Pradhan Mantri Garib Kalyan Yojana (PMGKY) 2020 Complete Details & FAQ’s

1.7 lakh crore Pradhan Mantri Garib Kalyan Yojana 2020-21 to tackle Coronavirus (COVID 19) to benefit farmers, MGNREGA workers, poor people, widow / old age / disabled pensioners, Jan Dhan Account holders, loans to Women SHGs, advance salary to private employees, check complete details
Updated: By: 113 Comments - Leave a Comment Ministry: Ministry of FinanceBeneficiaries: Everyone,

Central Govt. has approved Pradhan Mantri Garib Kalyan Yojana (PMGKY) for the assistance of poor who have lost their jobs / work due to covid. In this rainbow Garib Kalyan Yojana, Finance Minister Nirmala Sitharaman announced a Rs. 1.7 lakh crore package. This scheme is going to benefit 80 crore Indians including urban and rural poor, migrant workers and women in the bottom rung of the socio-economic strata. This scheme will ensure that people stay at their home and maintain social distancing to fight Coronavirus.

FM said on 26 March 2020 that package under PM Garib Kalyan Yojana is ready which would ensure that no one will be hungry during lockdown. This Pradhan Mantri Gareeb Kalyan Scheme will have 2 components – cash transfer through DBT and food security measures – for those who need immediate help. These includes migrant workers and urban and rural poor. The FM also announced 8 separate measures for farmers, MNREGA, poor widows, pensioners, Jan Dhan Yojana accounts held by women, Ujjwala scheme holders, SHGs for women, organised sector workers through EPFO and construction workers.

The inclusion of extra Anna in the existing Pradhan Mantri Garib Kalyan Yojana keeping in view the regional preferences and the essential nutrition intake is highly appreciated. This scheme will serve a long way in maintaining the nutrition of the poor and also restrain a situation of panic in the current times. Now lets check the complete Coronavirus relief package details and how this scheme would benefit poor people.

Pradhan Mantri Garib Kalyan Yojana (PMGKY)

It is a multi pronged approach to fight Coronavirus (COVID) and its main features are as follows:-

PM Garib Kalyan Ann Yojana 2020-21 – 10 Kg Ration + 1 Kg Pulses Free

In the PM Garib Kalyan Ann Yojana, govt. will cover 80 crore poor people which is about two-thirds of the country’s population. Now each of such persons will get 5 kg rice or wheat each month for the next three months free of charge, in addition to the 5 kg they already get. This means that each family will now get 10 Kg Ration along with 1 kg of dal of their choice for next 3 months absolutely free of cost. The FM has also assured that there would be no shortage of food products and essential goods during lock-down.

Medical Insurance to Paramedic / Nurses / Asha Workers & Others fighting COVID 19

FM Nirmala Sitharaman also announced medical insurance of Rs. 50 lakh each for those people fighting on front-line with COVID 19. This component includes paramedics, nurses, ASHA workers and others who are serving people in fight against Coronavirus. This PMGKY Scheme will benefit of medical insurance of Rs. 50 lakh to about 22 lakh people.

PM Garib Kalyan Yojana Health Insurance Medical Workers
PM Garib Kalyan Yojana Health Insurance Medical Workers

The insurance scheme has been extended for 3 more Months, i.e. August, September and October 2020.

Families / dependents of healthcare workers who dies due to corona will get additional 25 Lakh making it to a total of Rs. 75 Lakh as per the new scheme by Jammu and Kashmir Government, read here.

Central Government Schemes 2021केंद्र सरकारी योजना हिन्दीPopular Schemes in Central:प्रधानमंत्री आवास योजना 2021 के लिए ऑनलाइन आवेदन कैसे करें – पूरी जानकारीPM Awas Yojana Gramin (PMAY-G)Pradhan Mantri Awas Yojana

Rs. 2,000 DBT for Farmers under PM-KISAN Scheme

The central govt. is going to deposit first installment of Rs. 2,000 to bank accounts of each of 8.69 crore farmers through Direct Benefit Transfer (DBT) mode. This initiative under Pradhan Mantri Kisan Samman Nidhi Yojana is going to start from 1 April 2020.

