Pradhan Mantri Awas Yojana home loan scheme 2017 for middle income group (MIG) has been announced by the central government. The government has now included middle income group under the credit linked subsidy component of the scheme to provide interest subsidy on the housing loans. Under the scheme, the monthly installment for the housing loans taken in 2017 will come down by Rs. 2000. The government has introduced two MIG categories, MIG-1 and MIG-2 under the new loan scheme.
Persons who have taken/applied for housing loan on or after January 1st 2017 would be eligible to take benefits of up to Rs. 2.35 Lakh under the scheme. Under the new PMAY home loan scheme for MIG, urban families with household income of up to Rs. 18 lakh per annum would be able to take benefits of the scheme. The government has signed MoU with 70 lending institutions for providing home loans to beneficiaries under CLSS for MIG.
The central government has recently extended the last date for availing subsidy on home loan under the CLSS component for MIG. The deadline has been extended by 15 month, i.e. interested MIG applicants can now avail PMAY home loan subsidy till March 2019.
PM Awas Yojana Loan Scheme for MIG – Interest Rates, Subsidy & EMI
| Particulars | MIG – 1 | MIG – 2 |
|---|---|---|
| Household income per annum | 12 Lakh | 18 Lakh |
| Interest Subsidy (per annum) | 4% | 3% |
| Maximum loan tenure in years | 20 | 20 |
| Eligible loan amount for interest subsidy under CLSS for MIG | 9 Lakh | 12 Lakh |
| Discount rate for Net Present Value (9%) calculation of interest subsidy | 9% | 9% |
| Maximum interest subsidy | 2.35 Lakh | 2.3 Lakh |
| Dwelling unit maximum carpet area | 120 Sq. Mt. | 150 Sq. Mt. |
| Monthly EMI @ 8.65% without interest subsidy | Rs. 7,894 | Rs. 10,528 |
| Monthly EMI @ 8.65% with interest subsidy | Rs. 5,834 | Rs. 8,509 |
The total interest subsidy accruing on these loan amounts will be paid to the loan account of beneficiaries up front in one go there by reducing the burden of Equated Monthly Installment (EMI). Additional loans beyond the aforementioned specified limit, if any, will be at non-subsidized rate. There would be no processing fee charged by the PLI’s for applications under the CLSS. The scheme initially would be implemented for one year with effect from 01-01-2017.
CLSS for MIG – Eligibility & Guidelines
Apart from the family as comprising of wife, husband and unmarried daughters and sons, single unmarried youth and earning young adults can also apply for the subsidy under the CLSS for MIG loan scheme. Women with overriding preference to widows, single working women, persons belonging to SC/ST, BC, Differently abled and Transgender people would be given preferences for loans under the scheme.
To be eligible to interest subsidy under CLSS for MIG
- The beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India.
- A beneficiary family should not have availed of central assistance under any housing scheme from Government of India.
Application Procedure & Steps for PMAY Loan for MIG
Pradhan Mantri Awas Yojana Loan Application Steps for MIG
The detailed operational guidelines of CLSS for MIG are available at the link below
CLSS for MIG
EMI Calculator – PMAY Loan for MIG
PMAY MIG Home Loan EMI Calculator
The government has also increased the loan tenure of the CLSS for EWS/LIG from 15 years to 20 years.
Features of PMAY Credit Linked Subsidy Scheme for MIG
| S.No. | Details | MIG I | MIG II |
|---|---|---|---|
| 1 | Household Annual Income (Rs.) | ||
| Min. | 6,00,001 | 12,00,001 | |
| Max. | 12,00,000 | 18,00,000 | |
| 2 | Income Proof for Claiming Subsidy | Self Declaration | |
| 3 | Property Carpet Area (sq.m.) Upto | 120 | 150 |
| 4 | Property Location | All Statutory Towns as per Census 2011 and towns notified subsequently | |
| 5 | Applicability of No Pucca House | Yes | |
| 6 | Woman Ownership/Co-ownership | No | |
| 7 | Due Diligence Process | As per the process of the Primary LendingInstitution | |
| 8 | Eligible Loan Amount | As per the policy applied by the Primary Lending Institution | |
| 9 | Identity Proof | Aadhaar No. | |
| 10 | Housing Loan Sanction and Disbursement Period | ||
| From | 01.01.2017 | ||
| To | As specified | ||
| 11 | Interest Subsidy Eligibility | ||
| i. | Loan Amount (Rs.) Min. | 0 | 0 |
| ii. | Loan Amount (Rs.) Max. | 9,00,000 | 12,00,000 |
| iii. | Loan Tenure (Years) Max. | 20 | 20 |
| iv. | Interest Subsidy (% p.a.) | 4.00 | 3.00 |
| v. | NPV Discount Rate (%) | 9.00 | 9.00 |
| vi. | Max. Interest Subsidy Amount (Rs.) | 2,35,068 | 2,30,156 |
| 12 | Loan Category at the time of crediting the subsidy | Standard Asset | |
| 13 | Lumpsum amount paid per sanctioned Housing Loan application in lieu of processing fee (Rs.) | 2,000 | 2,000 |
| 14 | Quality of House/Flat Construction | National Building Code, BIS Codes and as per NDMA Guidelines adopted | |
| 15 | Approvals for the Building Design | Compulsory | |
| 16 | Basic Civic Infrastructure (water, sanitation, sewerage, road, electricity etc.) | Compulsory | |
| 17 | Monitoring and Reporting the Completion of Property Construction | Responsibility of the Primary Lending Institution | |
| 18 | Default Repayment of Loan | Recover and Pay back subsidy to CNA on proportionate basis | |
| 19 | Data Submission & Accuracy, and Record Keeping & Maintenance | Responsibility of the Primary Lending Institution | |
PMAY CLSS Home Loan Helpline
The home loans subsidy under CLSS scheme of PMAY will be processed through the Central Nodal Agencies. Below are the contact & helpline details of the CNA’s
National Housing Bank (wholly owned by Reserve Bank of India)
Core 5-A, India Habitat Centre, Lodhi Road, New Delhi 110 003
CLSS Tollfree No: 1800-11-3377; 1800-11-3388
E-mail: clssim@nhb.org.in
Housing and Urban Development Corporation Ltd. (A Govt. of India Enterprise)
Core 7-A, India Habitat Centre, Lodhi Road, New Delhi – 110 003
CLSS Tollfree No: 1800-11-6163
E-Mail: hudconiwas@hudco.org
The assessment applications for PMAY-U are being invited through the online mode through official website pmaymis.gov.in of PM Awas Yojana.
Vikasmishra57945794@gmail.com
Have complete my home not opening I am aligiable this lone plz tell me sir
yes good yes good yes good
Annual income 450000 Rs.plot 45×45 feet wife and husband name recorded,city_jalpaiguri,West bengal.govt servant,pls tell me about home loan,eligibla or not,procedure for applied
Hi Team I have also applied but there is no reason for the rejection..
Bank just said rejected..
Trying calling to class office but no response
i am get home loan from pnbhfl on31.07.2016 carpet area 600sq/ft iam eligible for pmay subcidy schme
Sir my name jaya.i started the pre lone 2016.but my home registration in 2018.i am eligible in this lone.this is first house to me.
how I can apply for the home loan subsidy ?
My carpet area is 92 sq mtr. But Bank is still saying that I am not eligible for subsidy because they still consider 90 sq mtr as limit for MIG-1. Can any one please suggest.Is 110 Sq mtr is eective or the one who has get loan in April 2017.
Shree मती वशुन्धरा राजे जी मुख्यामंत्री राजस्थान !
महोध्या जी निवेदन् है की में आयुष सिन्ह जो एक गरीब परिवार से हू ओर कई सालो से हम सिर्फ ओर सिर्फ भाजपा को ही वोट देते है ओर ऊमीद है की ऐसा ही करते रहेंगे पर मुझे खेद है की भाजपा को कोई ऐसी सूची बनानी चाहिये ज़िसमे ये डाठा इकठा करना चाहिये ज़िसमे की वे लोग जो सिर्फ ओर सिर्फ भाजपा को ही वोट देते है ओर देते रहेंगे ऊनं पर भाजपा द्रारा अपना ध्यान केन्द्रीत करना चाहिये !
