बजट 2019 में महिलाओं के लिए मुद्रा योजना के अंतर्गत 1 लाख तक बैंक लोन की सुविधा, ओवरड्राफ्ट सुविधा को बड़ा कर 5,000 किया गया, SHG ब्याज सब्सिडी प्रोग्राम को सभी जिलों में लागू किया जाएगा
Finance Minister Smt. Nirmala Sitharaman has announced that 1 women in every Self Help Group (SHGs) will be made eligible to avail loan of Rs. 1 lakh under Mudra Yojana. Now the central govt. will extend Women SHG Interest Subvention Program to all districts. In addition, each SHG women member having Jan Dhan account can avail overdraft facility upto Rs. 5,000.
Union Budget 2019-20 primarily focuses on Nari to Narayani initiative in order to progress with greater women participation. The govt. reinforces its approach of going beyond just women-centric policy making to building women-led initiatives and movements.
In India’s growth story, particularly in the rural economy, the role of women is a very sweet story and is distinct.
1 Lakh Loan to Women under PM Mudra Yojana (PMMY)
FM Nirmala Sitharaman focuses on Nari To Narayani in Union Budget 2019-20. Women forms an essential part for the overall growth of the country. This Budget 2019-20 has transformed govt. approach from woman centric policy to women led development:-
- Women SHG Interest Subvention Programme to be extended to all districts.
- Every verified women SHG member with a Jan Dhan Bank Account to get an overdraft of Rs.5,00
- One woman in every SHG will be eligible for a loan up to Rs. 1 lakh under the MUDRA Scheme
One woman in every SHG will get 1 lakh rupees under MUDRA for her business; overdraft facilities too increased; we have addressed needs of all segments without denying anybody: FM
— PIB India (@PIB_India) July 5, 2019
Central govt. has supported and encouraged women entrepreneurship through various schemes such as MUDRA, Stand UP India and the Self Help Group (SHG) movement. FM proposed to form a broad-based Committee with government and private stakeholders to evaluate and suggest action for moving forward.
This gender analysis of the budget aimed at examining the budgetary allocation through a gender lens has been in place for over a decade. Accordingly, India can make progress with greater women’s participation in its growth story.