MGNREGA Workers Wage Raised

The central govt. approves Rs. 20 wage increase for workers (Rs. 202 from Rs. 182) under Mahatma Gandhi Rural Employment Guarantee Act (MGNREGA). The center will start this MGNREGA Workers wage raised initiative by providing Rs. 2,000 additional income to daily wage workers. The MNREGA wage increase will benefit 5 crore families. People who are unsure about their wages can check the official website of NREGA at or check their name in NREGA job card list or download the job cards.

Ex-Gratia to Old Age / Widow / Disabled

For senior citizens above 60 years, widows and disabled, govt. will provide ex gratia of Rs. 1,000 in two installments. This initiative will benefit around 3 crore poor people.

Women Jan Dhan Account Holders

In this initiative, govt. will provide Rs. 500 ex-gratia per month for 3 months to 20 crore women Jan Dhan Account holders.

Free Cylinders to PM Ujjwala Yojana Beneficiaries

Under the Pradhan Mantri Ujjwala Yojana, govt. will provide 3 free cylinders (14.2 Kg) for three months to 8.3 crore below poverty line (BPL) families. This scheme will be implemented for the next 3 months i.e April, May, June 2020 with an outlay of Rs. 13,000 crore.

Collateral Free Loans upto Rs. 20 Lakh to Women SHGs

The women self help groups (SHGs) will be able to take collateral free loans upto Rs. 20 lakh (previously Rs. 10 lakh) with immediate effect. This initiative to provide Collateral Free Loans to Women SHGs will impact 7 crore households.

Home Delivery of Medicines

CCEA on 26 March 2020 has also approved the scheme for home delivery of medicines to ensure that people gets essential medicines at their homes. To ensure social distancing and prevent buyers lines in front of medical shops during lockdown, govt. has approved this scheme.

Govt. to Pay EPF Contribution for Employer & Employee (Organized Sector)

The central govt. wants to ensure money in hand and money in Provident Fund Accounts for the organized sector. Accordingly, the central govt. will now pay EPF contribution for both employer and employee. This would be around 24% for next 3 months in establishments in which upto 100 people are employed. Moreover, around 90% of the employee earns less than Rs. 15,000 a month. EPFO Scheme regulation is also going to be amended to allow non-refundable advance of 75% of the amount or 3 months wages (whichever is lower).

Full Salary to Contractual Workers of Government

Another major announcement stated the centre and state tax subsidy will continue for apparel export. All the contractual workers of the government will be paid full salary, irrespective of the disruption caused by the coronavirus scare.

Recapitalization of Regional Rural Banks (RRBs)

Cabinet Committee on Economic Affairs (CCEA) has approved the recapitalization of regional rural banks with Rs. 1340 crores. This recapitalization of banks will improve their capital adequacy ratio (CAR). As Rs. 670 crores would be given by the central government, Rs. 670 crore would be collected from different banks.

The proposal to permit non-refundable advance to employees out of their PF balances will help employees to tide over their liquidity issues. At present, non refundable advances are permitted only for specified purposes such as housing, marriage etc. Even these are permitted where the employee has put in a minimum services period.

The central govt. has also given directions to state governments to utilize construction workers fund of Rs. 31,000 crore. This scheme will protect 3.5 crore registered workers against economic disruption as many building and construction has been stopped. The state govt. can also use District Minerals Fund for medical testing, screening activities and other requirement to prevent the spread of the Coronavirus.

3 Months Advance Pension to Old Age / Widow / Differently Abled

Central govt. has decided to provide 3 months advance pension for senior citizens (old age pension scheme), vidhwa (widow pension scheme) as well as differently abled (pension scheme for persons with disabilities). The details of this can be accessed using the link:-
3 Months Advance Pension to Old Age / Widow / Disabled

This amount would be transferred under the flagship National Social Assistance Programme (NSAP). The amount would be received in the same pension account in banks through direct benefit transfer mode.