ऊंहे गरीब परिवार जो करजे के बोज में ढ़बे है ऊंहे करजे से उभारने के लीये कम ब्याज पर लोन की व्यवश्ता की जाये ताकी वे करजा चुका सके !
ओर हर उस परिवार जो भाजपा को ही वोट देते है ऊंहे अच्छी नौकरी की व्यवश्ता की जाये !
मैडम आप से निवेदन है की प्रधानमंत्री द्रारा दी जाने वाली राशी का बुगतान जो रूपये 148000 है ओर शोचालया के लीये दी जाने वाली राशी 12000 सही लोगो को नही मिल रही है ! सभी जगह सिकायत करने के बाद भी कोई शुनवाई नही हो रही ! भामाशाह मे मिलने वाली राशी भी मेरी माताजी के खाते में नही आ रहा है !
अच्छे व्यापार के लीये रूपये नही है ! घर की बहुत ज्यादा हालत खराब है ! रूपये मांगने वाले शुबह शाम परेशांन् करते है ! इतने साल बी जे पी को वोट करने का कोई फायदा नही मिला वो ही गरीबी भरी जीन्दगी है !
अब तो हर तरफ से ही परेशानी ही परेशानी हो रही है !
कोई किसी प्रकार की मदद नही मिल रही कई बार सिकायत करने के बावजुद लोन् नही मिल रहा !
गोपाल सिन्ह चौहान
पुत्र स्वर्गिय श्री गुलाब सिन्ह
पलोट न् 75 न्यू खारदा कॉलोनी सिरसी रोड भांकरोटा
302026 वार्ड न् 33
पार्षद मुकेश शर्मा कांग्रेस पार्टी
9950330007
If i constructed the house in udpui which is belongs to Karnataka whether am i eligible for the PM awas yojana MIG II. It is a ancestors property which is belong to my mom name. Ist eligible for constructed house loan for my name, because my mom is house wife.
SIR I AM ANJU BAGADI,I BUY PLAT NON NA I AM GOVENMENT EMPOLEY I WANT PMRY LONE
Sir, I purchased apartment plot no106,at palangi village on 12-9-2017.Alahabad Bank, TANUKU given housing loan Rs1500000/-.Emi is 16000/-, May I eligible for pmay interest subsidiary,? sir
My name is uday. Does property in neral fall in PMay urban scheme or rural. Till when is the schemes open
Sir,
can i avail this facility on my existing loan which is coming since 2012
May be not, loans taken on or after 1st January 2017 are eligible for PMAY subsidy
Dear sir, I am a state govt. Employee, drawing salary Rs.5,28,000/- PA.
Can I eligible for this. Kindly tell us the last date of filing of application and how to approach, whom to approach for loan application. Kindly do the needful.
Hello, how to apply for this loan, am getting 2,00,000 income per annum, am i eligible.
can i get some details.
I have availed home loan from sbi under max gain skim. My loan was sanctioned on 22nd dec 2016, but my disbursement date is 7th feb 2017. can i avail the facility of PMAY? i lies in middle income group (MIG-1)
in basic infrastructure road is 100 metre away from the construction site . can we eligible for pmay sir?
Dear sir, I am a state govt. Employee, drawing salary Rs.5,28,000/- PA.
Can I eligible for this. Kindly tell us the last date of filing of application.
I have taken a loan about of 12lakh with tenure period of 25years. Am I eligible to avail subsidiary
I brought 605 super built up 1 BHK flat in the year 2014, my first EMI started on oct 2014. My annual income is 590000. Am I eligible for the PMAY scheme. Please respond.
Thanks
sir
Mara 15000 income hi meri KO 500000 ka loan pass kar dejaa sir
kirri me rhata ho sir
HI SIR I STARTED MY HOME WORK I NEED 12,00,000 FROM YOU FOR EMI RATES I THINKING THIS PROCCESING TAKE LONG TIME HAVE ANY IDEA FROM YOU TO TAKE EASY LOAN FROM TELANGANA
HI SIR I STARTED MY HOME WORK I NEED 12,00,000 FROM YOU FOR EMI RATES I THINKING THIS PROCCESING TAKE LONG TIME HAVE ANY IDEA FROM YOU TO TAKE EASY LOAN FROM TELANGANA
Dear. Sir
Mereko home loan chiye my manthali incam in 20000
Plz sir my 600000 loan pass kariye
Sir,
I had taken Loan from Aspire Home Fainance of Rs.1150000/- and i am Elegibility for Subsidy and i have submited my Aadhar card to the BAnk.
please help me getting updates
Pmy hoam Loan
Sir,
I want to apply for a home loan of 25 lakhs for a tenure of 15 years for construction of a house of 750 sqft area. So how i will get the benefit of PMAY? From the information given on your website, what i understand is subsidy is considered in first 9 lakhs loan (i.e, 9%-4% =5%) and normal interest is calculated on rest 16 lakhs loan (i.e, 9%) out of the 25 lakh home loan.
Kindly enlighten me in the matter.
my annual income is 360000. going to buy a flat worth 1300000. am i eligible to take subsidy under PMAY?
sir/madam,
I had bought my house in Jan-2017 with 25tenure of home loan of Rs. 982003 lakh, including Insurance. I am I eligible for home loan subsidy. Under
(pradhan mantri awas yojana )
Please guide me.
Reply
I have purchased 1bhk with loan. My loan amount is 17,000. My annual income is near about 2,40,000. I m eligible or not.
Yes, you are eligible if the area of your flat is less than what is prescribed
I have taken a home loan from Bank of maharashtra ,5.5 lack,in 2014.may I eligible for intrest subsidy ,
please tell me,
i already taken home loan from lic hfl Rs.1300000/- during
7/2016 my annualincome is Rs.400000/- i eligable for subsidy
pse ibforn
I’m applying for Home Loan for CGEWHO Greater Noida project which might be completed in Dec. 2020.
I’m fulfilling all other criteria like Do Not have any Pucca House, Carpet area of CGEWHO House will be within limits, Annual Income is also within define limit of CLSS II scheme for MIG.
Am I eligible to get Interest subsidy or only those projects which will be completed by 2019 are covered. Kindly clarify.
I had bought my house in 2014 with 25tenure of home loan of rs. 20lacs, am i elwligible for home loan subsidy. I realy need this subsidy.
No
Sir,
i am nagaraju,my family income 360000 PA.and my house was registered on my parents but both are expired.Documents and every thing is my father name only.my house was 1st floor finished to slab only and we are ready to construction finish the house.iam eligible or not to PMAY.
Reply :
Visit the bank branch to check your eligibility if you are looking for interest subsidy on Home loans under PMAY
सर मे गरिब हू मेरे पिताजी का निधन हो गया हे पिरधानमनतरी आवास यौजना का लाभ नही मिल पराहा हे मेरा B.P.L मे नाम हे मेरे यहा
का सरपच दे नही रहा हे मेरा भाई विकलंग हे उस को भि कुछ नही मिल रहा हे आप से ही मेरी विनती सर जी
मुझे कुछ भी योजना का लाभ नही मिला हे
मेरा मो0 7415575827
hi..
kindly advise me. how ill go for it n which bank can give this pm awas home loan because i went and ask 2.3 bank about this yojana but nobady can’t help m. so please advise m how will i need go for it n let me know formality and perper work also..
Balveer
Can I get Pradhan Mantri Awas Yojna Subsidy for Resale Flat this is my first property.
I am Ashok, My loan sanctioned through Axis bank on dated 26.12.2016, Can i eligible for PMSY …
I am Ashok, My loan santioned through Axis bank on 26.12.2016, Can i eligible for subsidy loan
Dear Sir/Madam
My loan sanctioned on 26.12.2016 through Axis Bank,, can i eligible for PMAY (loan subsidy), my income is upto Rs. 500000.
