Jammu & Kashmir Health Scheme (JKHS) 2020-21 – Free Universal Health Insurance Cover upto Rs. 5 Lakh

Jammu and Kashmir Health Scheme (JKHS) 2020-21 to provide free of cost universal health coverage to all residents of J&K who are not covered under AB-PMJAY, Rs. 5 lakh health cover for J&K families for treatment at all govt. & private empanelled hospitals
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Jammu and Kashmir government has launched J&K Universal Health Scheme 2020-21 to provide free health insurance to all residents. Under this Jammu & Kashmir Health Scheme (JKHS), around 1.25 crore people can avail same benefits as provided under Ayushman Bharat PMJAY which covers 31 lakh people (5.95 lakh families) in J&K. All the people can now avail free health insurance coverage of Rs. 5 lakh per family per year on floater basis. Moreover, there is no restriction on family size, age or gender.

In the J&K Universal Health Scheme, the govt. will now cover 94 lakh more people (15 lakh families) which are not covered in AB-PMJAY (Ayushman Bharat PM Jan Arogya Yojana). A total of 1.25 crore people can now avail cashless and paperless treatment at all govt. and empanelled private hospitals.

All pre-existing illnesses would be covered in the J&K Universal Health Scheme. In this post, we will provide you the complete details of this free health insurance scheme for J&K people.

Jammu & Kashmir Health Scheme (JKHS) 2020-21

Below are the complete details and highlights of this J&K Universal Health Scheme 2020:-

Name of SchemeJ&K Universal Health Scheme
Launch Date21 July 2020
State NameJammu and Kashmir
Total Number of Beneficiaries1.25 crore
Type of SchemeFree Health Insurance Scheme
Insurance CoverRs. 5 lakh
Where to Avail TreatmentGovt. run & other Empanelled Hospitals
No. of Diseases covered1,469
Jammu & Kashmir Health Scheme 2020-21

Rs. 5 Lakh Free Universal Health Insurance Coverage for All J&K Families

The beneficiaries shall have access to 20,853 (public and private) hospitals across the country and avail benefits with facility of inter-state portability. In J&K union territory, there are 159 public and private empanelled hospitals. J&K Universal Health Scheme will cover 1,469 medical and surgical packages / procedures. This scheme will include life consuming diseases such as cancer and kidney failure.

This scheme would also cover treatment for oncology, cardiology and nephrology related illness from day one including high-end diagnostic procedures during hospitalization. All the J&K Universal Health Scheme beneficiaries shall be eligible for coverage of 3 days pre-hospitalization and 15 days post-hospitalization expenses.

The decision to provide free health insurance under Jammua and Kashmir Universal Health Scheme was taken at a meeting by the administrative council. This scheme will cover all employees, pensioners and their family members. Moreover, employees will continue to get Rs. 300 p.m as medical allowance to take care of OPD treatment.

Govt. will perform identification of the illegible families for getting registered for the Health Scheme on the basis of socio-economic census (SECC) data 2011. Furthermore, the families/persons that have been left out in the census can be enrolled on the basis of a defined process.

Content Source / Reference Link: https://www.republicworld.com/india-news/general-news/j-and-k-govt-announces-free-universal-health-coverage.html SAVE AS PDF
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3 thoughts on “Jammu & Kashmir Health Scheme (JKHS) 2020-21 – Free Universal Health Insurance Cover upto Rs. 5 Lakh”

  1. Where we can enroll and what will b procedure to avail and who will verify eligibility /documantaion to make the universal cards ,can i apply for to setup such facility for the people


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