Easy Loan Scheme for Rural Households with Interest Subsidy

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The central government is planning yet another loan scheme, but this time only for the rural households. The Modi Government may soon introduce a new easy loan scheme under which small loans to rural households would be provide at a subsidized interest rate of 4% to 7%. Under the new loan scheme, the rural households would be able to secure small loans at lower interest rates and without any security deposit.

Under the new scheme, a loan of up to Rs. 1 Lakh would be provided to poor rural households in the coming 3 to 5 years. As per the reports in Economic Times, the loans would be provided at subsidized interest rate of 4% to 7% without any security collateral. The government is said to have simplified the process of accessing the loan and is working on the details of the scheme.

There are about 8.5 Crore poor rural households in the country as per the Socio Economic Cast Census who may require such easy loans to fulfill their everyday needs.

The new loan scheme would definitely prove to be of great help to the rural households who can not afford loans at such high interest rates or even not able to access loans at all.

The scheme is expected to be out soon, the complete details would be available once the scheme is launched.

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37 thoughts on “Easy Loan Scheme for Rural Households with Interest Subsidy”

  1. Ye sab Pese Khane wAle log bethe hain beech me..aj hi mene pmkvy k loan ka pata kiya toh muje bataya gaya ki 7 lac me se sirf 5 lac loan milega or baki ka beech wale log khayenge..or koi subscidy ni hai 5 lacs k 6 lacs chukane hain..ye hai pradhan mantri ki yojna..ese mitra hai corruption.

    Reply
  2. as all we know pm modi ji is doing too much for people but it is not enough because they should also be concern about the transfer of funds because their are still too many loopholes in the procedure because too much people are taking advantage of it
    so that is the real problem

    Reply
  3. To
    The P M Modi ji
    Of India
    Sir
    With respectfully i bag to say that
    I am poor.please give me lone 100000
    Thanks you
    Vijay kumar

    Reply
  4. All schemes benefit should get olny private sector not a govt sector as much possible to reach in village town. I am waiting for this scheme & i hope that procedure of scheme will make in easy way. also other schemes also.

    Reply
  5. Sir ,
    I want to build shop at my village in Maharashtra , can i benefited to get loan on lower interest from national banks under prime minister scheme if yes please direct me.

    Reply
  6. Respected Sir,

    Hamare ek chotta sa larka hei, or ham log join familu hei, but ham logo ka ghar bonane ke liye financial problem hei, baris hone se ghor ke ander pani vor jata hei, bhut problem face karne porta hei, so please sir, pradhan mantri awas yojana se hamko help kijiye,ham apke avari rehenge.

    Reply
  7. Sir mujhe bhi ghar chahiye mera naam sonu nishad hai mai apki pmkvy yojna ka laabh utha raha hu Mai hardware se hu

    Reply
  8. Siri modi g ham bhut HI garib ghar age h hamari jamin mere papa ke chacha Tay ne harap rakhi he or hmare pass sar chupane ki bhi jgah nhi h kirpya aap hmari madatt kre.. Jai hind

    Reply
  9. Ham do miya bibi ordo bchay hai or ham share mai keray per rahety hami Ghar kharidny ki liay hami Lon chahiay. Dhanibadh.Jai hind,BJP Samerthak

    Reply
  10. Me apni maa or bhan ke liye ak ghar ki vayvastha karna chahti hu taki unhe khi bhatakna n pade . Mene bhuat logo se is yojna ke labh uthana chaha pr kisi ne shi jankari nhi di . Sab pese hi mangte h kam karne ke liye . Or kuch log kahte h ki is yojna ka kuch nhi hoga . Pr mujhe lagta h ki is prdhan mantri yojna ka laabh hum jese be sahara logo ko jarur milna chahiye . Thank you?prdhan mantri awas yojna sab ka ghar ho apna ?

    Reply
  11. Mere maa papa jitna bhi kamata hai o sab rashan me hi kharch ho jata aagar mujhe pradhan mantri aawasa yojana se help mil jaye to mai aapni maa papa ko ek chhota ghar bana kar deta thankyou

    Reply

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