My annual income is around 4 lakh. Am I eligible for PMAY scheme. Thank you in advance.
hi sir,
i have got home loan from federal bank of RS 27 lakhs on feb 2017.
My anual income is 7 lkhs Would I eligible for
PMAY=CLSS subsidy benefit. pl. let me know
You Are Eligible, go to the bank to check details
is house construction should be completed within 31/12/2017 ? anyone please let me know .
Animesh pal (m) no: 9239426039
Animesh pal (m) no: 8910295414.yerli income 4,20,000. Land 40 sqermiter with house. I want home loan RS: 18,00000/-
I have been sanctioned housing loan of RS.60lakhs by SBI for purchase of flat measuring 990 sq’carpet area. The flat is under construcion. Loan was sanctioned during April 17 and have released two instalments. My family income is >12 lacs and <18 lacs PA. I want to know the procedure for claiming interest subsidy under PM awas Yojana. Pl guide.
Dear sir
Im Balveer singh chauhan and my annual income is 220000/- i want to apply for home loan can i eligible for this and i want know the processe of it. & how will get it done & which bank i need to contact please sir guide me.
Reply
Respected Sir,
I am State Govt. employee, my gross annual income is 4,20,000/- and I got home loan from HDFC Bank amounting to Rs. 11,00,000/-. My house carpet area is 95 sqr mtr. Am I eligible for subsidy under PMAY scheme.
Respected SIr,
I am Haryana State Govt. employee, my gross annual income is 4,20,000/- and house carpet area is 95 sq. mtr. Am I eligible for subsidy under PMAY scheme.
Thanks
Sir main 2016 main loan lichfl se liya to muje uski subsidy abhi tak nahi mili aur yah kitani milegi muje batane ki kirypa kare main apni subsidy rasi ke bare main janana chata hu Jo ki aur 1800000 ka loan hain to plz bataye ki kitana subsidy aayega
Hello sir…
i am working as a banker annual income is 5.94lakh and father annual income is approx.50,000/-. i have availed loan of Rs.30 Lakh for 30 years,Now I am bachelor.My father doing a private job and he don’t have any house in his own name.and He is co-applicant of my loan ….
please guide me i am eligible for PMAY subsidy under MIG-1
I’m an working women, my annual income is 2,50,000/-. i’m married with 2 daughters I own a land of 20*30 in Bangalore rural. Please advise the eligibility scheme details for house construction.
Hi, I’m a working women of age 30, married with 2 daughters of 5 year and 3 year old and have a land of 20*3o. My income is 250000 Lakh per anum. Please guide under which scheme I will be eligible to get PMAY for house construction.
Do you need a loan to start your business ? Do you need a loan to pay with your bills ? At the moment we offer Education loan , business loan , mortgage, agricultural credit , personal loan , auto loan , etc. , if you need a loan with specific interest so we can send more information to You den you contact us on beta00973@gmail.com
sbi is not section my home loan bank . a put up 09-06-2017 but bank without reason stoped my home loan i am a seneir citizen.
Im co-applicant for my bother’s home loan.
Property is owned by my brother.
Can I be eligible for home loan in my name.
Being co-applicant am I eligible under PMAY.
hi sir namskar mo-9576322004
Hello sir namskar mai ek garib insan ka balak hu sir mere mata-pita bahut garib admi hai or mere mata-pita ke upar bahut karj bhi hai or mai padhna chahta hu par mujhe koi Sahra nahi hai or mujhe 1lakh 25 hajaar mil jaega to karj khatm ho jaega or mai achha se pdhai bhi karuga mo-9576322004
Sir ji namaskar mera property hai mere pitaji ke naam par 23/40 me 3 bhai ki hissedari hai sir ji abhi hamne namankan nahi karvaya hai me private kam karta hu mene loan ke liya form bhara tha par abhi tak koi progress nahi hu sir ji mere ghar kaccha hai abhi me namankan karva raha hu kya stamp par bhaiyo ke sign lekar apna haqdar bankar mujhe subsidy loan mil jayega sir please meri help kare thanks
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Dear Sir .
Me govt. Employer hu. Meri income 390000 have. Mene apni wife ke name makan liya h. Or lichfl se wife ke hi name 1700000 lakh. Loan Liya h.tenure 20 year.loan 05/02/2017 me Liya. House 50*20=1000 Sq ft. h..kya hame PMAY LOAN SUBSIDY ka labh mil sakta h. Agar milta h to kya karna hoga.
dear Sir
m Bsf m job kr rha hu.kolkata m posted Hu
or maira Bank account Kolkata m h
maira village m maire jamin h vo maire name se h. mujhe usme House bnana h. mujhe Loan MIL skta h uske liye mujhe Kya documents chahiye. plz tell me
Hi i am a state govt employee 5.96lakh gross come. I want take home loan 25lakhs with am i eligible for interest subsidy under this scheme.
Hi Sir,
1-I am taking loan Amt is 25,00,000 for 12 yrs from IDBI BANK . The built up area of home is 112.20 sqm, but for same built up, carpet area is 105 sqm, and my an income is 650000 per year, am I eligible for the PMAY loan subsidy scheme ?
If yes what should i do to take benefit of this yojana.
1-I am taking Home loan Amt is 25,00,000 for 15 yrs from IDBI BANK . The built up(Recorded) area of my house is 112.20 sqm, and for same built up area carpet area is 105 sqm, and my income is 650000 per year, am I eligible for the PMAY loan subsidy scheme ?
2-If i am eligible then how should i can apply for this scheme.
Thanks
Contact the bank itself for eligibility
Sir my name is sahadeb biswas..i live in west bengal.district-dakshin dinajpur…p.s-banshihari..p.o-buniadpr.pin-733121..
Sir i requested that.i wish to get a home loan for my dream house…i work in a government school..non teaching staff like peon..my salary is 16k.so i get 9 lac ruppes for my home..so i can get subsidy 3-4 %interest..and how much time are now ..which date are in this affers are closed..how can it is possible plz sir reply..me..fast…kindly..ful details
I want to purchase house /flat at hyderabad from private builder. my income is Rs.800000/- pa.whether i am eligible for pmsy subsidy.
hi my annual income 250000. i have no IT am i eligible for loan which bank we can go and if have house in past sold out now we are eligible for PMAY
hi my annual income 250000. i have no IT am i eligible for loan which bank we can go and if have house in past sold out now we are eligible for PMAY pls give information
sir plz reply kya hme loan mil sakta h hmari yearly income 1’8000 h kya hme 6 lakh ka loan mil jayega sir plz reply kr dijiye hme apna ghr lena h
Hi Sir,
I am planning to take a flat at Hyderabad. I am planning to take a loan of around 30Lakhs and my Income is 8LPA. I am eligible for this scheme.. Please give more information on this sir. My number 9963029233 and mail id veerandra.sqa@gmail.com.
Sir,
I am Veni, and got home loan of rs.19 laksh from sbi on march 2017. Would I eligible for
PMAY=CLSS subsidy benefit. pl. let me know
Sir,
I am Veni, and got home loan of rs.19 laksh from sbi on march 2017. Would I eligible for
PMAY=CLSS subsidy benefit. pl. let me know
Hi, I have taken a home loan from SBI in March 2017 for purchase of a new flat which carpet area is 38.52 sqr.metrs. and my annual income is 8lacks per annum. For avail credit subsidy I visited the home branch and also RACPC. But bank officers are ignore me and told me that you are not eligible for the credit subsidy. Kindly help me how to apply for credit subsidy.
sir hmari monthly income 15000 h hm rent pr rehte h hme 6lakh ka loan chaiye jisse hm ghr lena chahte h kya hme loan mil sakta h plz sir
I HAVE A HOME LOAN IN LIC HOUSING FINANACE LTD. I TRANSFERRED MY LOAN TO SBI IN MARCH 2017.MY CARPET AREA IS 1130 SQ FT.I FALL UNDER MIG 1.CAN I APPLY IN PRIME MINISTER AWAS YOJNA? TAKE OVER OF LOAN IS APPLICABLE OR NOT APPLICABLE IN PMAY?
