The Maharashtra state govt. is planning to introduce “Direct Benefit Transfer Portal” (DBT) to collect the data from farmers regarding their loan. The farmers can register themselves on the portal and they have to fill all details for their loan waiver.
The Maharashtra DBT portal is aimed at ensuring simpler and faster flow of funds to genuine beneficiaries and cut frauds. The new DBT portal would be developed on the lines of existing central portal. Recently, the farmers’ agitation in Maharashtra was demanding for mercy on their loan. The state govt. has announced over Rs. 36,000 crore loan waiver to relief the farmers.
Objective of DBT Portal
The objective of DBT portal would be to cover all farmers in the state and provide a relief from the burden of loan and increase their income.
Farmers who are not eligible for loan waiver scheme
- The farmer whose income is at least 15,000 per month and are registered for paying taxes or have a secondary source of income.
- Farmers who are elected on the board of district co-operative banks, agricultural produce marketing committees and sugar co-operative mills.
Every farmer who register for the loan waiver will put on their individual Aadhar numbers and other information about land records and income. This information will ensure that he or she does not fall in any of these categories.
The co-operation department estimates nearly 89 lakh farmers as beneficiaries under the newly announced loan waiver scheme. According to official notification, Govt. will contract a private company to run the process that collect all details regarding the Farm Loan Waiver.
Required Details of Beneficiaries
- Loan account and details of the bank from where the loan is availed.
- Requirement of land records.
This scheme will undoubtedly improve the financial condition of farmers and brings down the number of suicide cases in the Maharashtra.
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