation ?
The 6 states which have been chosen for PMGKRA implementation were Bihar, Uttar Pradesh, Madhya Pradesh, Rajasthan, Jharkhand & Odisha.

5. What is the Name of Ministries which participated in PMGKRA ?
Rural Development, Panchayati Raj, Road Transport & Highways, Mines, Drinking Water & Sanitation, Environment, Railways, Petroleum & Natural Gas, New & Renewable Energy, Border Roads, Telecom and Agriculture. Around 25 types of works were available under this campaign.