Hi Sir,
1-I am taking loan Amt is 25,00,000 for 12 yrs from LIC HFL in may 2017 . My apartment base area is 1022 & super area is 1453 sqf, my an income is 650000 per year, am I eligible for the PMAY loan subsidy scheme ?
2-How can apply any eligible persion for scheem.
Hi Sir,
1-I am taking loan Amt is 25,00,000 for 12 yrs from LIC HFL . My apartment base area is 1022 & super area is 1453 sqf, my an income is 650000 per year, am I eligible for the PMAY loan subsidy scheme ?
2-How can apply any eligible persion for scheem.
sir I hve borrowed loan of 13 lakhs in year 2012 then I have again re-bowered loan for amount of 4 lakh on dt
:- 20/10/2016 .Sir I am an central government employee with yearly gross income 650000.00 can I get Pradhan mantree avas youjana CLSS subsidy /or can I appy for the PM AVAS YOUJANA
My annual income is below 600000 and my loan of 1352000 was sanctioned in july 2016. The house is on name of both me and my wife.
Am i eligible for this scheme or not??
Dear Sir,
I m salaried person & form OCB cast.
I m purchase house in year 2016 & I m eligibale for MIG-I class.
Can i claim subsidi benifit ?
Please reply
Dear Sir,
I am purchase house in year March 2016 but My Wife name is not mentioned on the aggrement.
Kindly suggest to me what can i do for avaling subsidi benifit.
Dear Sir I am salaried person in unlisted private company tirupur but my native is sathamangalam in erode district tamil nadu.I donot have any property
in my name so i am eligible this PMAY scheme or not.
You are eligible under CLSS if your household income is less than 18 lakh per annum
Hi Sir,
I am taking loan Amt is 18,00,000 for 20 yrs. My apartment area is 1265 sqf, am I eligible for the PMAY loan subsidy scheme ?
No
Hello Sir, is it pradhan mantri yojna applicable for SBI Maxgain loan?
SIR I HAVE 2BHK FLAT IN ASANSOL AND ITS REGETERED BY WIFE NAME .IS IT POSSIBLE TO SHIFT PM AWSA YOJANA .PLEASE HOW . I AM PRIVATE EMPLOYE .MY BASIC SALARY IS 13111/. LOAN AMOUNT 11.50000/LIC FOR 25 YR.SIR PLEASE ADVICE ME HOW TO TRANSFER PM AWAS YOJANA. I HAVE A KID ALSO.
SIR I HAVE PURCHASE A BHK FLAT 2016 IN ASANSOL FORM LIC. LOAN AMOUNT 1150000.I WANT TO TRANSFER PM AWAS YOJANA.FOR SUBSIDY PLEASE ADVICE ME HOW ???
Hi Dude,
I’m Vikas my annual salary is 4lakh.
I want to avail this scheme. Please suggest me if I am eligible to avail this scheme,if yes then please guide me how can avail this scheme and what us the procedure to apply. Please advice me urgently.
I news it more and urgently.
Thanks in advance.
Thank
Vikas
I want to buy a land in Durgapur can I get my money in this scheme
Hi Dude,
I have taken home loan at ICICI on 2016 rs. 471000/-. Loan sanctioned date: August 2016, 1st Disbursement date: Nov 2016 and 2nd disbursement date : Dec 2016. Due to improper service of ICICI bank, i have transfered the balance loan to HDFC on MARCH 2017 as a new loan and also got additional loan for improvement
Now total loan amount is 900000. Whether i am eligible for this scheme
Loans disbursed in 2017 are eligible for this scheme
Sir, I’m self employed i got loan sanctioned from HDFC Bank for Rs 20,00,000.00 My Property is below 90 Sq Mt. Will I get the benefit of under PMAY scheme.
Yes, you are eligible for the scheme if your income is less than 12 Lakh per annum
Hi Dude,
I have taken home loan at ICICI on 2016 rs. 471000/-. Loan sanctioned date: August 2016, 1st Disbursement date: Nov 2016 and 2nd disbursement date : Dec 2016. Due to improper service of ICICI bank, i have transfered the balance loan to HDFC on MARCH 2017 as a new loan and also got additional loan for improvement
Now total loan amount is 900000. Whether i am eligible for this scheme.
me kutch gujrat se belong karta hu meri mothly income 15000 he muje apna Makan banana he iske liye loan chaiye 200000 to plz..help kijiye
Dear Sir,
Please let me know if I am eligible or not. my income is 4.50 Lac PA my loan amt. is 19,90,000/- Axis Bank and tenure is 25 yeasr. Loan saction Feb,15 but first disbusment Apr,16 property is 430 square fett carpet area.
Sir i’m doing a pvt. job…with slry 10000pm… i hv taken education loan also….nd my study is completed…and i’m starting to give back my loan amount to the bank monthly…but now i also want a loan upto 12-18 lakhs….for bussiness purpse…. so will u suggest me…am i aplicable ?… and if i m…. then how much amt. of loan can i get frm the bank ? i need loan jst becoz i want to start my own bussiness
I am a central govt.emp.My gross annual income is 6,05,000. And I want to a loan Rs. 24,00,000/- from SBI bank and house carpet area under 90 Sqm. Am I eligible for subsidy under PMWY scheme.
Yes You are eligible
I am a central govt.emp. My gross annual income is 6,05,000/-and house carpet is under 90sqm.Am I eligible for subsidy Rs. 2.35 lakes under the scheme PMWY.
I am a central govt.emp.My gross annual income is 6,05,000/- am I eligible for PMWY subsidy.
Sir I have 2 vacant plot registered in with Aadhar no.now I want to buy 1 new house.can i eligible for home lone subsidy ?
Hi Dude,
I have taken home loan at ICICI on 2016 rs. 471000/-. Loan sanctioned date: August 2016, 1st Disbursement date: Nov 2016 and 2nd disbursement date : Dec 2016. Due to improper service of ICICI bank, i have transfered the balance loan to HDFC on MARCH 2017 as a new loan and also got additional loan for improvement.
Now total loan amount is 900000. Whether i am eligible for this schem
I need to take a home-lone of about 9 to 12 lack, My anual income is about 3LPA How i can utilize this facility, plz send me the respective solutions.help me please
I need to take a home-lone of about 9 to 12 lack, My anual income is about 3LPA How i can utilize this facility, plz send me the respective solutions.
I wanna 8 lack loan against property my property is 20 lack
My annual income is 2.50 plz say how can I take loan
Ask at the bank
Sir mera Survey I’d generate ho chuka hai, ab kya krna hoga mujeh?
Plz give me instruction .
Sir I am govt. Empl in Bihar. My income is 300000 yearly. My wife has 592 sq.feet land in Patna. I want home loan under subsidy in pm sahari Awas yojna. How and where I apply . pl.guide me.
Sir mene pmay housing loan ke liye mere family mukhiya ki jagah mere name se form bhara to kiya wo admi ke name se farm cancel to nhi hoga please Jan kari de
hi sir i have taken home loan on 27/5/2015. 1475000/ rupees and my yearly income 200000/plz tel me i eligible for subside ? new announcement subside criteria on 8 april 2017
No you are not eligible, only loans taken in 2017 are eligible for subsidy
Hi sir (PM Modi ji) this is Monika I was trying to apply for this scheme but the was I am unable to go through on 2nd page I don’t know why but after adding my adhar no. It’s been on same page without any error so could you please help me out because I am inserting a valid adhar no. I am Confused what to do I wanna a buy a own house please help me
Hi dude
My brother bought a loan of 10 lakhs from canara bank at 2017 . He is worked at dubai. We need a loan for house construction weather my brother eligible for this scheme or not if he eligible what are the documents he submitted give the full details
Hi, please check the details with the bank, visit your bank branch for details about your eligibility and documents required
I am from westbengal resides in katwa town.. i am receiving 16000 monthly salary.. and my land consisting of nearly 1000 square feet.. i require 6 lack loan from this scheme.. am i eligible for this loan? If eligible.. from which bank i should apply. And procedure???
please reply…………
I am from West Bengal resides in katwa town.. i am receiving 16000 monthly salary.. and my land consisting of nearly 1000 square feet.. i require 6 lack loan from this scheme.. am i eligible for this loan? If eligible.. from which bank i should apply. And procedure???
please reply…..