Garib Kalyan Yojana FAQ’s

Who is Covered Under the Pradhan Mantri Garib Kalyan Yojana
About 80 Crore people who belongs to the lower income group or the BPL might be covered under the Pradhan Mantri Garib Kalyan Yojana. However there is no such clear notification from the government.
How to Apply for Garib Kalyan Yojana
There is no procedure to apply online or offline for Garib Kalyan Yojana as of now. The government has said that there is no need to apply / register anywhere for the scheme benefits.
Where can I check the Garib Kalyan Yojana beneficiary list
As of now, there is no government website / portal where you can check the beneficiary list of PM Garib Kalyan Yojana. It seems the selection of beneficiaries will be done on the basis of SECC-2011 data or beneficiaries of other central govt. schemes such as Ujjwala Yojana / PM Awas Yojana, Jan Dhan Yojana etc. can be included under the Garib Kalyan Yojana.
Will I get the Wheat and Pulses Completely Free
Yes, but No, the government will provide free 5 KG wheat and 1 kg of preferred pulses for the next 3 months (Till June 20202) and thereafter at nominal rates.
What is there for MGNREGA workers under Garib Kalyan Yojana
The central government has decided to increase the wage of MGNREGA workers by Rs. 20 to Rs. 202 per day instead of Rs. 182.
Is there any benefit specially for women
Yes, 20 Crore women Jan Dhan account holders will get Rs. 500 per month for the next three months in their bank accounts.
Who is covered under the Insurance scheme under PM Garib Kalyan Yojana
All the health workers who are working to fight the COVID-19 will be provided a life insurance coverage of Rs. 50 Lakh each.
Can We Check Pradhan Mantri Garib Kalyan Yojana Notification

Content Source / Reference Link: SAVE AS PDF
Related Content

113 thoughts on “Pradhan Mantri Garib Kalyan Yojana (PMGKY) 2020 Complete Details & FAQ’s”

  1. मेरा नाम गायत्री वर्मा है और मैं लखनऊ आलमबाग से बोल रही हूं लिख रही हूं मेरा मैं आरती रूप से बहुत ही कमजोर हूं अता मेरी मदद की जाए मेरे पास कोई योजनाओं का लाभ नहीं मिल रहा ना ही मेरे पास राशन कार्ड है ना ही मेरे पास आधार कार्ड अपडेट हो रहा है और मेरी बेटी का वजीफा कब पैसा भी नहीं मिल रहा है पढ़ाने में बहुत दिक्कत हो रही है ता मेरी मदद की जाए

  2. PM sir me Manoj Sail ,Mumbai ,Wadala East Antop hill, Dosti State, Nr Emgee Green, bldg ,Rm 309 Tranzit Camp me Rent pe Rahta Hu ,sir aap ne ghoshana ki thi jo bhi vakti Rent par he use kiraya nahi dena he ,lockdown me ,to fir bhi hamse kiraya le rahe he , ghoshna ke bare bolu to kahte he hame nahi pata ,muze kiraya chahiye ,sir 4 mahine se ghar par he , our office se bhi payment nahi de rahe he sir bahut taklif me hu pls help kariye na ,ham 3 log family membar he meri wife our meri 13year old Douter he pls me aap se vinti kartahu Manoj Sail Mobile no : 9076233144, from Mumbai – 400037

  3. Hamare Mananiy PM Modiji,aap ne ghoshna ki thilock down ke samay Rente pe Rahne walo ko room ka kiraya nahi dena he ,par hamse kiraya le rahe he ,mana kare to kahte he hame nahi pata , hame kiraya chahiye , me Mumbai me Wadala East,Antop hill ,Dosti state , Tranzit camp Rm 309 me rahta hu Nr Emgee Green bldg he 4 mahine se kam bhi band he , jaha kam karta hu vah bhi payment transfer kar raha he , mera mobile no : 9076233144 he sir kuch help kariye na bahut musibat me hu ,aap ka aabhari Manoj Anant Sail

  4. हमारा राशन कार्ड चालू है इसलिए मैं कभी नहीं मिलते हैं तो हम क्या करें


  6. I am ajaykumar mai bahut garib kisan hun mere account men ek bhi paisa nahi hai mere pas rahne ke liye ghar bhi nahi hai mai apne bibi bachhon ko kya khilau aaap hi bataye village ishwarpur tehsil handia post aara kala jila pryagraj se hun