Dear Sir
I have taken Loan of 25Lakh in July 2016 from CANARA Bank. if i transfer my loan to other bank at that time can i take benefit under PMAY scheme?
Hi Dude,
I have taken home loan at ICICI on 2016 rs. 471000/-. Loan sanctioned date: August 2016, 1st Disbursement date: Nov 2016 and 2nd disbursement date : Dec 2016. Due to improper service of ICICI bank, i have transfered the balance loan to HDFC on MARCH 2017 as a new loan and also got additional loan for improvement.
Now total loan amount is 900000. Whether i am eligible for this scheme
Hi, I bought my home with loan which was sanction and disbursed in December 2016, am I eligible for getting the subsidy in MIG 1 category
I need to take a home-lone of about 20 to 25 lack, My anual income is about 6.5LPA How i can utilize this facility, plz send me the respective solutions.
my total income is 1.40lahks. I want to purchase a flat. my loan amount would be 9lakhs.. am i eligible? please reply with the procedure
I am going to buy new home first time. I want more information about subsidy some body is told me if buy the house in wife name will get subsidy is this true? Are there two subsidy scheme one is interest subsidy and another is direct credit to the account if buy on wife name ? Please suggest
Please let me know if I am eligible or not. My income group under 2,50,000 per annum. My loan amount is 7,50,000 and tenure is 20years. Loan taken Feb- 2017. Property is 1017 square feet.so please help me .
Reply
SR…
Main abhi kiraye k ghar me rehta hoon muje khud ka ghar lena hai meri incom annual 250000 hai kya muje itni income me ghar mil sakta hai and muje kitne tak home loan mil sakti hai
plz reply
We are from karnataka resides in chikkaballapur town.. i recieve 15000 monthly salary.. and my land consisting of nearly 1000square feet.. i require 12lack loan from this scheme.. am i eligible for this loan? If eligible.. from which bank i should apply. And procedure???
Sir,I am central govt serviceman .my annual income is Rs. 4,50,000 .my plot size is 45×45 feet=2025 squar feet.My required loan amount is 15,00000 Rs.presently my home town located at jalpaiguri district city in westbengal.Kindly advice me about this purpose because I have no any pucca makan.please tell me I am eligible or not for this subsidy.please give me loan taken procedure by pdf file or any link via download option.
Hi,
I am single working women and am applying for a Home loan in SBI. My income is 9 LPA.
But in property agreement I have made by father as a co owner along with me but he is not contributing in loan and he is a pensioner and he owns a home.
Please let me know if I am eligible for PMAY MIG 1 scheme. Your response is highly appreciated.
Thanks & Regards,
Gauri
You are eligible for PMAY MIG 1 scheme as per the information provided by you in the comment, You can visit the bank branch for more details
What all documents required for home loan
Contact at the bank, Aadhar/PAN, IT Return are must
Please let me know if I am eligible or not. My income group under 2,23,200 per annum. My loan is Axis bank Ahmedabad amount is 7,24,000 and tenure is 20years. Loan taken Feb- 2017. Property is 1017 square feet. i go to bank for subsidy . but he told me you are not eligible because you property is not woman name. so please help me .
Yes, they are right, and as per your income criteria, the area is also more that what is eligible.
Dear Sir/mam,
I took Home Loan of 28,80000/-, on Feb-2017(in Kotak Mahindra Bank) and its for 20 years. We bought a Flat of 910 sqft and UDS 519 sqft. My annual income is 4,05000/-(4 lakhs). Till not i am not notified regarding the Subsidy benefits of PMAY-CLSS from the bank(Kotak Mahindra bank) for the Home loan.
Can you please help me i am eligible to take this benefit and guide me what needs to be done from my side.
Please do the needful for me.
Thanks,
if Beneficiary own a pucca house in the name of mother earlier and they sold the house on may 2017 can the Beneficiary avail the benifit of pm subsidy
sir i have booked a flat under haryana govt. affordable housing scheme with area of 560 sq ft. and taken a loan of rs 2000000/- (20 lacks) from PNB housing in the year of 2015 at a rate interest of 9.55%. my annual income is under 5 lack. can i get the subsidy on my loan. if yes what is the process to change it or get it. thanks
sir i want to repay my loan of 1200000 taken in 2011..my carpet area is 680sq feet and my annual incom is less than600000.
whether am I eligible for PMAY?
Only loans taken in 2017 are eligible for this scheme
Sir plss name k sath advise dijiye
Sir actully i m nasreen meri mummy nd papa working h bt unke pass as like proper proof nhi hoga bt early income 252000 hai to kya hm eligibel h is ghr k liye or kya creteria hoga apply krne k liye hmne form to fill kiya h bt abhi tk koi loan nhi liya h to plsss ab bta skte h ki kese krna hoga
sir me 6 lakh tak ka loan gramin aawas me lena chahta hu iske liye mujhe income proof dena hoga kyuki me ek kisan hu
I sold my home before 7 years ago and i dont have any property right now and i want to purchase new homeunder 50 sqr mtr and my yearly income is 2 lack so can i eligible for clss sceam? Can i get subsidy?
Sir i I want to help .my loan amount is 1200000 and loan taken in Feb-2017 .I have eligible or not for PMAY schem..and loan tenure 13 year..
You are eligible for loan subsidy under PMAY as per your loan amount and tenure
Hi, I am a housewife and am a part time LIC agent, with an annual income around 1.5lakhs. Can I apply for a housing loan and buy a house under PMAY scheme?
I am Rama Chandra.R of Bengaluru availed/Sanctioned Home Loan of Rs. 26,67,000/- from Canara Bank, Bengaluru during Oct,2014(repeat Oct,2014). I am Central Government Employee having a annual income of Rs.7,00,000/-(now). Whether, I am eligible for subsidiary, as I have been paying interest rate @ 9.6% and total EMI of Rs. 24,825/-p.m.
No, you are not eligible, only loans sanctioned/disbursed in 2017 are eligible for this scheme
i am doing job i have yearly income 296400
Sir I am a retire teacher my income annually @240000/- can I get PRADHAN mantri awas yojona …..Loan amount 10Lc …….Plz reply me
Yes, you are eligible, please visit your nearest preferred bank branch
Hi,
I have loan of 33L and the tenure is 25 yrs. My wife is co applicant. The loan has been sanctioned on Mar’2017. Total annual income (mine + wife) is 13 L. Am I eligible for the scheme ! I took loan from LIC HFL and they said they don’t have any information on the eligibility criteria.
Please suggest.
You are eligible, but subsidy would be provided for a tenure of up to 20 years
Hi ,
How to apply to get loan for buy agriculture land .
Sir im salari paid my annual income is 200000. I’m I eligible for loan subsidy. I have never taken loan.
I am booked a flat and sbi sanction my loan 29th December16. but ur telling only those who r eligible apply jan17 this not justified i am also low paid employee my self only laps 3 days this scheme for low paid employee..pl.suguested me what to do….
Dear Sir/Madam,
we are eligible but Bank refuse with reason , yet not received the notifications
please help….
Sir,, PM AY LOAN KE LIYE. .. MUJE KAHA APPLY KRNA PADEGA…MERA PLOT 1000 SQ/METER HAI…MERI ANNUAL INCOME Rs140000/- Hai…Please Tell me advise
Sir I am under low income group. Marrage status is single and my parents have expired. I want to construct new home. Am I eligible for home loan subsidy under pradhanmantri awas yojana??
Hi Admin,
My total flat’s area is 1185sq ft(110.0901 sq mts) and I’m not sure if it is built up area or carpet area. I’ve taken the loan in March-17. My only concern is the area of the flat. Will it be eligible for this PMAY ?
dear sir my annual income is 4 lakh i purchached flat i got home loan of 7 lakh in vijay bank .on date 29/09/2016 at the time of loan sanctioning i asked them to consider my loan in the scheme of pmay CLSS they assured we sent documents for consideration to head office .know they told me u are not eligible for this only ladies can apply for this.so our bank rejected your purposal for this reason.so what can i do for this
sir kindly give me the suggestion.
thank u sir from karnataka
sir hum kiraye k ghar me rahte h aur is yojna ka labh lekar ghar banana chahte h par website open nahi ho rahi h aur biaora(rajgarh) me koi jan suvidha kendra samajh nahi aa raha h jahan se form bhare bataiye…….
sir hum rent par rahte h.aur is yojana ka labh lekar ghar banana chahte h par form bharne ki website open nahi ho rahi h aur biaora me koi place samajh nahi aa raha h kya kare bataiye
I am now working at China with annual salary of 15 lak. whether I am eligible for PMAY loans. Thanking you.
My annual income is 5.50 Lakh accordingly my salary slip, and I have purchase a flat in May-17 this flat size is 1234 SQFT super builtup area, and i have also taken loan from HDFC loan amount is 29 Lakh for 20 years, so please inform me i am eligible for PM Awas Yojana Loan Scheme 2017
I had booked a flat in Shahnkheshwar Township in 1 B H K scheme. Am I elegiblefor the PMAY scheme and how to apply for the same.
Dear sir
My annual income is 398000. I bought a flat in appurtment flat area is 980sft.so I want to go home loan in CANFIN bank.so am I eligible for PMAY please suggest me thanks you
Yes, you are eligible
My loan is sanctioned in Feb-2015, Bank says i am not eligible for CLSS (Subsidy Scheme).
How can i get the benefit of this Scheme.
Loans approved and sanctioned in 2017 are eligible for this scheme
Dear sir
please inform the contact number in Kerala to know about this scheme.
Iam lived in gramapanchayt I eligible for this scheme
I want 6 lakh subsidy loan sir plz sent mgs in my mail
yours fathifully
Sir mari monthly salary 15000 hai kya me is yogna ka labh utha sakta hu
Dear Sir
Mene affordable house k under SIgnature global se 350 squire ft ka 1bhk flat liya h, jiska alotment november-2016 me hua h or wo mere hi nam h,mene bank se 11.36 lacs ka loan liya hua h, meri annual income3.24 lacs h,kya mujhe PMAY ki subsidy milegi, bank bol rha h k isme apki wife ka nam hona jaruri hai. please btao me wife ka nam ab add krana chahta hu,
sir i want take loan 1000000 lac via pm awas yogna , sir i am govt employee my salary is 312000/- how can i get the loan from bank. send me the link and contact no .
Dear sir,
Me and my brother booked 750sqft single flat through joint account.this is our first house .Both our annual income is 600000…Can we avail the subsidy benefits .Pls reply
Sir, I have done stamp duty registration on 29 Dec 2016 and disbursement on 8 Jan 2017, can I avail PMAY mig scheme. Pls confirm at the earliest.
Hi sir ,
I have purchased a property 2 years back and accordingly taken a loan from ICICI bank. Now I am shifting my loan to other bank. My Annual Income is 14 Lakhs & Area is as per MIG 2 norms
Am I eligible for the same.
Regards
My Annual income falls below 5 Lacs & i have a Home loan of 14 Lakhs from Dec 2015.. Can anybody put some light on the matter if i can try for this scheme?
Actually SBI given the home loan 9%intrest…but as same interest 8.65% it’s not liked interest rate of PM awas yojana..how to happy for middle class people…middle class person 80% village they haves annual income maximum 1.5(or)2 lach and under employ(constable) annual income 3,5 lach in this category people which is beneficiary schemes available..any scheme given the category wise…
Sir, my annual income is 3 Lac per annum.. I have gifted property and 35 yr old tiled house.. So i want demolish old house and build new house in same property.. I need 1200000 loan from bank.. Please inform me am i eligible for pmay benifit…
My gross annual income is Rs.1 Lakh and i want to avail loan of Rs.5-6 lakhs.Will i be eligible for subsidy?If yes,then what will be my monthly installmets.Waiting for your reply sir
My age is 27 and my annual income is 132000.i want to buy a home in kerala under construction
i want to apply for home loan can i eligible for this.
VILL-ANANTAPUR, P.O-PARAMESARPUR, P.S-KUSHMANDI,DIST-DAKSHIN DINAJPUR PIN-733132
My annual income is 2,16,000 i am going to take home loan of 10,40,000 for 30 years. Area of flat is 666 Sq.Ft. Just wanted to know i am eligible or not?
Maximum loan tenure for subsidy is 20 years, otherwise you are eligible
please inform the contact number in Kerala to know about this scheme.
My house plot is in the name of father and there is one house, Living father, mother and younger brother and family. I want to build another home in same plot. Can I apply this loan scheme in name of My father ?
or in my name ? Property owner is father.
please advice.
In what base annual income calculate ? What proof to be give ?
SIR I AM SELF EMPLOYED MY ANNUAL INCOME 300000/- IAM BY PROPERTY APRIL 2017 605 CARPET AREA AND I TAKE LOAN WITH HDFC RUPEES 150000/- 15 YEARS & PROPERTY REGISTERED ONE NAME ONLY (PRAMOD) SO I AM ELIGIBLE FOR SUBSIDY ?
Sir l am state govt employ my annual income 240000 “loan amount 900000. Sq feet 860. Subsidy eligible or not eligible apply next month
I am planning to buy a resale flat in under construction stage (Almost 65% work has done in this project). The owner is committing possession in March-2018 with taking consent from builder.
I have confirmed from PLI(bank) that I am eligible in MIG Subsidy Scheme.
My questions are as follows :
1) Is this scheme is available for resale property ?
2) Is this scheme is available for under construction resale property ? If Yes any limitation of Possession period ?
3) If there is limitation of possession period, It will count from date of commencement of loan or construction start date ?
Awaiting response.
Thanks
My Annual income is 360000/- & i Choose 1 flat in Pune Around Rs 2900000/- Build up Area 605 Sq/Feet
as well i will appling for loan Approximate rs 2500000/- can i get benifit against this scheme ?
if yes how much ? What is MIG I, MIG II ?
My Annual income is 360000/- & i Choose 1 flat in Pune Around Rs 2900000/- Build up Area 605 Sq/Feet
as well i will appling for loan Approximate rs 2500000/- can i get benifit against this scheme ?
if yes how much ? What is MIG I, MIG II ?
Dear Sir Pradhan Mantri Awas Yojana Ye kab suru huva hamne to loan pahle liya tha hame bhi iska labh milna chahiye loan octo 16 me liya tha kya app bata sakte hai
I have borrowed a home loan from Bank of India in March,2016 but due to ECS and such another improper banking services I my home loan take over to SBI from BOI on March,2017 for Rs.12,85,000/ regarding CLASS Scheme I fully qualify to all criteria or conditions.I also certified that I haven’t taken interest subsidiary and any other benefits under prime minister awas scheme and such another schemes. I have applied to new PLI (SBI) to get benefit of interest subsidiary under CLASS for MIG l&ll scheme 2017 that notified 11-03-2017 but I haven’t taken interest subsidiary on my home loan what should be done to finds this scheme pl guide to me for ensure to find this advantage/ profit.?? .
Please contact on CLSS helpline
Hi Sir i m parches home virar east this is my first house in mumbai my loan amount is 2155000/-rs Tata capital home loan & i m register the flat name Me & my wife name both are first house can you give me confirm i m eligible for PM yojana. My income is 4 Lac & my wife is house wife & i m flat parches is 15 NOv 2016 .