  7. Mera name nankau prasad hai anuorakala lalpurwa ka niwashi hu me bhumk hin hu kripya karke meri kaloni pas kardi jaye mai bahut garib Hu jald Sr jald Meri sunwai ho mere gaw kaprdha mere apojet hai apki mahan kripa hogi

  8. Mera name ranju devi hai mai kiraye ke kamre me rahti hu mere jandhan khata nahi hai na bpl card mai mad ka kam karti hu kyoki koi achha kam milta hi nahi thi abhi lokdaun me kam bhi nahi hai mai ghar kese chalau ager sarkar meri kuchh madad kar degi to bhut meharbani hogi

  9. Mera name ranju devi hai mera na jandhan khata hai na hi bpl card mai kiraye ke kamre me rehti hu or mai mad ka kam karti hu abhi kuchh bhi kam nahi hai ab mai lockdown me kese ghar chalau please sir help me

  10. Sir hmare pass ration card toh bna hua h lekin hm kiraye pr rehte h pehele hm sangam vihar rehte the ab nangloi aa Gye h jis wajah se lockdown ki wajah se ration nhi la pa rhe h kiyuki bus suvidha chalu nhi h or hmare pass koi sadhan bhi nhi h or sir mere papa ko sans ki bimari asthma ki bimari h lockdown or sadhan na hone ki wajah se hospital se dawai bhi nhi aa pa rhi h 2 month se unki tabiat bigad rhi h sir please hmari help kr dijiye adhar card se e ration coupon ke liye apply Kiya toh pehele hi ration mai registered h isliye nhi bna sir hm bhot jyada presaan h please hmari help lijiye

    Address-prem Nagar-2 nangloi ktariya house no.210 gali no. 7 nangloi Delhi 110041
    Please sir jldi kuvh Kro help Kro hmari

  11. meri wife pregnant hai 9 VA mhina chl rha hai me apna svyam ka dhanda pani krta hu jo avi bnd ho Gya hai mere pas or koi kam nhi hai me apne ghr ki sthti ko kese smbhalu me kya kru me plastic ki kharidi or fir use gav gav Jake bechne ka kam krta hu or apne ghr ko chla hu ab ye sb bnd ho gya he mere ghr pe bhot presani hai.meri modi ji se request hai ki hmari madad kre please sir help me

  12. Mai ek dehari majdoor hou mera BPL Sochi me nam nahi hai or mai Mumbai lokdoun me fhasa ho or sarkari labh mujhe kuch bhi nahi milta hai pelez sar kaya karo

  13. Hum av pune maharastra me lockdown ki wajah se hai nhi yaha ka sarkar hame kuchh help kar rhi h aur nhi koi saman sasta mil raha aur kam bhi band hai is sichwesan me hum kya kare plz help me
    Mere priya pradhan mantri
    Help me

  14. Lockdown/coronavirus ki vajah se sare kaam kar bande nahin hamare pass paise Hain nahin hamare pass kuchh khane ko hai . Aise halat mein Ham kiske pass jaenge main UP ka rahane wala. Maharashtra Pune jila chakrapani vasahat pandav nagar 1 mein rahata hun please help me mera mobile number 8983 5808 78 yah mera number hai this is number per hamen help Karen

  15. Lockdown/coronavirus and law arder144 ki vajah se sare kaam kaaj band hai nahin hamare pass paise Hain aur nahin hamare pass khane ko kuch bacha hai sir please help me. Aise halat mein Ham kiske pass madad ke liye janye.
    Main Maharashtra ke Pune jila chakrapani pandav nagar 1 mein rahata hun.