Hi Sir i m taken home virar west this is my first house in mumbai my loan amount is 215500/-rs & i m register the flat name Me & my wife name both are first house can you give me confirm i m eligible for PM yojana. My income is 4 Lac & my wife is house wife & i m flat parches is 15 NOv 2016 .
I want to purchase a plot of land which cost is 5lakh can i apply loan 6lakh for the same in pmay,will I be eligible to get subsidy,because if I purchase a plot then I won’t be able to built a house,my annual income is 6lakh,kindly reply
Dear sir. I want a home loan under pmay scheme. Which bank I go for take this loan. I have write it because allahabad bank denied to give me this scheme. Plz guide me which bank I go.
sir, my monthly income net amt.29908/- mujhea kitna labh milega
Please clarify, my annual income is 5.34 lak and we are purchasing a flat of 1095 sft. Are we eligible for this PMAY benefit ? Kindly respond asap.
Ek j 6 bnne
Subsidy of interest ane aavs yojna na 2.20 lack bne ekj che k bne no alg labh mle??
Atle dr mahine Emi pn ochu tay ne??
Ane 2.20 loan ni mudl rakm pn gate??
2 labh melvi skay??
Sir me privet company me job krata hu mera yearly income 1,62,000/- he kya muze lone mil sakata he kya . mil sakata he to kitana milega.
Aap bank mein jakar pata karein
We bought our first house and applies for loan at hdfc 2 daya ago. It is 65 sq mt.our income is 4-5 lpa.are we eligible for clss mig scheme.
Note:-my elder borther is earning and we both brother are unmarried.
I saw on official website of hudco that “An adult earning member irrespective of marital status can be treated as a separate household in MIG category”
What is meaning of above statement?
Is it mean that we are mot eligible?
Please clarify me.
It means you are eligible for the scheme
sir, we, (husband and wife) both are in hp state govt. employees. My annual income is 6 lakh + and wife’s income is 4.5 lakh +.
IN PMAY 2017,
I) whether we both are eligible?
2) if my wife takes the benefits of PMAY 2017, then I myself can take the home loan to build house at another place without taking benefit of PMAY 2017?
3) Procedure of co-owner is compulsory in this yojna?
Sir iam working for hdb financial services my annual income would be 300000..I want to know whether iam I eligible or not..since I have own house I want loan for 500000..if iam eligible means let me know how can apply for it..
Where can I apply home loan? In the home agreement woman name mentioned is must? I can take home loan of RS.1119000 in November 2016, and my annual income is 230000. I am eligible for subsidy.
is there any special doc required?
What are the Documents (other than normal home loan) required to get this subsidy?
Hi Sir,
I am Santosh. My salary is 11,00,000 per annum. I am appling for HL in April 2017. On 22nd we guidelines for CLSS MIG is received. I have gone through entire guidelines for CLSS MIG 1. But wen I visited to bank on 7th April Bank people are not aware of the Guidelines for MIG… So if I am applying now How I can get the benefit of this scheme as Banks are not aware of this scheme..
Mera loan amount he 8lakh our meri annual income he 150000 our meri private job he Kya mujhe bhi subsidy milegi
Boss i want constract 825sq feet house n my annul income 6lakhs im IT filing in last 2years until april so hw can i use thz plan favorable ? Plz help me
Boss my annul income below 6lakhs n im pay it also im nw looking 825sq feet house hw to apply for mr modiji aawasyojna plan plz help me 9629712738
when we apply for this scheme, interest rate is normal as without scheme or higher then normal interest rate ? now normally interest rate is 8.50 to 8.70 %, when we take loan with that scheme interest rate will be same or higher then it…
I am in MIG 1 .MY SUPER BUILT UP AREA IS 1365 SQ FT. MY INCOME IS BELOW 13 LAKH. MY HOME LOAN SANCTIONED ON 30 JAN2017. AM I ELIGIBLE FOR PMAY
I have taken Maxgain home loan from sbi in January 2017. Bank says that I can not get subcidy due to maxgain home loan. Is it true?
My Income is 11lakh and I want to buy flat with carpet area 1250sqft.Can I eligible for pmay scheme for home loan interest subcidy?
Sir mera Survey I’d generate ho chuka hai, ab kya krna hoga mujeh?
Or Loan ki Emi kya hogi?
Plz give me instruction .
I have 2 Plots attached togather, One of 800 Sqft & other of 6085 Sqft(Total 1485 sqft). My Annual Income is 450000. In order to benefit from PMAY can I get Loan for both plots or for a single one. I actually want to build house on both Plots combined, what should I do ?
My gross income is 18.8 lakh and net income is 15 lakh per annum after tax. Am I eligible?
Is home Loan available under pmay if site is in the name of woman
Is the Loan available under pmay if the property Is in name of woman
Alkusha chas bokaro jharkhand 827013
dear sir i am live in Durgapur and my lone requirement is 18 lac .but my anual income is 3 lac so what ammount can i give subsidy by pmay .my flat area is 925 sq.ft.
If we apply for this scheme, interest rate is normal as without scheme or higher then normal interest rate ? now normally interest rate is 8.50 to 8.70 %, when we take loan with that scheme interest rate will be same or higher then it…
Mujhe bhi loan Lena hai Ghar banane ke liye
Sir I taken 24 lack in 2016 now I have to transfer to lic and also top up loan .my annual income is 5 lack.area is 20×40
Loans taken in 2017 are eligible for this scheme
Sir..already taken 2400000 in 2016 but now transfer another bank to topup I am eligible r not
please suggest me ….can i iligible for PM AVAS YOJNA….HOME LOAN 12,00,000/- in MARCH 2015….ANNUAL INCOME 4LACKS,HOME AREA..815sq.ft. total…
Only loans taken in 2017 are eligible for PM Awas Yojana subsidy
when we apply for this scheme, interest rate is normal as without scheme or higher then normal interest rate ? now normally interest rate is 8.50 to 8.70 %, when we take loan with that scheme interest rate will be same or higher then it…
My annual income is 12.80 Lakh ruppes. Have booked a flat this month. I am going to apply for house loan of 35 lakhs for a 50 lakh flat. Am i eligible for PMAY.
Yes you are eligible for subsidy of 3% for loan amount of Rs. 12 Lakh, rest of the loan amount will not be subsidized.
when we apply for this scheme, interest rate is normal as without scheme or higher then normal interest rate ? now normally interest rate is 8.50 to 8.70 %, when we take loan with that scheme interest rate will be same or higher then it…
then how can apply for this scheme tell me the process.
Hay
My age is 25 and my income is 1,80,000/- annual.
in this scheme govt give home in india or loan for home or my selection from both options.
Tell me sir i want to apply this scheme.
Can i eligible. My monthly income is 15000/- nd my father is farmer and the income from aggriculture is 5000/- per month. We have a semi pucca home in haryana which is totally open . the area of home 150sq feet . Tell me am eligible for this.
Yes you are eligible for this scheme
Sir , I sold my home in nov. 2016, which was on loan and it’s all paid when sold, now i purchase new home and want to take loan on it, am i eligible for subsidy ?
If your household income is less than 18 Lakh per annum, and looking for a home below 1180 square feet, then you are eligible
i took a loan for 2542000 in march 2017 and my annual income is 900000 lakhs will i be eligible for the subsidy?
home area is 1162 Sq.ft
Your home areas comes under the 12-18 Lakh income bracket but your income is less than that, if the carpet area is below 968 square feet, you can avail 4% subsidy on home loan in as per your current income. If your total household income is more than 12 Lakh then you can get a subsidy of 3% for a carper areas of up to 1180 Sq. ft.
I m from open category brahmin samaj
In this scheme we r taken home any were nd my choise
My age is 26 and my annual income is 228000 i want to apply for home loan can i eligible for this
My age is 26 and my annual income is 228000 i want to apply for home loan can i eligible for this
Yes, you are eligible
Please give me a reply i m in brahmin samaj i apply for loan 20 lacs my age is
Please give me a reply i m in brahmin samaj i apply for loan 20 lacs my age is 26 and i apply for loan february 2017 can i eligible for this? ?
Mere pass apna home nhi h ,m rent pr r rhta hu, or pvt. Job kerta hu income h 200000 per annual,
Kya m b loan le sakta hu play m
Sir my income below 5 lakh and I am govt employ . I want home loan 10 lakh . Please reply me . Mujhe scheme ka labh milega ya nahi . CAN FIN se home loan k liye apply kiya h aur bank wala bol raha h ki abhi koi notification nahi aaya h . Please sir guide me.
Plot area 948 sq.feet and build up is 1297 sq.feet income is 600000/-year 2200000/- loan lets hai to subsidy ka labh mil shakata hai
Dear Sir,
Main Ek chota se village se belong karta hu meri Anual income hai 144000 Mera Disst Faizabad me hai mughe 300000 chahiya kripa karke mughe bataiya .
I dint apply any home loan,so can help me out of it. for this what are the documents required.so please help.
Hi,
i have been doing rounds of my lending Bank SBI but they are saying that they are not aware of any such scheme.
Please guide how to avail the subsidy.
Regards
Gaurav Jain
I have taken a HL in Aug 16,for 22 lakhs, but it’s under moratorium period now, and only 2.6 lakhs have disbursed till now, so am I able for the subsidy under new scheme or not?
Also suggest if I close this loan now and apply a fresh loan, then in in this case am I able for the subsidy under new scheme or not?
i took a loan for 3000000 in march 2017 and my annual income is 6.30 lakhs will i be eligible for the subsidy?
home area is 960 Sq.ft
Yes, your are eligible
DEAR SIR
I HAVE A 30*50=1500 SQ FT PLOT SIZE BUT IN GOVT MUNICIPAL CORPORATION ALLOW 75% (1125) SQ FT CONSTRUCTION AND I AM IN 5 LAC PA INCOME GROUP SO CAN I AM ELIGIBLE FOR SUBSIDIZED LOAN
i want only one lakh
Hi I bought a house in the year sept 2016 and availed 40 lac loan and my income is below 12 lacs pa. I’m aware that I’m not eligible for PM awas yojana loan however I would like to know is there any chance that I can get any other benefits under backward class category.
Hi,
my loan amount is 11,40,000/- from India bulls, in March-17, but they did not provide us the PMAY Scheme, they told me one of applicant or co-applicant should b ladies, i m unmarried.
So i m not eligible for the said scheme. My annual Income After Tax is approx 6 Lakh.
I need a loan of around 25 lac for 20 years & my annual income is 7 lac. How much amount can be subsidized.
Please reply
Dear Sir, i have taken home loan of 30 lacs from HDFC BANK in MAY’2016,But second disbursement of 5,00,000 given in march’2017. am i eligible for the subsidy ?? my family income also not more than 10 lacs.
property carpet area 1120 sqft.
Sir me 360000 /year ka income
He me 105/MTR ka plot dekha hu to mujhe construction + purchasing me like kina highly loan mil sakta he.or mujhe subsidy bhi mil jaye…thank you…
sir my Indian army me service kharata hua. mera 370000 annual income hai. subsidy loan Ka jarurat hai sir . mera proferty seaway no me hai.
IF I want a loan of 20 lakh and can it be subsidized or not .
My income is below 6 lakhs and not applied for it till now.
Please suggest in this case.
A maximum of up to Rs. 12 Lakh out of 20 Lakh can be subsidized, rest 8 Lakh would not be subsidized
Hi Sir,
I want to know that i have taken a home loan of 1500000 in can fin homes for 20yrs in the year 2014, will i be eligible for the PMAY. My annual income is 4 lac.
Will this yojana will be for only Nationalized bank or even private bank.
Kindly let us know
Loans taken in 2017 would be eligible for this scheme
sir i purchase one flat 810 vergfeet area…i got loan in hdfc bank on 1200000/-twelve lakh n march-2017, so kya main is scheme ka benifit pa skta hu pl tell me
Ji han bilkul le sakte hein
I can apply my home lone is started from March 2016
No
Hello Sir,
I have availed a loan of 13 lakh in 2013 in a co-operative Bank which is not in Primary Lending institution list. Am i still eligible?
or Can i transfer the loan to the other bank listed for subsidy?Please guide
Loans taken in 2017 would be eligible for this scheme
I have taken a flat on loan in 2011 and now I have sold it and want to purchase a New Flat… There is no other home on my name…
May I eligible for PMAY 2017 or not?
May be not, loans taken in 2017 are eligible for teh subsidy
main ek pravite employee hu…aur flat area 810 vrgfeet hai…kya main is scheme ka benifit le skta hu sir pl tell me
Ji han, aap apply kar sakte hein
mt annual income around 3.50 lakh
SIR I PURCHAGE 2 BHK FLAT IN 810 SQ FEET IN MARCH-17,PL TEELL ME I M IN BENIFIT THIS SCHEME I M GOT A LAON IN 1200000 TWELVE LAKH IN HDFC BANK…PL TELL ME
Sir aapse mujhe a jankari chahiye ki pm aawas yojna k antargat jo ham loan le rhe h usme jo plot rhega o NIT k rool se rhna chahiye ya bina nit vala plot kyoki sir g 9-10 lacks ka to sirf NIT clears plot hi milta h to to kitne mai plot lege or kitne mai ghar bnayege
PRADEEP KUMAR -My annual income is about 10 lakh and my plot size is 40*35=1400 square feet I want to know I am eligible or not
Maximum 1180 Square feet is eligible for loan subsidy
thanks
how many amt subsidy take in my case
Sr I need the loan. Bt we already took a home loan from govt before 7 yrs bt it doesn’t fully constructed.so this loan to reconstruct the home. I’m i eligible for the pmay? Plz tell me
Sr I need the loan. Bt we already took a home loan from govt before 7 yrs bt it doesn’t fully constructed.so this loan to reconstruct the home. I’m i eligible for the pmay? Plz tell me
Sir mera Survey I’d generate ho chuka hai, ab kya krna hoga mujeh?
Or Loan ki Emi kya hogi?
Plz give me instruction .
My annual income is 10 lakh,wanted to build house in rural area,works under central govt.Am I eligible.I have not applied for loan yet.please reply soon
Sir iam state govt. Employee my annual income is 360000 i want to know i am elegible or not for subsidy scheme.
Yes, you are eligible
my annual Income is 256200 and my loan requirement 1300000 for 25 year can i eligible for subsidy
You are eligible for the scheme but subsidy would be provided for a loan of up to maximum 6 Lakh in your case, rest 7 Lakh would be not subsidized and maximum tenure is 20 years
I take a home loan for the month of February 2017 and i want to PM housing loan interest rate subsidy. so i request you to please give me advise and proper instruction
.
You can directly go to the bank and ask them to process the subsidy
loan lavice
I applied for a house loan from pnb, but they told I am not eligible for pmay. My annum income is 5,28,000/- so My house area will be 60sq/mtr, but I choose a apartment 824sq/ft so it for I am not able under pmay. Plz tell me how could benefit for this oppertunity. My contact no is 8981491270. Thanku
As per your income and area of apartment, you are eligible for the PMAY loan subsidy scheme but only if you applied for the loan in 2017. The scheme guidelines were out only on 22nd March, the banks might not have any information about these, please contact them once again
Mine bhi loan chaiye
Is it applicable only to NEW Loans – Or the existing loans processed after 1 Jan 2017 can also take this benefit. Please give clarity on the same.
Both new and existing loans sanctioned in 2017 can take benefits of this scheme
2011ke jangadana mai hamara nam nahi hai mai kya karu mujhe 150 lakh chahiye sar kya karu dhandh karna chahata hu
Get 06 palot 25 Rom 11 madar tresa scool malwani malaad west Mumbai MHARASHTRA 400095
Please let me know if I am eligible or not. My income group under 12lac per annum. My loan amount is 29lac and tenure is 20years. Loan taken June 2016. Property is 720 square feet.
No, you are not eligible, loans applied/sanctioned in 2017 would be eligible for the subsidy under the scheme