  16. Muje jo vidhava Hai unke liye kise prakar ke yojana Hai ya Usko kaise form bhare ye Jana tha plz muje bataye

  17. sir ham lo majduri karke khane wala hu aur roj majdu karte hai aur khate hai kuch rashn bcha tha wo kuchdin tak chla ab to wo bhi bcha nhi hmare pas to aapse ummid karke aap tak pahuchana chahta hu isliye aapse winti karta hu ke aap mera mdad kare Aur ye mera mob:9321294448

  18. sir mai roj majduri karke khane wala hu.aap sbhi bhaiyo ak meri choti se riquwest mera mdad kare ,aur ye hai mera mobail number 9321294448 pilig. aapse logo se ummi ka ghri gine ge

  19. Hlo sir mai ola fleet tecnology mai ek texi driver hu kya mai es yojna ka laabh le sakta hu mere paas bedgh nhi hai

  20. Sir Mai student hu but mai kaam karke apni pdhai karta tha but ab khane tk ke liye problem ho rahi h ab yaha se kaise Ghar jau aur rupye kaha se milenge

  21. Mai Mohd rais sir hamare gram me kareeb 300 beegha kharbuja tarbooj laga hai Jo ki 10 din baad tayyar hone wala hai jisme 1 beeghe me laagat kareeb 20000 rupya aata hai agar waqt par lock down n hatega to kya karege Q ki dwai wagaira dukan se udhar lekar hi paryog kiya hai sir koi aasan rasta bataye

  22. मै बेरोजगार युवक हूं और थोड़ा कृषि का कार्य भी करता हूं कभी कभी मजदूरी कर लेता था। पर लोक
    डाउन लगने से मै मजदूरी नहीं कर पा रहा हूं मेरे पास खाने के लिए अनाज तो पर्याप्त है पर घर में अनाज के अलावा खर्चा बहुत है जैसे घर से सम्बन्धित समान ।और मेरे मजदूरी वाले पैसे भी नहीं आते बताओ हम क्या करे।

    • भाई हरी प्रकाश अभी इस कठिन समय में तो आपको ही कुछ करना होगा वैसे सरकार भी अपनी तरफ से पूरी कोशिश कर रही है, आप थोड़ी हिम्मत रखें और अभी किसी तरह से अपना काम चलाएं। ये समस्या पूरे देश की है। धन्यवाद

  23. I am proud of you jo Shri Narendra modi ji hamare pm sabhi vargo ke bare me sochte hai or unke like Kiya bhi bahut kuch I am proud to be a Indian

  24. hum logo ke liye kuch bhi nhi general walo ko kabh bhi hum logo ko kuch nhi mila middile walo ko kyu general wale poor nhi hote ye likha rahta hai kya general walo ko

  25. anantram kuswaha Mela Ground Mein lockdown ki vajah se Delhi mein fansa hun na mujhe Yahan ration Mera naahi mujhe kuchh Mila khane ko Kuchh Hai Nahin Yahan per Jo Bhi Mila To Makan Malik pahle lag Jaate Hain majduron ko Kuchh Nahin

  26. Govt. to Pay EPF Contribution for Employer & Employee (Organized Sector) please provide goverment Gazeette copy at the earliest to make compliance feasible and possible.

  27. Please provide copy of Gazette exempting employers from deducting and paying the EPF Contribution. The Without any notification the scheme is piece of paper. A legal battles for employers to face prosecutions etc.

  28. Sree primmenster narand modi ji me vikram Singh Dille me 15 years se rah rha huh aaj taking mujhe koye bhe labh nhai mela hi me bhut garev hu mari 2 baite hi jab se kame bande hua hi jab se na to mare ghar me rasan hi na to pase hi bhute muskel ho rha hi ghar chalana sar pless kuch karo sar aap se nebadan hi Mumbail nambar hi 7065863275

    • Vikram Singh Ji, if you have ration card of Delhi then you can take ration from fair price shops nearby at subsidized rates. In case you do not have ration card, you can apply online for temporary ration coupon in Delhi. Moreover, if you need help on ration, food, travel, pension and compensation of Rs. 5,000 then you can make registration for e-pass at

  29. Sir mein rejsterd mazdur hun phir bhi pesa kyo nahi aaya mein berojgar hun mugey kise bhi yojna ka labh nahi mil raha hai please sir ek baar mere bare mein bhi sochey aapki Mahan kirpa hogi Mera rejesterd nomber 09215400085307 hai mein Bareilly up sey hun mera AC Namber 20198937912 hai ifsc code SBIN0004716hai

  30. Sir kam do hame aur kam hone ke bad paise .. hame mehnat kehi paise do. Sir.. paisa nahi hai sir.. hamare ghar ke log ek hi time khana kha rahe hai. Please help me sir

  31. सर हमारे गांव में सब के घरों में रासन खत्म हो गया है हमारी मदद कीजिए हमारे गांव में सब के पास रासन कार्ड भी नहीं है और हम ने हमारे गांव के सरपंच से मदद मांगी तो हमें पांच कीलों अनाज पचास रूपए में देने के लिए कहा हम लोगों के पास पैसे भी नहीं है सरकार के तरफ से सभी को मुफ्त रासन मील रहा है हम लोगों को भी दीलवाये जीला जबलपुर गांव कटंगी बाईपास बड़वाड़ कला नट बस्ती मौ 6266937333

  32. Sir mera to abhi tak ration card nahi bana 12eyrs ho gaya vivah kr ke mera help kr do sir
    9935012525 katiyari chakiya ramaepur Allahabad
    Uttar Pradesh 221505

    • Don’t worry mere dost PM modi ji jaldi hi shadi ka portal launch karane wale hai vahi par higa tumahari shadi

  33. sir in my famyli four member. Please help no food problem . sir please help me my address is 28/336 amarpali flat behind bhakati nagar Bapunagar ahmedabad Gujarat mobile no.9974345785

  34. આમા થી એક પન સહાઈ મલવામા નથી આવી
    જીલૌ.ગીર સોમના
    મો .7359286746
    સરકાર ને મારી અપીલછે કે તે મારી મદદ કરછે
    ધનય વાદ


    • The central govt. is making all efforts to ensure that no person remain hungry. But you cannot justify movement of people with this hunger. In case a single person who is moving is suffering from Coronavirus, then he will act as COVID-19 carrier. He will make people suffer and even would risk many lives. Moreover, in case he / she reaches their village, then the entire village will suffer. It would then be impossible to track each and every person and whom they meets. So, the overall impact and exponential growth of this virus pandemic would be scary. So, the govt. is ensuring that from one single person, a mass community transmission does not takes place. Accordingly, govt. will take every step necessary to combat this situation.

  36. Mgnrega karmachari (TA,RGS,APO,CO,AC) k liye 🙏 bhi IS MAHAMARI me kuchh sahyog (Rs24000manday,bima,epf,TA) mil jaye to unka bhi Kalyan ho jaye,12 shal ki tapsya ka fal mil jayega bechare na to apne bachho ko achchhi sikshha de pa rahe hai na hi unka achhe se pet bhar pa rahe hai yadi bimar ho gaye to karj lena pad raha hai
    Sir kripa kariye

  37. S o Tilak Singh house number 27 ward number no sikligar mohalla hasanpur jila palwal Haryana pin code number 121107

  38. Help not coni and daily basis majduri ab ham kiya karay na hi jandan may Account hay na hi Rasancard hay hamri help kon karagay only saving account hay SBI barch may magar paysay nah I hay HELP You sir

  39. sir,my family are 3 members.plese help and money probllem.
    sir plese hepl me.
    my mobile number is – 9588147185, 9518266596.
    house no 1720 , adarsh nagar ,ballabgarh , faridabad , haryana. pin code- 121004.

    • Sir Meri mammy Papa nahi hai our Mera pass rehne ke liya Ghar bhi nahi hai our
      Meri please help Karya mujhe rehna ko Ghar de abhi Meri umr 22 year hai
      Mai Sagar mp rehna Bala hu Mera number 9555990567 please help me sir

    • Hello sar pradhanmantri jikripya karke mujhe koi Ghar banva dijiye mere pass koi Ghar Nahin hai aur meri Man ke liye mere Man ke pass paise nahin hai aur kripya Mera pata hai gram post Baroda swami block jakhora jila lalitpur uttar Pradesh mobile number hai 7755072841,aur na hi mere kaan mein paise a rahe hain na mere pass koi Ghar hai


Leave a Comment